Tag: negligence

Gowing Law Personal Injury Jargon Buster

Posted on July 8, 2019 by - Blog

Personal Injury Terminology Explained!

At Gowing Law Solicitors we aim to ensure that your claim process is quick, straight forward and hassle free. We understand that the terminology used in the claims process can be sometimes confusing and frightening to some and this can be off putting in terms of bringing a claim forward. To address these confusions, we have put together a jargon buster for you to refer to, to make things a bit clearer!

ATE Insurance

ATE insurance stands for “after the event” insurance. It is an optional insurance policy that you can take out after the accident has happened and you have decided to bring a claim for personal injury. If you lose your claim this policy will ensure that you are not left with any outstanding costs.

Limitation Period

This is the period of time within which you can bring a claim. The limitation period for a personal injury claim is three years from the date of the accident. If a minor is involved in an accident they can also claim, however if the litigation friend chooses not to bring a claim for the minor at the time of the accident the child will still have 3 years from the date of their 18th birthday to bring their own claim forward.

Success Fee

A success fee is a percentage of your compensation that is deducted by us if your case wins. Our success fee is capped at 25% of the compensation you are awarded. This is to cover legal costs accrued when running your claim. 

Litigation Friend

A litigation friend is a suitable person over the age of 18 chosen to represent a “protected party” such as a minor or a vulnerable adult.

Admission

An admission is when one party agrees that something the other party has said is true. This is often a term used when the Defendant accepts blame for the accident i.e. “admission of liability”.

Conditional Fee Agreement (CFA) – No Win No Fee

A CFA  is otherwise known as a No Win No Fee agreement, this means if your case was to lose you should not have to pay your solicitors fees. Entering into a No Win No Fee agreement will mean that there is nothing for you to pay upfront and if your claim is successful you will pay no more than 25% of the amount you are awarded as our success fee. 

Liability

Admitting liability means you are accepting being legally responsible for something.

If you have any queries about the terminology used when bringing a claim give our team a call on 0161 464 4444 and we will be happy to help!

Hair & Beauty Claims – FAQ’s

Posted on July 4, 2019 by - Blog

Hair and Beauty Claims – Your Frequently Asked Questions Answered

 

Some people may be unaware that they can bring a claim for personal injury against a salon, hairdresser or beautician if a treatment has left them with an injury or damaged hair. Head over to our previous Hair and Beauty Claims post to read the different kind of damages and injuries you can claim for! Here we answer your frequently asked questions about bringing a hair and beauty claim.

 

FAQ’s

Will it cost me anything?

No, we operate all of our claims on a No win No Fee basis. This means that if your claim is unsuccessful then you should not be charged anything. The No Win No Fee arrangement will mean that there is nothing for you to pay upfront and, if your claim is successful, you will pay no more than 25% of the amount you are awarded.

How much compensation will I get?

If you are claiming for hair damage we will arrange an appointment with a hair and scalp specialist (Trichologist) on your behalf. The specialist will evaluate the severity of the damage to your hair or scalp and then determine the period of time it will take for your hair to return to its prior length or condition. We will then use the Trichologist report to calculate the amount of compensation we believe you should receive.

If you are claiming for skin damage after a procedure, we will arrange an appointment with a skin specialist to assess the damage. The specialist will then prepare a report to evaluate the severity of the damage and in some cases may recommend further treatment if necessary. We will then use this report to calculate the amount of compensation we believe you should be awarded.

Will I have to provide photographs?

We will require you to send before and after photographs of hair damage as well as photos of any injuries or scarring. We understand that some injury photos may be intimate (such as a waxing or laser hair removal injury) we have a team of highly qualified and experienced female solicitors upon request of the client to deal with both intimate and general hair and beauty claims who will handle all cases with confidentiality and professionalism to ensure our clients feel at ease and comfortable with their claim.

Is there a time limit for bringing a claim?

You have 3 years from the date of the incident to bring a claim for injury or hair damage after a hair or beauty treatment

Can I claim against a mobile hairdresser?

When bringing a claim for hair damage or personal injury the claim is against the insurance of the salon. There is no legal requirement for mobile hairdressers to have insurance, unless they have employees working for them, then by law they must have employers liability insurance. If you were to attempt to bring a claim against a mobile hairdresser who has no insurance we would send a letter of claim to the individual, it is unlikely that the individual would be able to afford to pay the client compensation so it’s always best to check your mobile hairdresser has insurance before booking an appointment!

Medical Negligence: When Botox goes wrong

Posted on September 12, 2018 by - Blog

Medical Negligence: Botox goes wrong…

A fitness instructor who has had more than 50 life-changing symptoms from medical negligence, including heart problems, difficulty in breathing, anxiety, loss of bladder control, hair loss, tooth decay and hallucinations attributes these to the affects of having Botox

The fitness instructor started using Botox in 2008 and says that the after affects have changed her life completely.

She aimed to start a family with her partner who ended up being her carer as was unable to work due to the problems she suffered.

Have you been the victim of similar incident?

Has this incident affected you physically or mentally? If so, At Gowing Law Solicitors our goal is to handle your case quickly and efficiently, so you can get the funds you need to rebuild your life. Fill out the contact form and we’ll contact you shortly to set up a consultation. You can also call us at 0161 808 8888 to talk to one of the Team today. Should you want to work with our expert solicitors, we can offer you our services on a “no win-no fee” basis. That means you will always come out on top and will not need to pay any hidden fees.

If you want to learn more about legal claims, visit our blog page to read more!

Hair Extension Damage: What do you need to know?

Posted on September 7, 2018 by - Blog

Damages Case Study

A horrified customer has been left bald after her hair extensions were fitted with an incorrect glue. This is an example of Hair Extension Damage.

The 38-year-old was left in agony and with a bleeding scalp and believes she was left with no choice but to shave her hair off altogether after her hair extensions were glued to her scalp.

The customer said she was gobsmacked that this has happened and would not wish for someone else to go through the same pain she has.

The mother of two asked a mobile beautician who had previously done spray tans for her to fit her hair extensions believing that she knew what she was doing.

Halfway through the session her scalp became really sore and by the evening the pain was unbearable.

She said she was told the new hair would ‘slacken off’ and the pain would ease the next day but 24 hours later she was still suffering.

It was only after a trip to a local hairdressers to get them removed it was explained that they had in fact been fitted with an incorrect glue.

Have you been the victim of Hair Extension Damage?

Has this incident affected you physically or mentally? If so, At Gowing Law Solicitors our goal is to handle your case quickly and efficiently, so you can get the funds you need to rebuild your life. Fill out the contact form and we’ll contact you shortly to set up a consultation. You can also call us at 0161 808 8888 to talk to one of the Team today.