Expert law advice can be hard to come by when you are faced with a personal injury claim or tax claim. With the amount of law firms competing for your attention, it can be difficult to figure out who to turn to in your time of need. This is where Gowing Law Solicitors wants to step in to help. Not only can our solicitors give you the help you need for any type of claim, but they can work on your behalf to ensure that you get the best outcome and pay-out.
Throughout the lockdown, Gowing Law Solicitors has made sure to produce informative blogs and content that can keep you updated about UK legal issues and facts about personal injury claims and tax claims. If you are struggling with a legal claim in the lockdown, it’s more important than ever that you get the expert law advice of a solicitor. In order to help you understand the basics of claims, Gowing Law has now started to produce some mini videos to answer some more specific questions from our clients. These can be found on our social media and our latest blog series: “Let’s Get Legal”.
Don’t forget! If you want to move forward with your claim, Gowing Law’s Solicitors will be here to help you. Call us on 0800 041 8350 or use our claims checker below to get started:
What sort of expert law advice will this series show?
Here at Gowing Law Solicitors, our weekly expert law advice will focus on the different claims our teams handle as a whole. Right now, we are focused on marriage tax claims and PPI tax claims. However, throughout the lockdown we are still here to help you with any sort of personal injury claim or interest in writing a will.
The mini-series surrounding expert law advice will consist of around 5 small videos that are uploaded every week, with additional content added to explain their themes in more depth. These videos may be about current events, such as the pandemic, the lockdown or the backlog of UK court cases. We will also discuss more specific questions about tax and personal injury claims. There may be also a few videos that consist of updates about our law firm.
These videos will serve to help you on your legal journey and also help you to understand the basics of your claims. If you want to send in a suggestion, feel free to do so by emailing info@gowinglaw.co.uk. We would be more than happy to answer your questions.
Where can I learn more information about the topics that you discuss?
Quite honestly, the best place that you can go to see more in-depth content and expert law advice is Gowing Law’s Blog. We keep it updated with the latest claims information. There is lots of content that can show you how to prepare for a case and what sort of evidence you are going to need to get a valid pay-out. We also updated with seasonal events and topics. So, it’s the best place to learn more about how we can help you. Keep an eye on it to learn the latest of Gowing Law’s advice.
If you are seeking more personalized advice, we would recommend that you speak to one of our legal specialists. They will listen to your story and give you advice based on your own circumstances. That way you can figure out whether or not you want to move ahead with your claim. To speak to them today, you can use our LiveChat or you can call our number, 0800 041 8350.
With that said, let’s dive straight into this latest series of “Let’s get Legal.” Remember, if you
want more information on the topics we’ve discussed, don’t hesitate to contact us about them.
What are the signs that you have been mis-sold your pension?
When you have reached your golden years, there’s nothing you are going to want more than to start to settle down and finally retire. That way you can start enjoying yourself and pursuing passions that you have put on hold to focus on your family, job and financial matters. That’s why you need to make sure that you pick a retirement plan that can help you maintain your lifestyle.
There are three types of pensions plans that you can pick from. These are a state pension, a defined pension scheme and a defined pension contribution. Make sure to research these thoroughly before you make your choice on which pension plan you want. If you want to invest your pension into a scheme to increase it, there is a chance that your investment advisor may end up misleading you. Gowing Law Solicitors can help you with any sort of pension mis-selling claim. That’s why we want to point out some examples of pension mis-selling that could make you lose money:
- You were cold called about your pension
- Your investment advisor lied about their experience
- There was no paperwork or contract to sign
- Your advisor made a commission by recommending a certain scheme
- The plan ended up being a tax avoidance scheme
- You were forced into investing in the scheme
These are only a few of the reasons how you could have been mis-sold a pension. Our video contains a few additional examples of how you could have been mis-sold. If you do end up being mis-sold a pension scheme, Gowing Law Solicitors can help you try and recover some of your losses through compensation. Your evidence can include correspondence between yourself and your investor and the lack of a contract. For more information please see our mis-sold pensions page:
Why did my PPI pay-out get taxed in the first place?
One of the latest claims that we have been working on for our clients over the last year are PPI tax claims. So far we have managed to claim around £10,000 in total for our clients over the last year. However, you may be wondering why your PPI pay-out had tax taken away from it in the first place.
Originally, PPI was used as a safety blanket for those who took out financial loans and could not pay the money back. But in most cases the policy was mis-sold, therefore the UK public received a pay-out from HMRC. This pay-out consisted of:
- The payments for your PPI
- Any interest that was added onto the PPI payments from your bank
- A statutory interest of 8% per year
The pay-out was used to get you back to what you should have financially been at before you were forced to pay PPI. However, if it was suspected that you went over your personal savings allowance (PSA), your statutory interest may have been taxed. Unfortunately, this may have been an incorrect assessment, and tax could have been deducted by mistake, or it could have been automatically deducted at 20%.
You can claim this back with the help of Gowing Law Solicitors. Our PPI tax self-assessment form only takes a few seconds to complete! Why not take a look at it below?
Will my job change affect my marriage tax claim?
Another tax claim that we have been focused on are marriage tax claims. Did you know that 50% of married couples and civil partners are eligible for a marriage tax, but just don’t know about it? Gowing Law Solicitors is determined to make our clients aware that they could get a discount on their future tax. They could also get a pay-out for any excess tax that they have paid over the last 4 years.
Right now, the lockdown may be causing you a lot of issues about money and your job, especially if you have recently been put on furlough or have a business that is currently closed down. You may also be worried if you have a zero-hour contract or are self-employed.
First things first, to be eligible for a marriage tax claim you and your partner need to fulfil three criteria:
Unfortunately, if your job does change then it might impact your tax bracket and the wage you receive. One partner must pay basic tax and then the other must not pay any sort of tax. If your claim has already been agreed on by HMRC then it may not impact you. However, if you have just started your claim then there is potential for the claim to be invalidated. The reason why it could be affected is because one partner must have an excess PSA (from not paying basic tax) whilst the other must not. That way the PSA transfer can be made between the two.
We have gone into more detail on marriage tax claims and jobs in our latest marriage tax blog, but the best way to see if you’re eligible is to speak to a tax specialist from Gowing Law Solicitors. That way you can get the best expert law advice possible. Click on the link below to learn more about these type of tax claims:
Can I still make an accident at work claim if I am now working remotely?
Nowadays, as the majority of our UK clients have been remotely working since the start of the pandemic, if they have previously suffered an accident at work (for instance in the work environment), then they may not feel comfortable enough to move forward with their claim.
Now, obviously you cannot make a claim if you get hurt whilst working from home. Your employer does not have responsibility over your own home, therefore you cannot make a valid claim. However, if you got hurt due to the negligence of your manager or employer before the lockdown occurred, you could be eligible for a compensation pay-out.
The amount you get depends on the extent of your injuries and the extent of the negligence.
Examples of negligence may include:
- A lack of safety training
- Forcing you to work in a messy environment
- Asking you to do physical tasks that you are not employed to do
- Making you do repetitive tasks that could increase your chance of stain injuries
- Putting you at risk of violent customers/clients
These are only a few ways that you could suffer from the negligence of your employer. The worse your physical injuries are, the more likely that you are going to receive a higher pay-out. Gowing Law Solicitors can help you with any sort of work accident throughout the lockdown. All of our lawyers currently work from home, therefore you will find that we are always available to make sure you can get the pay-out that you deserve.
Click the link below to learn more about work accident claims:
Can I only claim for physical damages in a personal injury claim?
This is the type of question that applies to the majority of personal injury claims you may encounter. The amount of compensation you receive will depend on the extent of your injuries. So, if you experienced a life changing injury, it is very likely that you will get a higher amount of compensation.
Did you know as well that there are additional damages that could add to your overall pay-out? This includes:
- Emotional damages
- Equipment damages
- Financial damages
- Loss of opportunity
If you have experienced any losses outside of your physical injuries, you may be eligible to receive a larger pay-out. Make sure to keep evidence of your losses to show how they affected your life. That way you can show the person responsible that you do have proof of their negligence. It will also be useful if you end up going to court to have your compensation sorted.
Find out more about personal injury claims and damages by clicking the link below:
Contact Gowing Law Solicitors to get started with your claim!
Here at Gowing Law Solicitors, we are proud that we can provide our clients with expert law advice when they need it the most. That way they can feel comfortable about making a claim with us. All of our consultations and help is no-obligation. This means it is free and you can come to talk to our specialists as much as you like. If you are happy to work with our lawyers, we can offer our services on a “no win-no fee” basis. That means you will always come out on top even if we do not win your case. You will only need to pay our lawyers’ fees if we win you your compensation!
Contact us today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by talking to us through our LiveChat. One of our specialists will then be in contact as quickly as possible.
Follow our social media to receive more expert law advice
If you want to keep updated about this series, our seasonal events and competitions, make sure to follow our Twitter and our Facebook. That way you can be the first to see what our law firm is up to. Click the links below to see more:
