Month: April 2021

Can I still make a Housing Disrepair Claim during lockdown?

Posted on April 27, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims

By making a housing disrepair claim, you have decided that your landlord is guilty of negligence. Your landlord is responsible for the upkeep of your home. Although you need to keep it clean, tidy and in a habitable state, if there are repairs that need to be completed in your council home, that falls to your landlord to fix. Currently, the UK is coming out of the lockdown. However, before this ease started, your landlord should have been checking in regularly to make sure that there are no disrepairs that could impact your life for the worst. If they have completely ignored you throughout the lockdown, even if there have been problems, you could be eligible to make a compensation claim.

Find out more about making a housing disrepair claim by calling Gowing Law’s firm at 0800 041 8350 or by clicking the button below:

What is a landlord responsible for with my council house?

As you can see, if you live in a council house or a home from the housing association, your landlord is responsible for quite a lot of the property. When you first move in, you expect it to be in a good condition. That way if you are moving in with any other people, you can feel safe and secure in your own residence. Take a look at the infographic below to get a better idea of what areas of your property fall under your landlord’s responsibility:

These are only a few examples of what repairs your landlord will need to make. If any of the aforementioned categories do fall into disrepair, it is their job to get them fixed as quickly as possible. Even during the lockdown, they are responsible for sending out (and financing) any engineers to repair the damages to your home. If they fail to do this, by either ignoring you or refusing outright, they could be liable for negligence. That means they have failed in their “duty of care” towards the residents within their property.

How do I know if I am eligible to make a housing disrepair claim?

Above you can see a case study of a client who was eligible to make a housing disrepair claim. They are not as complicated as you may originally think. Instead you need to think of this type of claim in relation to their damages. That way you can figure out whether or not you are eligible. For any type of personal injury claim, the amount of compensation that you receive will be based on your physical damages. The same thing applies to housing disrepair claims. You can make your claim based on your physical, emotional and financial damages. You can also make a claim based on the damages to your belongings.

Your eligibility for Housing Disrepair Claims will be based on three things:

Your physical damages: If the disrepair has caused you to get hurt, and you need to seek medical treatment to try and help improve your condition, you could be eligible for compensation.
Damages to your property: Your belongings may have been damaged by leaks, damp and mould. If this has happened, your landlord will be responsible for replacing the damaged items
Inconvenience: The disrepairs in your property may have taken a toll on your daily pattern and quality of life in general. If it has disrupted your pattern, and you have found you cannot use your house property, you could be eligible for a claim.

If you fall into any of these categories, you could be eligible for compensation. Speak to your solicitor to find out more about your eligibility. That way you can feel confident about asking for compensation.

Should my landlord be helping me during the lockdown?

To be quite blunt, they should have been helping you throughout the lockdown if your home was suffering from disrepair. It is your landlord’s duty to make sure that you were living without the damages impacting your quality of life. Of course, it may have been difficult to visit you due to the social-distancing regulations. However, they could have organized a professional repair team to go to your home. They could have also spoken to you through email or phone to assess what the damages were. If you were worried about them coming to your home, you could have sent them pictures of the damages instead. As you can see, even during the pandemic, there were lots of ways that they could have helped sort out your disrepairs. If they just ignored you, this is a sign of negligence and shows that you could be owed compensation for your damages.

Now that lockdown is easing, and it is becoming simpler for people to meet in the public, your landlord should be trying to offer more support in relation to your disrepairs. If you feel as if they are still not doing this, you should start on your Housing Disrepair Claim with Gowing Law Solicitors. Our team of specialists are here to assist you throughout the lockdown and beyond!

How much could I be owed from a Housing Disrepair Claim?

You may be wondering how much compensation you could be owed from your claim. Quite honestly, it depends on the extent of your damages and the negligence of your landlord. If you have suffered from physical injuries, emotional and property damages, it’s very likely that you will receive a higher amount of compensation than someone who has just had a few belongings damaged due to a leak. The best way to get an estimate of how much compensation you could be owed is by speaking to your solicitor. They can calculate your damages and let you know whether or not you should move forward with your claim.

Are you ready to get started on your Housing Disrepair Claim?

We understand that you may feel nervous and vulnerable when you make your housing disrepair claim. After all, you may not understand who to turn to if you are struggling to move forward and get the repairs needed to live in comfortable accommodation. Gowing Law Solicitors will be there to support you throughout your claim. We can offer you free advice and consultations to get you started. If you are happy to move forward, we can offer you our help on a “no win-no fee” basis. That means you will not need to pay any hidden fees. Instead, you will only need to pay our solicitors if they win your case. Therefore, you will always come out on top.

Contact our lawyers today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our simple self-assessment form. One of our specialists will then be in touch to answer any questions you may have.

Learn more about Housing Disrepair Claims

If you want to learn more about different types of housing disrepair claims, the best place to visit is Gowing Law’s blog page. We update it every week with brand new content. This includes information about different legal claims, seasonal events and information about our law firm’s latest updates. We even host the occasional competition or giveaway on our blog and social media. So, make sure to keep an eye on the blog to see what’s been happening! You can even suggest a blog topic to us by emailing info@gowinglaw.co.uk.

We look forward to seeing you in our next blog!

Housing Disrepair Claims, Mould & Damp Issues: What should you do?

Posted on April 26, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

Housing Disrepair Claims are there to protect you and your assets if your landlord has been neglecting their responsibilities and your house has started falling apart. Well, perhaps not falling apart entirely, but has started experiencing some damages that only your landlord can fix. When it comes to the exterior and interior of your council property, you cannot fix the damages on your own. In fact, you should not be spending any money at all on your rented accommodation. Your landlord has a “duty of care” towards you and their other tenants to ensure that you can live comfortably in your council home. That’s why it is so shocking that, recently, that many families are being forced to live in .

If your home has suffered from damage due to mould and damp issues, your landlord is responsible for fixing it. Should they refuse to help then they could be liable for any physical, financial or emotional damages that you suffer. This is where you should consider making a housing disrepair claim to claim compensation for your losses. You can do this by calling our housing disrepair claims law firm at 0800 041 8350 or by clicking the button below to visit our website:

What are Housing Disrepair Claims all about?

When you move into a council flat or a home from the housing accommodation, you expect it to be in a good condition. That means that it needs to be habitable for both you and your family. Your landlord is responsible for the state of your home, as well as any of the following:

Electricity, water, sanitation and gas maintenance
Fire safety
Exterior and roof structure damages
Heating problems
Mould and damp problems
Security for the property
Broken windows
Carpets in a state of disrepair

These are only a few examples of the types of damages that you could encounter inside of a rented property. You may be feeling concerned about whether or not you need to pay for any fixes that occur in your home that are no fault of your own. We would highly recommend that you do not pay for them. Even during the lockdown, your landlord was responsible to make any repairs that were needed. If they refuse then they could be held liable for any damages that you suffer as a result of them, especially if you are suffering from a mould and damp issue.

Mould & Damp issues: Why should you be aware of this type of disrepair?

One of the most common types of disrepair, especially when it comes to council homes, is mould and damp. Mould can become a serious problem when it comes to any type of home because it is so difficult to get rid of it. You may purchase cleaning products to get rid of it, but after a few months it will just come back. Now, your landlord may give you advice on how to stem your mould problem, such as opening windows and making sure your home is not too humid. But this sort of advice is still not a way of fixing the problem.

Worse still, it may impact your quality of life, especially if you have to open your windows or not have your heating on during the colder months. You may find it very difficult to live in your home due to the mould. Take a look at the gif below to get a better idea of how a damp problem could impact you:

As you can see, Lewis suffered due to negligence of his landlord. They refused to help him and so he was forced to make a housing disrepair claim against them. Black mould can come as a result of the home being too warm and too humid. Therefore, it will need a specialist to come in and fix the problem. They will identify the issue, mark off the affected areas and treat them efficiently. Therefore, you will not need to worry about your home being uninhabitable.

If you are concerned about your own eligibility, the best way to find out more is to speak to Gowing Law Solicitors. Our law firm can help you figure out whether or not you think it is worth moving forward with your claim. That’s why we would highly recommend that you fill out our self-assessment form to get started:

Furniture Damage & Mould Problems

Before we jump into the basics of housing disrepair claims & eligibility, let’s take a quick moment to talk about property damage. One of the biggest hazards of mould, apart from physical damages, is in relation to your belongings. Now, mould is easily spread from different fabrics. It can appear on wood and stone, however it is also very easy for it to spread to your clothes, furniture and property. If you have noticed that there is mould on your furniture, your instinct may be to immediately wash the damaged property. But honestly, it’s very unlikely that this will get rid of the problem. In fact, it’s more likely that the mould will grow back due to the conditions of your home.

If your property has been damaged due to mould, you can make a claim against your landlord for compensation. They will have to provide the funds to have the objects be replaced. Just keep in mind, they will expect you to buy them second-hand. So, be aware that they will not pay the original price of what the belongings were valued at.

What factors could make me eligible for compensation?

Mould and damp are only a few examples of problems that your classify your house in “disrepair”. Your landlord is responsible for the safety of you and any other residents in your home. If they refuse to fix your property, they could be guilty of negligence as they have gone against their “duty of care.” The three main ways that you could be eligible for housing disrepair claims are through:

Physical Injuries
Damages to property
Inconvenience

Physical injuries and damages to your own belongs are pretty self-explanatory. However, inconvenience may not be. When you live in your rented home, you want to relax and use as much of property as possible. Unfortunately, if some sort of damage is preventing you from living your live in relative comfort, you may be eligible for a claim. For instance, let’s say you have a mould problem in your bathroom and bedroom. You may not be happy with using the rooms as you suffer from asthma or are worried about your health. So, you end up sleeping somewhere else or refuse to bathe in your home in order to avoid worsening your health. This can show that you have been put at an inconvenience. You could use this prove that you are eligible for compensation.

Gowing Law Solicitors can help you with Housing Disrepair Claims

If you are the victim of housing disrepair, it may be time for you to make a claim with Gowing Law Solicitors. We understand that living in a house that is in a state of disrepair can leave you feeling vulnerable and worried about the future. That’s why our lawyers can help you with any type of housing disrepair claims. We can offer your free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will always come out on top as you will never need to pay any hidden fees. We will only ask to be paid if our solicitors win your case.

Contact our law firm today by phoning 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claims checker. One of our specialists will then be in touch to discuss your claim and how you can get started.

Learn more about Housing Disrepair Claims

If you want to learn more about Housing Disrepair Claims the best place to go is our blog. Our law blog is updated every week with brand new content. These blogs are all about legal claims, seasonal events and updates about our law firm. Should you want to send us a blog topic you would like coupled, feel free to send them to info@gowinglaw.co.uk. You can also take part in our seasonal competitions on our blog and our social media. The links to our social media are below.

We look forward to seeing you in our next law blog!

What should I do if I am the executor of a will?

Posted on April 23, 2021 by Hannah Fletcher - Blog, Uncategorised, Wills

As the executor of a will, it’s your responsibility to carry out the wishes of the deceased. This is not an easy task and may end up being on the most difficult tasks of your life. After all, you will be dealing with the assets of the person who has passed, as well as any liabilities that will be required to be dealt with. It can be a stressful position, especially knowing that you could be the person who is held liable if something goes wrong. Things may be a little easier to cope with now that the lockdown is easing down. However, we understand that you may still be feeling worried about the responsibilities you will now have to undertake.

Here at Gowing Law Solicitors, we are prepared to help you understand your duties during this difficult time. That way you will have time to grieve and still be able to undertake what is necessary. Our law firm has expert will-writers ready to help you write as will, as well as provide advice on how to be an executor of a will. To find out more, call us today on 0800 041 8350 or use the button below to visit our will-writing page.

The Basics of Will-Writing

Before we give you some advice on how to be an executor of a will, let’s have a quick chat about will-writing in general. If you are going to write a will, you are creating a legal document that will show your last wishes. It is legally binding and will detail who will receive what asset. If you own a lot of assets/property, it is wise to create a will just in case. That way if you sadly pass away, your possessions won’t be divided by the courts. Instead, you can have a say over what should happen, as well as who will end up being the executor of your will.

Take a look below to get a better idea of how you can validate your will, if you plan on writing one in the future:

If you are feeling a little nervous about lockdown causing a problem with your will, don’t worry. You can meet your witnesses outside and wear PPE (i.e gloves and masks) when you see other people. If you want to take extra precautions, you can even use different pens to ensure that you do not exchange germs with the other witnesses.

For more information on writing a will, speak to one of our solicitors. They can work with you remotely to ensure you are safe but still get the advice that you need.

What do I do if I am the executor of a will?

Now that we have talked about will-writing in general, let’s have a quick chat about what it means to be an executor of a will. If you have been asked to carry out the wishes of the will. You will need to make important choices in order to make sure the will is fully fulfilled. This can be a bit of a daunting prospect, especially if you have never done this sort of thing before. That’s why it’s important to get in contact with a solicitor. That way you can feel confident that you are doing the right thing, especially in relation to funeral preparations.

The best thing you can start off with is a “to-do list”. That way if there is more than one executor named in the will, you can update each other on different tasks. A list will also help you figure out the task’s timescale and which duties you will need to get completed first. It will also help you keep organized (especially in terms of your paperwork and conversations with people who are involved in the will. Keep in mind that you may also need to contact certain organizations about the person’s death, as well as submit tax returns and liabilities. You will also need to be in contact to the beneficiaries of the will, especially if you need to sell/transfer any property. By remaining organized, this will lessen the chance of mistakes being made during the will’s execution.

Who should I pick as the executor of a will?

Being an executor of a will is not an easy task. When you make a will, don’t forget that it’s important to make sure that the person you pick as executor has enough time to carry out their expected duties. You need to pick someone that you can trust. After all, they will understand that the significance of the assets that they will be handling. However, remember that they cannot be beneficiaries of your will. They need to act responsibly and have your best wishes at heart. That way your estate can be divided fairly. Make sure you speak to your executor before you make your will. The last thing you want to do is leave them surprised.

If you cannot chose your own executor, you can decide to contact a professional executor to help you. They have specialist knowledge about wills that can make you feel more confident that your last wishes will be handled accordingly. As they are also a third-party that is unrelated to your family, you can trust that they will act in your best interest.

Speak to Gowing Law Solicitors today about your will

Here at Gowing Law Solicitors, we understand that writing a will is going to be one of the most difficult tasks you undertake. That’s why we want to make sure that you are supported throughout this difficult process. We can offer free advice and consultations to get you started. These can all be handled remotely to ensure that you are protected during the pandemic, but still are able to feel secure about your future. If you decide to work with us, we can offer services for the following prices:

Contact our law firm today to learn more. You can call us on 0800 041 8350, email us at info@gowinglaw.co.uk or use our claims checker. From there, one of our solicitors will be there to talk to you about your will. Feel free to ask them any additional questions that you may have. We look forward to seeing you soon.

Learn more about will-writing in our blog

We know that a lot of our clients like to understand the basics of the claims they are going to pursue. That’s why we update our blog every week with new content for you to enjoy. This content includes information about legal claims, seasonal events and updates about our law firm. We also accept suggestions for blogs from our clients. So, feel free to send in your suggestions to info@gowinglaw.co.uk. Occasionally, you may also find the odd competition and giveaway listed on our blog or social media. Make sure to check back every week to see what we are writing about. Who knows, you may win a prize? Click the links at the bottom of our blog to visit our social media pages.

We look forward to seeing you in our next blog!

How much compensation could I get from a Housing Disrepair Claim?

Posted on April 22, 2021 by Hannah Fletcher - Blog, Covid-19, Uncategorised

When you make a housing disrepair claim, it is due to the fact that your house is suffering from problems that should have been repaired by your landlord. Your landlord is responsible for the upkeep and maintenance of your council home. If they have failed to do this, it is very likely that you have become the victim of negligence. That is why you should consider making a claim in order to be awarded compensation.

Even during the lockdown, your landlord should have been keeping an eye on your home. It’s time for you to take back control. Making a claim can feel daunting, but you will feel good knowing that you will be able to get the repairs on your home that you need. You deserve to feel comfortable. That’s why a solicitor from Gowing Law will be there to support you throughout the legal process.

If you are interested in getting started with a Housing Disrepair Claim, our law firm can provide you with free advice and consultations. All you need to do is call us on 0800 041 8350 or click on the button below to visit our website:

What is a Housing Disrepair Claim?

It can be frustrating to move into your brand new council home, or home from the housing association, and realize that it is in need of repairs. You want to be able to have accommodation that can suit the needs of you and your family. That’s why it can make you feel vulnerable if there is no clear path to fixing the disrepairs, apart from spending your own money. Make sure you do not do this. It is the responsibility of your landlord to pay for any repairs. If they don’t then you could be owed compensation, the amount depending on the effect of the damages upon your quality of life.

If you are feeling a little confused about whether or not you could have a claim, we have created an example below to get a better of idea of what counts as a Housing Disrepair Claim. Take a moment to watch it:

As you can see, John moved into his new home expecting it to be habitable for him (and other family members that would join him.) However, as there were problems with the roof, and the landlord did not fix them, it affected his quality of life and also ruined his belongings. If your case is similar to his then you could be eligible for a claim. After all, your landlord is responsible for the following:

If your home has suffered from any damages related to the repairs that your landlord is responsible for, it is their duty to have them repaired. It goes against their “duty of care” if they ultimately refuse to do so. This is when you need to start your Housing Disrepair Claim.

How do I know if I am eligible for a Housing Disrepair Claim?

Now that you understand that your landlord is responsible for the maintenance of your council home, it’s time to consider the claims process in general. You may be wondering how you could be eligible for this type of claim. Well, it entirely depends on the damages that you have suffered. If you are living in a home that affects your quality of life, general discomfort or even ends up causing an injury, you could be eligible for compensation. These tend to be rounded off into three categories:

Physical Damages: You were hurt due to the disrepair of your home. Injuries could be from faulty wiring, broken flooring, exposed nailing and many other problem.
Destroyed Belongings:: If any of your property (such as clothing, technology and valuables) are destroyed due to the disrepair of your home, you could make a claim in order to have them replaced.
Inconvenience: If the damages to your home have been impacting your daily schedule, and causing difficulties in actually living in your home, you could make a claim. For instance, if you have been unable to sleep in your bed due to a mould problem, this could affect your sleep cycle and your health.

As you can see, there are a few ways that you could be eligible for compensation. The main way that you will secure your eligibility is if you have suffered from your landlord’s negligence. The amount of compensation you receive will depend on the “damages” you have experienced. This includes physical, emotional, technological and financial damages, as well as any losses of opportunity that you may have experienced. Speak to your solicitor to get an estimate about how much you could be owed. That way you can decide for yourself whether or not you want to pursue your case.

How much compensation could I get from a Housing Disrepair Claim?

As we said before, the compensation you receive from a Housing Disrepair Claim will depend on the damages that you have suffered from. Every legal claim is different. Some people may be owed thousands in compensation. This depends on how badly they have been hurt and the type of repairs that are needing to take place. Other people may only receive a small amount of compensation. This is due to the fact that the damages are not that severe. It all depends on the complexity of case. The delays caused by Covid-19, in relation to the repairs of your house, may also play a part in the amount of compensation you receive.

With that said, the best way to find out how much you could be owed is to speak to a solicitor. Gowing Law’s specialists can calculate how much you could claim. That way you can decide whether or not it is worth making the claim. It can also be useful when it comes to your settlement agreement.

Start your Housing Disrepair Claim with Gowing Law Solicitors

Here at Gowing Law Solicitors, we are proud that we are able to help our clients all over the UK. We know that being the victim of housing disrepairs can leave you feeling vulnerable and uncomfortable. You deserve to feel calm and safe in your home. If this is not the case, it is up to your landlord to fix it. This is where Gowing Law Solicitors can step in to help you. We can offer you free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means there will be no hidden fees. You will only need to pay us if we win your case. Therefore, you will always come out on top!

Contact us today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our self-assessment form. One of our specialists will then be in contact to answer any questions you may have.

Learn more about Housing Disrepair Claims

If you’re interested in learning more about Housing Disrepair Claims, the best place to go is our law blog. We add new content every week and write about different legal claims, seasonal events and updated about our law firm. We also host the occasional competition or giveaway on both our social media and our blog. So keep an eye out so you could win a prize in the future. We also accept topic suggestions for our blog. So, feel free to send in your questions to info@gowinglaw.co.uk.

We look forward to seeing you in our next blog.

What is classed as housing disrepair?

Posted on April 21, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

Over the last year, you have most likely been spending more and more time at home in order to avoid spreading Covid-19. The lockdown has meant that not many businesses, aside from essential shops, have been open. Therefore, it makes sense that in order to stay at home, you want it to be as comfortable as possible for both you and your family. If your home is suffering from disrepair then this could make it practically uninhabitable. Now that the lockdown is easing, it will be easier for your landlord to visit your home in order to make repairs. But to be frank, they should have still been maintaining the upkeep of your council home during the lockdown. If this do not do this then you could be suffering from housing disrepair

If you have suffered from a housing disrepair, it is likely that your home is suffering from damages that only your landlord can fix. Whether you live in a council home or a housing association, Gowing Law Solicitors can help you get the compensation that you deserve. That way you can feel secure for the wellbeing of both you and your family in the future. To learn more, why not call us on 0800 041 8350? You can also find out more about housing disrepair claims by clicking the button below:

Housing Disrepair: What is my landlord responsible for?

To start with, if your home has fallen into disrepair, it usually means that an essential part of it is broken and is need of your landlord’s help to fix it. Usually, this is an area of your house (either inside or out) that needs to be maintained. That way it won’t affect your quality of life, or your ability to actually live inside of the residence. If your rented property is not suitable or safe for people to live in, it can be counted as a housing disrepair, and you could make a housing disrepair claim. Take a look at the gif below to get a better example of what could befall a renter in their home:

As you can see, the disrepair of certain areas of your home falls to your landlord to fix. Of course, you need to be able to keep up with its general upkeep (such as its cleanliness and tidiness), however bigger issues must be solved by the person who owns the property. If your home becomes uninhabitable or starts to affect your quality of life, you could be owed compensation for your damages. Take a look below to get a better idea of what your landlord is responsible for in your home:

Fire safety
Gas, electricity, sanitation and water repair and maintenance
Mould and damp issues
External damages to the property’s structure
Roof and plasterwork repair
Security upkeep

If your home needs an improvement with any of these issues, then these could be classed as housing you could be eligible to make a housing disrepair claim against your landlord.

What would make me eligible to make a claim?

Even during the pandemic, your landlord was responsible for keeping your house in a suitable condition for people to live in. If they failed to adhere to their “duty of care” that means that they could be liable for any damages that you experienced. This includes liability for your “quality of life”. For instance, if you rented a council house and the heating did not work, this could affect your mental and physical health if you were cold and did not have the means to warm up. It may also make you feel angry as you may be considering why you should pay rent for this accommodation in the first place.

With that said, there are three main ways that you could be eligible for compensation. Take a look at the infographic below to get a better idea of these categories:

Don’t forget that when you are thinking about the types of damages that you have experienced, you can claim for both emotional and financial damages, as well as physical damages. Let’s say that you are already suffering from anxiety and depression. If you are living in uncomfortable accommodation that is in need of repairs by your landlord, this could worsen your condition. Speak to a solicitor from Gowing Law to confirm what you could classify as a damage. This could add to the amount of compensation that you receive.

What sort of evidence can I use to prove my claim?

Now that you understand how you could be eligible for a claim, it’s important that you learn more about the evidence behind your overall case. You need to show that you were a victim of your landlord’s negligence. If you do not have any evidence then it will simply become a case of ”he said, she said.” By providing evidence, you are proving that your home is in need of repairs. Your landlord should have provided the support (and funds) to have the repairs made. In addition to this, if any of your belongings have been destroyed due to the disrepair of the house, they will need to be replaced.

Here are some examples of the evidence you could use to prove the disrepair and your need of compensation from your landlord:

Photographs
Videos
Witness Statements
Medical records
Police records
Receipts
Diary Entries
Communications with landlord

Keep all of this evidence safe. You can then give it to your solicitor to organize before a settlement agreement is reached. Your evidence will be used for this settlement agreement, so make sure you provide as much as possible!

Start on your housing disrepair claim with Gowing Law Solicitors

Here at Gowing Law Solicitors, we pride ourselves on being able to provide excellent legal advice to all of our clients about the housing disrepair claims. We understand that living in unsuitable accommodation can leave you feeling uncomfortable and angry at your landlord. That’s why we are determined to help you get the compensation that you deserve. You can come to us for free advice and consultations to get started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will never need to pay any hidden fees. We will always be upfront about our costs and you will only need to pay our solicitors if they win your case. Therefore, you will always come out on top.

Contact Gowing Law Solicitors today to get help with your housing disrepair claim. You can call us on 0800 041 8350, email info@gowinglaw.co.uk or us our claims checker. One of our team members will then be in contact to help answer any of your questions.

Learn more about housing disrepair claims in our blog

Don’t forget that Gowing Law’s blog is updated every week with new content for our clients! We want to make sure you know all about the basics of legal claims before you make your own. So, keep checking our page to see what we have uploaded. We write about legal claims, seasonal events and updates about our law firm. Occasionally, you may even catch the odd competition or giveaway to celebrate a holiday. So, make sure you keep your eyes peeled to get ready to join in or follow our social media. You can also suggest blog topics to us by writing into info@gowinglaw.co.uk.

We look forward to seeing you in our next blog.

Business Interruption Insurance: What should I do if I was rejected?

Posted on April 16, 2021 by Hannah Fletcher - Blog, Business Interruption Insurance, Covid-19, Uncategorised

You may have taken out of business interruption insurance in order to protect your company, assets and employees. This type of insurance is the perfect way to prepare for the future and any troubles that might head your way. However, no one could have predicted the impact of Covid-19 and the lockdown. Businesses around the UK have had to close in order to protect their customers and employees against the virus. Unfortunately, this has had devastating consequences on the UK’s economy and on small businesses in general. Although the lockdown is slowly starting to ease, it is very likely that a large majority of the closed businesses will not re-open due to their finances. They may have tried to take out an insurance claim but were rejected. That’s where Gowing Law’s solicitors can step in to help.

Even if you have been rejected in the past, a new decision from the supreme court could mean that you could now have a successful claim on your hands. That’s why we would highly recommend that you contact our law firm to get started on your claim. Call us today on 0800 041 8350 or by visiting our claims page below:

What is a Business Interruption Insurance claim?

Business interruption insurance is taken out by large and small companies to protect their assets from any future problems. This can include criminal activity and damages to your property from natural disasters. For instance, your shop could be damaged due to fire or flooding. Therefore, you may need to take out your insurance pay-out to fix the damages from these natural events. If a “disaster” is outside of your control, and it affects your business, you could use your compensation to fix what has been broken.

For many business owners, they have tried to take out their business interruption insurance in order to try and sustain their livelihood during the lockdown. Unfortunately, they were rejected on the basis that Covid-19 did not fall under a “disaster” that required an insurance pay-out. Naturally, this has left many people around the UK struggling to keep afloat during this difficult time. That’s why the Supreme Court has recently made a decision that businesses can now claim for compensation if they have taken out business interruption insurance. They just need to have one of the three clauses in their contract:

If your contract has any of these clauses, you could claim compensation from your insurer. This is where Gowing Law’s expert solicitors can step in to help you. We are ready to make sure that you get the pay-out that you deserve to sustain your business and your employees’ livelihoods.

What can I use my pay-out for if I make a business interruption insurance claim?

Should you decide to make a business interruption insurance claim, you will be able to use the pay-out to sustain your business. Even if you have already received a grant from the government (in the form of business aid), you will still be able to claim a pay-out. Take a look at the infographic below to get a better idea of what you could use your business interruption insurance claim for:

Of course, there may be other things you need to spend your money on in order to sustain your business. For instance, when you closed during the lockdown, your shop may have been vandalized. So, now that it is re-opening during the ease of lockdown, you may have to spend time getting the exterior of your shop fixed. You can use your pay-out to fix any damages that could cause a work accident or harm to your employees. Speak to your solicitor for more details about how you could use your compensation to sustain your livelihood.

Will I be able to make a claim if I have already been rejected?

Yes you will! Even if you have already been rejected for a pay-out, it is likely you will now be successful in your claim. Not only will the government be aware of your situation, now that the Supreme Court have decided to change your insurance policy, it is likely that you will get a pay-out. It can be difficult to feel like you can go back to your insurer for help. But this is where an experienced lawyer can help you. Your solicitor can handle all of the paperwork and can speak to your insurer on your behalf. That way you can feel more in control of your future. You can also feel as if your compensation claim will be in safe hands.

How long will it take to make a business interruption insurance claim?

It should take one business day in order to assess whether or not you could have a successful claim. From there, the timeline of your claim will depend on its complexity. The more complex your claim is, the longer it will take. Speak to your solicitor to start scheduling how your claim is going to be handled. That way you can feel comfortable and confident that you will get your claim as quickly as possible. Be patient with your solicitor and make sure to keep in contact. That way you can always know what stage your claim is at.

Start your business interruption insurance claim today!

Here at Gowing Law Solicitors, we are proud about the fact that our law firm can help people all over the UK with their claims. We want to make sure to do our part to help clients in need. If you have a claim that you need legal advice over, get in touch with our law firm. We can offer free consultations to get you started. If you are happy to move forward with your claim, we can provide our services on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees. You will only need to pay your solicitor if we win your case.

Contact us today to get started with your claim. Call us on 0800 041 8350, email us on info@gowinglaw.co.uk or use our claim’s checker!

Accidents at Work & Shops: Can I make a claim?

Posted on April 15, 2021 by Hannah Fletcher - Accidents in Public, Blog, Uncategorised, Work Place Accidents

Accidents at work can happen to anyone. It does not matter the type of work you do. Whether it is a regular office job or something more physical, if you suffer from the negligence of your manager or employer, you could be owed compensation for your damages. Right now, the lockdown in the UK is easing. That means non-essential shops, pubs and bars are now open for business. Here at Gowing Law Solicitors, we want to make sure that our clients know that we will always be there for them if they have suffered due to the pandemic. For instance, we are happy to help struggling companies with their business insurance claims. However, if you are an employee of a non-essential business, such as a retail worker, we can help you make a claim if you have recently been hurt in a work accident.

If you are ready to learn more, all you have to do is call our law firm at 0800 041 8350 or you can use the button below to visit our accidents at work page:

What is a work accident?

Accidents at work entail an employee becoming hurt due to the negligence of their employee, their fellow staff or even aggressive customers. Employers owe their workers a “duty of care”. That means they are responsible for their safety when they have clocked in for the day. They need to make sure that the environment is workable and that their employees are fully trained to handle their duties. Negligence of these duties could mean that an employee gets hurt in a work accident. Examples of negligence can include:

As you can see, there are many different types of negligence that could mean that you end up getting hurt. If you work in a store, it’s very likely that the crowded areas and the constant momentum needed to keep the store in check may end up with you getting hurt. Should you get hurt due to someone else’s negligence, or the lack of safety in your store, it’s very likely that you could make a compensation claim. It’s important that if you do this, your solicitor will be there to support you through every step of the way.

How do accidents at work happen in a shop?

Every shop has to follow a set of rules and regulations to ensure the safety of their employees. This is known as the health and safety executive. If the rules are followed then it is likely that employees will be kept safe. However, if they are not followed, it’s very likely that accidents at work could happen. Some of the most common shop accidents that can occur include:

Slipping up on wet floors
Falling over products on the ground
Malfunctioning machinery
Tripping Hazards in the aisles
Aggressive customers

Due to the lockdown, it is very likely that as the shops start to re-open, a lot of social distancing measures will be put in place in order to keep you safe. However, if a store does not put precautions in to avoid contamination, and you get hurt, they could be liable for damages. The same could be said if you are asked to work in a store with no social-distancing measures in place. Keep this in mind when you are a making an accidents at work claim.

What should I do if I become a victim of accidents at work?

If you do end up getting hurt due to a work accident, it’s essential that you seek medical help as soon as possible. The amount of compensation that you will receive from your employer will depend on the damages you experience. Take a look at the infographic below. That way you can get a better idea of the type of damages you can claim for:

As you can see, there are a number of damages you can claim for. If you do end up getting hurt due to your manager’s negligence, the first thing you should do is alert a co-worker or a senior member of staff. They should note your injuries down in the accident book in your work place. From there, you should seek medical assistance as quickly as possible. That way if you are suffering from a serious injury, a professional can tend to you. You should also ask if anyone knows first-aid. They can look after you until help arrives. If you are well enough to look for evidence for your future claim, here are some pieces you should be considering:

Photographs
Videos/CCTV
Witness Statements
Medical Reports
Police Reports
Receipts
Diary Entries
Correspondence between you and other parties involved (i.e. emails)

From there, you can work with a solicitor to ensure that your accidents at work claim is sorted as soon as possible. Your lawyer will make sure to help you collect your evidence and prepare your settlement agreement. If the other party rejects the agreement, there is a chance that you may need to go to court to have your claim handled. However, this is very unlikely.

Gowing Law Solicitors is here to support you with your Accidents at Work Claim

If you have suffered due to any type of accident at work, Gowing Law Solicitors will be here to support you through the claims process. We know that this can be a stressful time for our clients. That’s why we are determined to get them the compensation that they deserve. We can offer you free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will never need to pay any hidden fees. Instead, you will only need to pay our lawyers if you win your case. So, you will always come out on top!

Contact our law firm today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our specialists will then be in touch to help you.

Learn more about accidents at work

If you’re ready to learn more about work accident claims, don’t forget to check out our blog. We post brand new content every week about legal claims, seasonal events and updates about our law firm. If you want to see us address a certain topic on our blog, feel free to send in your suggestions to info@gowinglaw.co.uk. You can also check out our social media to see our video content and occasional giveaway and competition.

We look forward to seeing you in our next blog.

Public Accidents in the snow: Keeping safe in bad weather

Posted on April 13, 2021 by Hannah Fletcher - Accidents in Public, Blog, Uncategorised

Public accidents can happen at any time and in any place. With the shops re-opening and strange winter weather ahead, we just want to take a moment to remind our clients and blog visitors to keep safe during the colder days of the year. Snow is fun and looks beautiful when you are staring out from a window, however, if you plan to go out to enjoy the re-opening of the shops, it’s important that you stay as safe as possible. Snow tracked into stores could be a slipping hazard. Worse still, if you plan on driving in the snow, there is a chance that you could become the victim of a road traffic accident.

If you do end up getting hurt because of a public accident, you could be eligible to make a compensation claim. Our solicitors can provide you advice to get you started and help you understand what sort of pay-out you could be owed. Call our law firm on 0161 464 4444 or use our public accidents claims page below:

Public Accidents: Why should I be aware of the snow?

Now, in terms of public accidents, the first thing we would like to say is that you should not fear the snow. An occasional snow day is nothing to worry about. You just have to be cautious about how you move around outside and go into public venues. With non-essential shops now opening up, it’s very likely that there is going to be social-distancing policies in place to prevent too many people being indoors at the same time. However, bringing snow inside a shop can still cause a variety of hazards. This is not even covering the idea of road traffic accidents due to the snow.

It is likely the snow will cause slippery surfaces, especially if it freezes over or causes wet roads. In these conditions, you will need to avoid driving at high speeds and make sure that you keep a safe distance from other drivers. That way if you do lose control of your vehicle, you will not be affecting other people and can steer yourself to safety.

What sort of public accidents can happen due to the snow?

If you are thinking about going out to the stores today, make sure to take care if you go out in the snow. The more precautions you take, the more likely that you will enjoy your experience when you go out to the stores for the first time in months. When you go to any store (or public venue) they people who own the venue owe you (as the customer) a “duty of care”. That means they have to do everything reasonable to ensure that you are kept safe during the time you are in their venue.

Now, snow can cause extremely slippery surfaces, especially if there are a high number of people trying to walk on the same surface. The employees of the store or venue should be doing everything possible to ensure that the surfaces are kept clean and dry. They should also be putting out warning signs to mark slippery surfaces. That way customers can be notified and ensure that they take precautions when they enter the store.

Here are some examples of public accidents that can happen within a store:

If the store does not take necessary precautions to protect you from these type of accidents, they could be liable for your damages. You don’t just have to claim for physical damages. Instead, you can also claim for emotional, financial and technology damages. You can also claim for loss of opportunity. This includes losing out on a promotion at work because you have to claim for sick leave.

Speak to your solicitor about any injuries you have suffered. These injuries can be due to the snow or from a public accident inside of a store. They can help you understand how much you could be owed for your damages.

Road traffic accidents & snow weather

Another thing that could happen when you are on your way to the store is an accident on the road. Recently, due to the lockdown, it is very likely that you have been experiencing less traffic on the roads. However, with the shops re-opening, it’s very likely that if you go on the road there may be an influx of cars, bikes and pedestrians on the streets. That means you are going to have be extra careful how you drive, especially if you are experiencing snowy weather.

Bad “winter” weather, even in spring, could cause you problems. This is true especially if you are driving a large vehicle and end up being unable to control it. Not only could it reduce the visibility of vulnerable vehicles on the road, but it could make the vehicle more different to manoeuvre to a safe point.

It’s important to watch out for aggressive drivers during winter weather. If they are speeding, try to hang back and give them some space. By driving quickly, it is likely that you could experience a collision. If this has happened to you then you could be eligible for compensation due to their negligence. Speak to a solicitor as soon as possible if you have become the victim of a car accident.

What should I do if I have been involved in an accident?

No matter what type of public accidents you have been involved in, it’s important that you receive medical assistance as soon as possible. That way if you have been badly hurt, you can be treated quickly. If you can collect evidence at the scene of the accident, that will help your compensation claim. Just remember that if you have been involved in a car accident, you should also collect the other party’s insurance details.

You should focus on collecting the following evidence:

Photographs
Videos/CCTV/Dash Cam footage
Witness Statements
Medical Reports
Police Reports
Receipts
Correspondence
Diary Entries

If you are struggling to collect your evidence, feel free to come to your solicitor for help. They can help you figure out what you can get. That way you can increase the amount of compensation that you could be owed.

Gowing Law Solicitors is here to help you with your public accidents claim

If you have been hurt in any type of public accident, feel free to come to Gowing Law for help. Our law firm can provide you the support you need throughout this difficult time. We understand that going through a physical injury can make you feel vulnerable. You may also feel unsure about what is going to happen in the future. That’s why our solicitors are here to help you. They can provide you with free advice and consultations to get you started. If you are happy to move forward with your claim, our solicitors can work with you on a “no win – no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Contact our law firm today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claims checker. One of our specialists will then be in contact to answer all of your questions.

Learn more about public accidents

It’s time to learn more about personal injury claims from our blog! Our law firm updates its blog every week with brand new content. So make sure to keep looking back to see what we have to say about different types of claims. This includes information about our seasonal events and general updates in regards to our law firm. We accept blog suggestions from our readers, so feel free to send those into info@gowinglaw.co.uk. You should also keep an eye on our social media. That way you can get the latest information about our new competitions and giveaways. Click on the buttons to visit our social media pages.

We look forward to seeing you in our next blog.

Data Breach Claims & Journalism: Could you be owed compensation?

Posted on April 12, 2021 by Hannah Fletcher - Blog, Data Breach, Uncategorised

Data breach claims are there to help you get the justice you deserve if you have had sensitive information mishandled by a third-party. Sometimes this could have been a complete accident, but in other circumstances it could have been completely intention. A study in November 2020 found that around 587 million records were breached over the previous year. Some of these records could have been breached by being supplied to the news and media. If you did not authorize the use of your data, you could be owed compensation for any damages that come from it. This is where Gowing Law Solicitors can step in to help you.

If you are ready to start your claim, you need an experienced law firm on your side to help you get the compensation that you deserve. Gowing Law’s experienced solicitors can support you throughout your claim and let you know if you are eligible for a pay-out. Why not get started today by getting in contact with us? Call us on 0800 041 8350 or visit our website below:

What is a Data Breach?

Before we jump into journalism, GDPR and Data breaches, let’s talk about the basics behind this claim. A data breach entails that some of your sensitive information, be it financial or personal details, has been leaked by a third party to either the public, journalists or to a different company. Your data could have been breached by:

Someone trying to steal your identity to use a bank card
Important financial data being lost by a trusted company
A third party company used your data without your consent
A company sent your information to a journal
The company experienced a data leak

If any of these types of breaches have happened to you, you could be eligible to make a claim with the help of a solicitor. Take a look at the case study below to get a better idea of how you could be eligible for compensation:

What sort of damages could I experience from a Data Breach?

As you can see from our chart, the amount you could receive as compensation from your data breach claim could be in the thousands if you have become the victim of a large number of damages. Now, damages refer to what you have suffered as a result of the data breach. Just as an example, for a standard personal injury claim, you would count damages as physical injuries. So for a Data Breach Claim, it’s important that you consider how the breach has affected you both financially and emotionally.

If you have been the victim of a data breach, there is a high chance that your data could fall into the hands of someone who you don’t want to see it. There could then be a chance that you could also fall victim of criminal activity. Not only could this cause severe stress, anxiety and (to an extent) paranoia, but it could have a severe impact on your finances.

You could claim for these damages with the help of an experienced solicitor. That’s why we would highly recommend that you come to our law firm for help with any type of data breach claims.

Can I make a Data Breach Claim if my data has been shared by a journalist?

Over the last couple of years, GDPR has had a large impact on data compliance and how third parties are able to contact their clients in the future. Companies cannot share data unless it falls under “Principle 1: Fairness” or you have given consent for them to do so. However, journalists should not be given your data by a third party without you knowing about it.

The media must treat sensitive personal data with care. For journalism, this is information about a person’s:

Race/Origin
Religious Beliefs
Politics
Physical/Mental Health
Sexual Activity
Criminal Records
Trade Union Membership Status

Journalists face restrictions when they use this type of information. If they have used it without your consent or in a way that has affected your quality of life, i.e. revealed personal information or financial information, you could be owed compensation for the damages you have experienced.

So, just to be blunt, if a journalist is going to use your sensitive data, they can only use it is they have either got your consent or you have already made the sensitive data public. That means it is in the public domain and you, yourself, took the necessary steps to make it public knowledge.

How can I prove that my data was breached by a journalist?

Data breach claims are there to protect you if you have had your data stolen or mishandled by a third party. If your data has been breached by a journalist, you could claim under section 55 of the DPA that an offence has been committed. If a journalist has knowingly obtained or disclosed personal data, without the person’s consent, then you could claim compensation.

The best examples of this happening include:

Blagging
Hacking
Tapping into bad security
Taking on another identity to obtain the information
Using private investigators

Unless their actions were to stop a crime or criminal offence from happening, you can claim for damages against them. Your solicitor can help you understand how much you could be owed. They can also help move your case along. In some circumstances, it may be necessary to go to court. This is in order to get a decision made on your compensation. If this does happen, your solicitor will be there to support you throughout this process.

Gowing Law Solicitors are here to help you with Data Breach Claims

Data breach claims are a way of helping you regain control over your life. We understand that any sort of breach may have impacted your quality of life. That’s why our experienced solicitors are here to help you. We can give you free advice and consultations to get you started. If you are happy to work with our team of experts, our solicitors can help you on a “no win-no fee” basis. That means there will be no hidden fees. Better yet, if we do not win your case, you will not need to pay our solicitors. Therefore, you will always come out on top.

Speak to our data breach claims solicitors today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our lawyers will then be in contact to help answer your questions.

Learn more about Data Breach Claims

If you are ready to learn more about making a data breach claim, we would highly recommend that you visit our blog for more information. We update it every week with brand new content. This includes information about UK legal claims, seasonal events and updates about our law firm. We also host giveaways and competitions on both our blog and social media. So, make sure to follow them by clicking the links below. If you would like to suggest a blog topic to us, feel free to send it into info@gowinglaw.co.uk. We will then address it in our blog.

Gowing Law looks forward to seeing you in our next article!

How do I know if I am eligible for a Data Breach Claim?

Posted on April 7, 2021 by Hannah Fletcher - Blog, Data Breach, Uncategorised

By making a data breach claim, you are taking back control over your privacy. You did not ask for a third party to breach your sensitive data. It hurts to know that you put your trust in a company and they let you down. Whether the breach was purely accidental or was on purpose, you deserve to get compensation for any damages you have suffered from. Data is a commodity that has a higher value than oil. That’s why if you have become the victim of a data breach, it’s essential that you get the support you need to get a fair amount of compensation. Gowing Law Solicitors has specialists on hands to ensure you get the pay-out that you deserve. This includes whether or not you are eligible to make such a claim in the first place.

To get started on your own data breach claim, all you need to do is contact our law firm. Call us at 0800 041 8350 or use the button below to visit our data breach claims page:

What is a Data Breach Claim?

Did you know that by November 2020, there were a recorded 103 data breaches in the UK? Whilst this may not seem a lot, for the UK alone, 2020 saw 586,771,602 instances of leaked records. For a moment, imagine how much personal data this may have included. Not only could it contain details about the person’s private information, but financial details. You could have been one of these victims. This it is essential that you understand the basics of what a Data Breach claim actually is.

To put it bluntly, if you are eligible for a data breach claim, you have had sensitive information shared by a company or a public authority. You did not give permission to share these details. Therefore, this could put you in a compromising position, especially if it could expose you to criminal activity.

Take a look at the example below to get a better idea of how data breach claims work:

Not only could you feel extremely embarrassed about having your personal details, the stress of knowing that sensitive information has been viewed publically can make you feel nervous that you could become the victim of identity theft. The worse your damages are, the more likely it is that you can claim for a larger amount of compensation. For instance, if your data was sold to a third party and then you became the victim of identity theft, this could affect both your mental/emotional health and your financial status. This means there is a chance that you could claim thousands in compensation.

Take a look at the compensation chart below to get a better idea about how much you could be owed from the other party:

What could make me eligible for a successful claim?

If you are thinking about making a data breach claim, it’s important that you understand exactly why you could be eligible. Having an established law firm on your side can make sure you know where you stand in relation to your claim. We understand that legal claims can sound very complicated. But with a solicitor with you, they can decipher the jargon and make sure you know how much you could claim, how long it will take to receive your compensation and whether or not you are eligible.

To be eligible for a data breach claim, the following could happen to you:

Important data is accidently lost.
Your identity was stolen in order to use a credit/bank card.
A third party obtained your data without your consent.
Your personal information was misused by someone.
There was a data leak that affected you.
Your personal information was used for journalistic intentions.

The best way to confirm whether or not you could be eligible for a claim is to speak to your solicitor. They can help you understand what you could be owed from the other party. The more damages you have suffered, the higher the compensation pay-out will be.

Will Covid-19 and the lockdown affect my data breach claim?

One of the things that you may feel concerned about is in relation to the current lockdown. Although it is easing, you may feel worried that the backlog of UK court cases may delay your claim. We are going to be 100% with you and tell you that there is a chance that the timeline of your claim could be slowed down due to the pandemic. As the UK courts are catching up with previously delayed cases, it is likely that it may take a longer for you to get a decision on your compensation if the other party does not agree to a settlement agreement. However, your solicitor will still be there through every step of the way.

A data breach solicitor can fill in any tricky paperwork and can talk to the other party on your behalf. They understand that this sort of claim is very stressful. That’s why you can talk to them about any additional questions you may have. They can also provide you with guidance and support when it comes to your evidence. That way you can get the highest amount of compensation possible.

Start your Data Breach Claim today with Gowing Law Solicitors

Here at Gowing Law Solicitors, we are proud to be able to offer our legal support to our clients all over the UK. We want to make sure that you get the compensation that you deserve. That’s why you should get in contact with our law firm as quickly as possible. We can offer you free advice and consultations to get you started. If you are happy to work with our team, we can provide our services on a “no win-no fee” basis. That means even if we do not win your case, you will still come out on top! You will never need to pay any hidden fees.

Contact our team today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker.

Learn more about Data Breach Claims

If you’re interested in learning more about Data Breach Claims, the best place to go is our law blog. We update it every week with new content about legal claims, our seasonal events and information about our law firm’s most recent updates. We even host giveaways and competitions. Make sure to check them out to see if you could win a prize. You can also find out information about our competitions on our social media. Click the links at the bottom of the blog to follow our pages.

We look forward to helping you soon with your claim. See you in our next blog!

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