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Civil Liability Bill 2017

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Proposed changes within the Personal Injury sector have recently been brought to light in the Queen’s speech, with a particular focus being placed on whiplash claims. Changes to whiplash claims come as part of the Civil Liability Bill and have been introduced with the intention of making claims processes fairer and more transparent.

We understand that making sense of technical elements of proposed Government changes can be difficult, so we’re breaking down the jargon to let you know exactly what’s what. We’ve selected a few of the most important questions that you may have about the proposed changes to give you simple, easy to understand answers.

What are the proposed changes?

In accordance with the Civil Liability Bill, the following changes have been proposed:

  • Claimants will be unable to settle whiplash claims without medical evidence.
  • In the case of a successful claim, compensation payments will be subject to a fixed tariff system which is predicted to be capped at 2 years.
  • Claims for whiplash cases up to £5000 will be moved into the small claims court. This will also apply to personal injury cases of up to £2000.

These changes are predicted to reduce car insurance premiums by £35 per motorist.

Why have they been proposed?

Fraudulent whiplash claims are, unfortunately, becoming a more common occurrence, the increasing number of which are having a detrimental effect. Fraudulent claims have been linked to higher car insurance premiums for motorists, as insurance companies are forced to pay out more in compensation. False claims also make for an unjust system as individuals who are not entitled to compensation have been awarded settlements, while those who are genuinely injured continue to suffer.

To put it simply, proposed changes seek to reduce the number of fraudulent whiplash claims in order to pay full compensation to genuinely injured people and allow for lower car insurance premiums for motorists.

How will these changes affect me?

These proposed changes should not come as a reason not to proceed with a PI enquiry. It is important to remember that anyone who feels they have been unfairly injured is entitled to claim and shouldn’t refrain from doing so based upon these changes. If anything, it is even more important that you seek the counsel of an establish professional to assess your case. It is our job to remain up-to-date and prepared for any changes to the law and ensure that we adapt our approach accordingly.

At Gowing Law, we will do everything in our power to fight your corner and ensure you receive the outcome that you deserve.

Benefits of Choosing Gowing Law

At Gowing Law, we specialize in medical / clinical claims. Our lawyers have a solid foundation of experience in claims, so we have the expertise needed to negotiate on your behalf.

Our no win no fee agreement ensures that you don’t absorb any financial risk associated with filing a claim. We only collect our fee if your claim is successful. You shouldn’t have to worry about whether or not you can afford legal counsel, especially if you’re already struggling with a decrease in income. At Gowing Law, you don’t have to. Just give us the details of your case and we’ll do everything we can to get you the compensation you are owed.

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