Month: March 2021

Can I make a PPI tax claim if I now live abroad?

Posted on March 30, 2021 by Hannah Fletcher - Blog, PPI Tax refunds, Uncategorised

Making a PPI tax claim can feel complicated when you are trying to figure it out on your own. Here at Gowing Law Solicitors, we understand your worries. Compensation from tax claims can feel intimidating when you’re trying to claim your money back on your own. But don’t worry. Having an experienced tax solicitor on your side can help you get the pay-out that you deserve, even if you are currently living abroad. With the deadline for 2016-2017 claims due on the 5th April, it’s wise to get legal help so you can be supported throughout the compensation process. An experienced solicitor can make sure to fill in any tricky paperwork and can even speak to HMRC on your behalf.

Whether you live in the UK or outside in a different country, you could be eligible for a pay-out if not all of your PPI pay-out has been returned to you. That’s why it’s essential that you start your PPI tax claim as soon as possible to make sure that your compensation is returned to you in a reasonable time. You can start your PPI tax claim by phoning Gowing Law’s experts at 0161 464 4444. We have also included a link our PPI tax page. Click the button below to visit it!

What do I need to know about PPI claims?

Before we jump into PPI tax claims, let’s talk about PPI claims. That way you can understand the context behind your pay-out before you even get in touch with our law firm! PPI stands for “Payment Protection Insurance.” Initially, it was introduced as a way to cover you just in case you couldn’t pay back any outstanding debts on any financial agreements that you took out. This could include catalogue payments, insurance, mortgages and credit cards. Unfortunately, in quite a lot of cases, this financial policy simply wasn’t suitable for the client. Take a look at the infographic below to get an idea of why:

These are only a few ways that you could have been eligible for a PPI pay-out from HMRC. If you could prove that you had been mis-sold this financial policy, you could have received compensation. Unfortunately, there is a high chance that you may not have had all of your pay-out returned to you. Instead, some of it may have been deducted due to PPI tax. This is where Gowing Law Solicitors can step in to help you establish a PPI tax claim.

Why did they take tax away from my PPI pay-out?

After waiting so long for your PPI pay-out, the last thing you want to realize is that you have not received all of it. You are eligible for a full pay-out; therefore, you have the right to have your full amount of compensation returned to you in a timely manner. With that said, let’s talk about how you could have had tax taken away from your PPI pay-out.

Your PPI pay-out is made up of three things. These are:

The amount you paid into your PPI
Any additional interest/loans that was added onto your PPI by your bank
A statutory interest of 8% every year

The only thing from these categories that can be taxed is your statutory interest. If it was suspected that you were going over your personal savings allowance (PSA), it is likely that you would have had the interest of your PSA taken away from you. However, in some cases it may have been automatically deducted from your total pay-out by at least 20%. This is where a solicitor can step in to help you make a PPI tax claim. To prove that you are eligible for a pay-out, all you need to do is show that you did not go over your PSA. Instead, it was wrongfully taken away and you have the right to have it returned to you.

Will I be eligible for a PPI Tax Claim if I now live abroad?

Yes you can! It does not matter where you live, as long as you previously were a citizen of the UK and paid into a PPI policy. If you received a pay-out from your PPI and did not receive the full amount, you could be eligible to make a claim.

We understand that you may have initially taken out a PPI policy in order to protect yourself if you wanted to go abroad to start a new business. So, if you ended up staying in the country of your work, or you even immigrated there, you could still be eligible for a pay-out. The only difference is that your solicitor may need to use a different type of PPI tax form. But apart from that, they will still be there to assist you with getting the pay-out that you deserve. So, try not to stress about whether or not your location with affect your compensation. Your solicitor will make sure that your pay-out will be secured as quickly as possible.

Keep in mind that it may take longer for your cheque to arrive, especially if it needs to be sent overseas. Be patient with your lawyer and feel free to keep asking for updates about your claim. They would be more than happy to assist you.

Will making a PPI tax claim whilst living abroad affect how much I receive from my pay-out?

Honestly, no it shouldn’t affect how much you receive. Each pay-out for a PPI tax claim is going to be different. Some people may receive £100’s in compensation, others may receive even more. At the end of the day, it all depends on how much money you put into your PPI policy in the first place. The more you have paid, the more likely it is that you will receive a higher pay-out in compensation. If you are feeling concerned about how much you could be owed as a PPI tax pay-out, it’s best to speak with a solicitor to ensure that you know how much you could be owed. They can help you make an estimate. If you want to know how you could calculate your owed pay-out on your own, visit our calculation blog

Are you ready to start your own PPI Tax claim?

The deadline for making a PPI Tax claim from 2016-2017 is coming on the 5th April 2021! Therefore, you don’t have long to get started with Gowing Law’s expert tax solicitors. We would highly recommend that you contact our specialists as quickly as possible to get your claim sorted out. That way you can get your compensation returned to you as quickly as possible. Our helpful law firm can offer free advice and consultations to get you started. If you are happy to move forward with your claim, we can offer you our services on a “no win-no fee” basis. That means you will never need to pay any hidden fees. Instead, we will always be upfront about our lawyer costs and you will always come out on top.

Contact our expert PPI Tax solicitors today by calling 0161 464 4444, emailing info@gowinglaw.co.uk, or by using our claim’s checker. One of our specialists will then be in contact with you to provide you with helpful advice that can answer all of your questions.

Learn more about PPI Tax Claims

If you’re ready to learn more about PPI tax claims, the best place to go is Gowing Law’s blog. We update it every week with brand new content about different legal claims, seasonal events and our latest law firm updates. We even host the occasional giveaway/competition. So, make sure to keep an eye on it! We also are happy to take blog topic suggestions from our clients. If you have a question that you would like us to answer through our blog, let us know by sending in your suggestion to info@gowinglaw.co.uk.

We look forward to seeing you in our next blog!

Gowing Law’s Easter Competition: How well can you paint an Easter Egg?

Posted on March 29, 2021 by Hannah Fletcher - Blog, Seasonal, Uncategorised

Did you know that we are currently hosting Gowing Law’s Easter competition? Here at our law firm, we always love being able to get into the holiday spirit. That’s why we have hosted a number of different competitions before. This includes a recent giveaway for International Woman’s Day. Easter is a time of peace and tranquillity. It’s a holiday to help you replenish your energy after the first few months of year and spend some time with your family. After all, the 2 week holiday is coming up and there have been some lockdown changes made. Therefore, it’s time for you to have some fun.

Don’t forget that if you experience any type of personal injury over this holiday period, Gowing Law Solicitors will be here to help you get the compensation that you deserve. All you have to do is call our specialists at 0161 464 4444 or use our helpful website below:

What is Gowing Law’s Easter Competition all about?

We know that you are excited about Easter and having all of those wonderful lie-ins over the long weekend! That’s why we are hosting our Easter Competition in the first place so you can have some fun!

To join in Gowing Law’s Easter Competition, all you need to do is paint a hardboiled egg with any sort of design. It can be Easter related or a theme that is close to your heart. Once you have painted your egg, all you have to do is send a photo of it into Gowing Law’s social media (Our Facebook and Twitter). Make sure to tag us on our social media @GowingLawUK to make sure that we can see your entry. From there, we will choose the winner of our competition once the deadline of the 6th April passes by. You can find our socials below:

If you join our Easter Competition, you have the chance the win a range of delicious Easter eggs. Who doesn’t love the taste of Dairy milk chocolate? We know that we do! Should you want to win this amazing prize, all you need to do is get involved with our competition. Visit our social media to get started. Gowing Law Solicitors looks forward to seeing your entry.

Easter Accidents: Keep aware!

Now that we have talked a little bit about our Easter competition and you know how to get involved, we would just like to talk a little about the personal injury accidents that could happen during the Easter holidays. It’s at this time that the weather is getting warmer, and with the lockdown slowly being lessened, it’s important to take precautions in order to keep you and your family safe.

Although it is still advised that you do not go far, it is possible that you could experience a public accident due to someone else’s negligence. For instance, if you go to a store in order to pick up Easter baking supplies, you could be in danger of getting hurt due to:

Unstable product shelving
Products being messily left on the floor
Broken casing
Slippy floors
Violent customers

If you do get hurt due to someone else’s negligence over the Easter holidays, you could be eligible for compensation. The person in charge of the public venue, be there an employer, local government or a different body of authority, owed you a “duty of care”. That’s why if you got hurt due to their negligence and they did not do everything reasonably possible to help you, you can claim for compensation.

Evidence for a public accident claim

Don’t forget that to have a successful public accident claim, you will need evidence. Take a look at the infographic below for a better idea of what you could use to back up your case:

We know it can feel a bit unsettling to make a claim around the Easter holidays. You want to spend time with your family, friends and loved ones. Even if you can’t leave your home due to the lockdown, it’s still comforting to know that you can make some happy memories with your own personal social bubble. If you do end up getting hurt due to someone else’s negligence, speak with Gowing Law Solicitors today. We can help you get the compensation that you deserve.

Gowing Law’s Easter Competition: Join in the fun today!

Here at Gowing Law, we work hard just as much as we play hard! We want to make sure to get as many people involved in our little competition as possible. It’s always fun painting a hardboiled egg with beautiful decorations around this time of a year. Make sure to visit our social posts and send in a picture of your own picture of your painted Easter egg for a chance to win a bundle of Dairy Milk Easter Eggs! We look forward to receiving your entries.

Don’t forget that if you need assistance with any sort of legal claim, our solicitors will be here to support you through it. Contact our personal injury specialists for free advice and consultations to get you started. If you are happy to work with them, they can offer their services on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Contact our law firm today by phoning 0161 464 4444, emailing info@gowinglaw.co.uk or by using our claim’s checker above. Feel free to ask us any questions you may have. We would be more than happy to answer them!

Want to read more?

Don’t forget that we write more about our seasonal events and competitions on our blog page. We also update it every week with new content about legal claims and upcoming holidays. If you have a topic that you would like us to cover, feel free to let us know. You can write your suggestions in to info@gowinglaw.co.uk. You should also follow our socials to learn more about our latest content and updates about our law firm.

We look forward to seeing you in our next blog and hope to see you join our Easter Competition. Good luck!

The PPI Tax Claim Deadline is approaching: 5th April 2021

Posted on March 25, 2021 by Hannah Fletcher - Blog, PPI Tax refunds, Uncategorised

Are you thinking about making a PPI Tax Claim? Well, we would highly recommend that you get in contact with Gowing Law Solicitors quick! The deadline for making a 2016-2017 claim is coming up on the 5th April. Therefore, you will need a legal expert to help you get the compensation that you deserve. We understand that making any sort of tax claim on your own can be a daunting experience. However, this feeling can be made worse knowing that you now have a deadline on your shoulders.

Well, try not to panic. If you come to Gowing Law Solicitors with your PPI Tax Claim, our experts can sort out all of the tricky paperwork and talk to HMRC on your behalf. That way you can stay at home, relax and wait for your cheque to be sent to you. All of our teams work remotely, therefore you, your family and our staff can be kept safe during the lockdown. However, we can still get your PPI Tax Claim completed in good time.

Start on your PPI Tax Claim today by calling us on 0161 464 4444 or by using our self-assessment claims form below:

The Basics of PPI: What do I need to know?

If you are thinking about making any sort of PPI Tax Claim, it’s important that you know exactly what you are claiming for. That way you can feel confident that you are going to be eligible to receive a pay-out. PPI stands for Payment Protection Insurance. Originally, it was used to protect you if you had taken out some sort of financial obligation, such as a loan or credit card. Unfortunately, in most cases it was very likely that the PPI was mis-sold to you. This is because:

Your financial adviser pressurized you into buying PPI
You did not realized you had bought PPI
You were self-employed when you were advised to buy it
When you took out PPI, you moved abroad

Those are only a few examples of how you were mis-sold PPI. However, you may have been paid back by HMRC for the unsuitable policy. You may have felt happy that you received a pay-out for your losses. Unfortunately, there is a chance that you did not receive the full pay-out. This is due to PPI Tax. But don’t worry, this is where Gowing Law Solicitors can step in to help you make a claim.

What do I need to know about PPI Tax Claim?

Now, when you get your PPI pay-out returned to you, it’s going to be made up of three things. These are:

The amount you paid for your PPI
Any additional interest/loans your bank placed on your PPI that you need to pay back
A statutory interest of 8%

Now, the only thing that can be taxed is your statutory interest. If it is believed that the pay-out will make you go over your personal savings allowance (PSA), it is likely that you will not receive the full amount of your PPI that you were entitled to. In some cases, around 20% of your compensation could have been automatically deducted by your bank.

If you’re interested in making a PPI Tax Claim, here are some ways you could be eligible:

As you can see, there are a few ways that you could be eligible to make a PPI tax claim. The best way to figure out whether or not you could be eligible for a claim is to get in contact with a solicitor from Gowing Law. They can talk you through your own financial circumstances. That way they can give you tailored advice to ensure that you can understand whether or not you would be happy pursuing a claim. Feel free to ask them any questions that you may feel confused about. Our lawyers would be more than happy to go into detail about your claim.

Why is the 5th April 2021 so important when it comes to making a PPI Tax Claim?

If you are thinking about making a PPI Tax claim, it’s important that you are aware of the deadline coming up in April. As stated previously, you will have a time limit of four years to make a claim. April signifies the end of the current tax year. That means when April comes around this year, the deadline for claims from 2016/2017 will pass. If your claim falls into this time bracket, it’s essential that you get started on your claim as quickly as possible. You only have a few days to get your pay-out sorted from HMRC. That’s why it’s essential that you get legal support from a solicitor as quickly as possible. They can guide you throughout your claim and make sure that you get the pay-out that you deserve.

How long will it take to make a PPI Tax Claim?

One of the main reasons why it is essential to get your claim in as quickly as possible is due to the amount of time needed to make a claim. Normally, it would take around 6-8 weeks to get a pay-out from HMRC. However, with the lockdown, pandemic and current court case backlog, it is likely that your claim will take longer than you may have initially expected. If you get your claim in then at least your PPI tax will be in progress and you will be able to continue with it and claim back from HMRC. That’s why it is crucial that you get in touch to get started. Our solicitors will be there to give you advice on how to move forward.

Gowing Law Solicitors are here to support you!

Here at Gowing Law Solicitors, we are proud that we can help our clients with their PPI Tax Claim. We understand that making a tax claim can be daunting when you do it on your own. That’s why our specialists are here to guide you throughout the claim’s process. They can offer you free advice and consultations. If you are happy to move forward with them, you can work with them on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Learn more about PPI Tax Claims

If you’re interested in learning more about different tax claims, don’t forget to check out Gowing Law’s blog for more information. We update it every week with the latest legal information, as well as updates about our law firm and seasonal events. We even hosts giveaways and competitions on our blog. So, make sure to keep an eye on it to make sure you always are kept updated about what we are up to. You can also follow our Twitter, LinkedIn and Facebook below to see our latest content. This includes video content and information about how to get in contact with us.

We look forward to helping you with your claim soon!

National Day of Reflection: How has the lockdown affected our law firm?

Posted on March 23, 2021 by Hannah Fletcher - Blog, Covid-19, Seasonal, Uncategorised

Today is the UK’s National Day of Reflection. It is funny realizing that an actual year has passed since the lockdown first started. Since then, life for our employees, clients and people all over the world has changed completely. This is a time where we can look back and see how far we have come. We can also take a moment to reflect on the lives of people who we have lost over the previous year. The battle has been a difficult one, but here at Gowing Law, we are confident that there is a light at the end of the tunnel.

On this day, Gowing Law and our team of solicitors are reflecting on the grief that each one of us share. We have lost loved ones, friends and family. The sacrifices we have made over the last year were not in vain. Instead, it is up to us to come together as a community and remain as strong as we can for the sake of those who need us most. Our law firm would like to give thanks to the staff of essential services who have been there for the most vulnerable in their time of need.

Today we will be thinking about them and those who are grieving the loss of loved ones. Life and death are what unite us all as human beings. That’s why it’s important to take a moment to not only reflect on those who have passed, but to reach out to someone who is vulnerable and let them know that they still have people they can lean on during this difficult time.

Gowing Law is here to support you during this difficult time

Here at Gowing Law, we understand that dealing with physical and emotional trauma does not instantly go away. Instead, it takes time to heal and makes you stronger as a result. We want to let our clients know that if you need our support during this difficult time of your life, our experienced solicitors and staff will be here for you. Please feel free to use the link below to get in contact with us:

How has the lockdown affected Gowing Law Solicitors?

It is an odd feeling to have gone circle from when the lockdown first began. There was the assumption that we would return to the office soon. However we have now gone through a full year of working remotely. Last year, this was the time we actually started advertising our PPI tax claims services. Now that April is coming up, and the new tax year is coming in, we are getting more clients that are interested in our PPI tax services. We will always help our clients with their tax claims, however it is funny to reflect on how time has passed throughout the lockdown.

We will say that our law firm has been extremely lucky when it has come to the pandemic and the current lockdown. Our staff have adapted to working from home and are still here to help clients all over the UK with their personal injury claims. It’s been difficult for everyone to get used to their new working environment, but we want to make sure that all our staff are comfortable and are still able to help as many people as possible.

Even though we are still working from home, we are endeavouring to help as many clients as possible. We understand that making any sort of injury claim during the pandemic can be intimidating. You want to stay within your home and stick to your social bubble. That way you can keep yourself and any vulnerable family members safe and secure. This is where Gowing Law solicitors can help you and provide you with advice that can help you continue to social-distance without it jeopardizing your legal claim. This includes:

Covid-19 & Business Interruption Claims

Whilst this blog is decided to the UK’s National Day of Reflection, we want to remind our clients that our law firm is trying to take on more Covid-19 related legal cases. Over the last year, businesses have struggled to keep afloat even when they have been told to shut their doors by the UK government. This has meant that companies all over the UK have been falling into debt as they cannot make a profit. Not only does it affect the business owners themselves, but the employees who work for them.

That is why the supreme court has made a new decision about business interruption insurance. You could make a claim against your insurer for damages. Our firm can help you even if you have already been refused by your insurer. An expert solicitor can help you claim money back to help you keep your business afloat. Whilst we do not want to detract from today’s overall message, we would like to remind business owners that Gowing Law Solicitors is here to support you during this difficult time. Get in contact with us. We can help you understand what you could be owed. That way you can put the pay-out to good use for you and your employees.

National Day of Reflection: Let’s move forward together.

The reason why today is so important is because we need to unite together. We need to remain strong for those who have experienced grief at the hands of the pandemic. Our losses unite us but there is still hope that we will keep working towards a better tomorrow. The world will never be the same, but we will be stronger, safer and together in our solidarity. Gowing Law Solicitors stands with the people who have lost so much. We will also be there to support those who are currently struggling to keep going on. Do not give up and remain vigilant.

Could the current lockdown affect my PPI Tax claim?

Posted on March 23, 2021 by Hannah Fletcher - Blog, Covid-19, PPI Tax refunds, Uncategorised

A PPI tax claim is there to get you the financial compensation you deserve if you have had any tax wrongly taken off your overall pay-out. Throughout the last year, the world has changed due to the Covid-19 pandemic. Many people have had their lives turned upside down and have been staying at home in order to avoid spreading this disease between each other. With the lockdown currently being lifted in the UK, you may be wondering to yourself if now is the time that you should be getting your tax sorted. After all, it’s almost April and that means another tax year is ending. That’s why it could be essential that you make your claim as quickly as possible to get back what is owed to you.

Here at Gowing Law Solicitors, we understand that making any type of PPI tax claim can be a daunting experience. This is where our lawyers can step in to help you. Our solicitors are tax specialists and can give you personalized advice to get you started. We have already helped clients all over the UK reclaim around £10,000 in rebates. Therefore, we are determined to do the same for you!

Why was I charged PPI Tax in the first place?

Before we talk about making a PPI Tax claim, let’s have a quick discussion about PPI pay-outs. That way you can understand why you can make a claim in the first place! PPI stands for Payment Protection Insurance. It was originally created to protect clients who were taking our financial obligations, such as credit cards, loans or catalogue payments. Purchasing PPI would act as a safety blanket for if you could not pay back what you owed on time. However, in most cases it was actually mis-sold. For instance, most of the time the pay-outs from PPI would not be enough to cover the payments. Some additional reasons why it was mis-sold include:

You did not know you were being sold PPI
Your financial advisor pressurised you into purchasing PPI
PPI was included in your policy without you realizing it
You were self-employed when you purchased PPI
You went to live abroad after you purchased PPI

If you fell into the applicable categories then you could have made a PPI claim. Unfortunately, you may not have received all of the pay-out that you deserved. Instead, some of it may have been taken away due to PPI tax. Now that you understand PPI in general, let’s talk a little more about why your pay-out was taxed.

PPI Tax Claim: What do I need to know about a pay-out?

Now that you understand a little more about PPI, it’s important that you understand that your pay-out could have been taxed. Therefore you did not receive the full amount that you were owed from HMRC. Your pay-out was made up of three things:

As you can see, the only thing that could be taxed is your statutory interest. In some cases, your bank (or HMRC) may have assumed that you were going over your personal savings allowance (PSA) and that’s why the pay-out was tax. However, if you did not go over your PSA, and only received some of the pay-out that you were entitled to, you will be eligible to have this returned to you through a PPI Tax claim. In some cases, around 20% of your pay-out could have been automatically deducted due to the bank not checking more details about your PSA. This is where a trained solicitor from Gowing Law can help you get your money back.

Will Covid-19 and the lockdown impact my PPI tax claim?

Quite honestly, the only thing that could impact your PPI tax claim is in relation to the amount of time it may take in order to get your pay-out. As you may know, there has been a backlog of court cases in the UK. That means that it could take you a little longer to get the pay-out that you deserve. Try and remain patient with your solicitor as they will try their best to keep you in the loop about how your claim is progressing. Your PPI tax claim can all be handled remotely. This means that you will be kept safe and will not be put at risk by going outside of your social bubble.

Gowing Law’s solicitors understand that this is a difficult time for our clients. That’s why we want to give our clients as much support as possible. We can fill in any tricky paperwork and make sure to avoid any mistakes that could invalidate your claim. That way you can sit back, relax and allow yourself peace of mind whilst your lawyer can get your claim completely sorted.

We have even created a helpful PPI Tax claim form for you to fill out in order to help you get in contact with a tax specialist as quickly as possible:

How long do I have to make a claim?

The time limit is one of the reasons why we would highly recommend that you get in contact with a specialist tax solicitor as soon as possible. You should have around four years to make a valid claim from the tax year you received your PPI pay-out. For most people, that means the deadline for 2016-2017 is coming up in April. As it is likely that the pandemic may slow down your claim, it’s best to get the paperwork sorted for your claim as quickly as possible. That way you can get your pay-out before the deadline hits.

How can our solicitors help you during the lockdown?

Here at Gowing Law Solicitors, we understand that you may feel nervous about making any sort of claim. You don’t want to put you or your social bubble at risk of catching Covid-19 or breaking the lockdown regulations. That’s why we want to assure you that our lawyers can help you remotely. That means you don’t need to leave your home. Instead, you can communicate with your solicitors by phone, email or through a video call. That way you can keep your distance but still get the compensation that you deserve.

Our solicitors can also help you by:

Providing you advice about social-distancing measures (i.e. using different pens or signing contracts outside)
Filling out any paperwork work on your behalf
Providing tailored advice about your case
Speaking to HMRC for you
Making sure you get your cheque in a timely manner

Contact Gowing Law Solicitors about your Claim

You can make a PPI Tax claim with the help of an experienced solicitor even during the current lockdown and pandemic. The new tax year is coming up, therefore it is a good idea to get in contact as quickly as possible. That way you could get the pay-out that you deserve. We can offer you free legal advice and consultations to get you started. That way you can understand more about the type of tax claim that you are making. If you are happy to work with Gowing Law’s solicitors, they can offer their services on a “no win-no fee” basis. That means you will always come out on top and will never have to pay any hidden fees.

Contact Gowing Law today to get started on your PPI Tax claim by phoning us at 0161 464 4444, emailing info@gowinglaw.co.uk or by filling out our self-assessment form.

Learn more about PPI tax refunds

Don’t forget that if you want to learn more about tax claims the best place to go is our blog. We update it with weekly content about personal injury claims, tax claims, will-writing help, mis-sold pensions and housing disrepair claims. In addition to this, we also talk about our seasonal events, competitions and giveaways. If you would like us to discuss a certain topic of interest, please let us know. Send in your suggestions to info@gowinglaw.co.uk. or let us know on our socials.

We look forward to seeing you in our next blog!

What hazards could cause a bike accident?

Posted on March 22, 2021 by Hannah Fletcher - Accidents in Public, Blog, Traffic Accidents, Uncategorised

If you have experienced a bike accident, it’s very likely that you have suffered from traumatic injuries that have affected your life. You did not deserve to get hurt when travelling on the road. When the lockdown came into place, the UK government took it as an opportunity to encourage people to start riding their bikes if they needed to go out for essential travel, such as going to work or shopping for groceries. That’s why you make have bought a bike and decided to go out.

Unfortunately, cyclists are one of the most vulnerable vehicles on the road. This is because 80% of the road is used by cars, and as bikes are unprotected vehicles, it makes it more likely that you will get hurt in a road traffic accident. However, if you were not responsible for your bike accident, you could claim compensation for your injuries. The first thing you need to discern is what hazard actually caused you accident. That way you can understand who was responsible for you getting hurt and why they owe you compensation. Gowing Law’s experienced RTA solicitors will be here to support you throughout the claim’s process.

Contact our traffic accident solicitors today by calling 0161 464 4444 or use the link below to visit our bike accident claim’s page.

Experiencing a bike accident: Who are the most vulnerable road users?

When you go on the road, it’s important to be aware of all of the other vehicles around you. That way you can make sure that you keep a safe distance from them and they can do the same for you. If you are driving a car, it’s important to understand that you are in an extremely protected vehicle. Unfortunately, there are other vehicles that do not have the same type of casing. Bikes and motorcycles are going to be faster than your car. Although, these vehicles do need to obey the rules of the road, just like you, it is likely that you may see them weaving around the traffic. If you do not see these vehicles fast enough, it is likely that you could cause a traffic accident where they could be severely injured.

All compensation claims are based on negligence. If someone is guilty of negligence, they may have to make a pay-out to the party who were injured as a result of it. Although pedestrians cannot really make a pay-out because they are not insured, other vehicles can make this type of pay-out. Negligence can include:

Speeding
Moving through red lights at traffic stops
Drinking whilst driving
Talking on a mobile device
Eating and drinking whilst driving

If you end up causing an accident because of this type of negligence, it is very likely that you will have to pay for the victim’s compensation from your insurance. That’s why it is essential that you keep an eye out for vulnerable vehicles and people who either use the road or are trying to cross it. You do not want to be responsible for an accident.

What hazards are there that could cause a bike accident?

As a cyclist, it is important that you keep an eye on the other vehicles around you. You can wear safety equipment (such as a helmet and bright clothing) but that doesn’t mean that other cars and large vehicles can see you. That’s why it’s up to you to keep safe and try and obey the speed limits on the road. Do not take risks or try to “weave” through traffic. This can be extremely dangerous on a busy road and could end up with you getting hurt. If you are responsible for the accident it is very unlikely that you will receive compensation. With that said, if you were the victim of someone else’s negligence, you could receive a high pay-out depending on the extent of your injuries.

It’s important that you understand who could be responsible for your injuries. Take a look at the gif below to get an idea about who you could ask for a pay-out from:

As you can see, it is likely that there are quite a few determining factors when you get hurt in a cycling accident. For instance, if there was not another party present in the bike accident, but you got hurt due to potholes or the disrepair of the road. That would mean that you would have to launch a complaint or compensation claim to your local government. You would expect not only a pay-out but for the road’s damages to be fixed appropriately.

Thinking about making a bike accident claim?

Speak to your solicitor before you think about making your claim. That way you can know exactly who to ask about your compensation. With that said, it’s also important that you understand that the type of hazards that could cause you to get hurt. Take a look at the infographic below to understand the type of hazards that you need to be aware of on the road:

What should I do if I have been involved a bike accident?

If you have been hurt in a bike accident due to someone else’s negligence, the first thing you should do is get their contact details (including their full name, phone number and insurance details). However, if you have been badly hurt then you should call an ambulance as quickly as possible. That way you can have your injuries tended to and also receive a medical report that can prove that you were hurt in the accident.

Whilst you should always focus on your health first, if you do have the time to collect evidence then you should do this. The more evidence you have, the more likely it is that you are going to get a successful pay-out. Evidence can include:

Photographs
Video/CCTV/ Dash-Cam footage
Witness statements
Diary entries
Medical reports
Police reports
Receipts
Communication with insurance companies and other people involved in the accident

Your solicitor can help you organize this information and evidence. That way you can discuss a settlement agreement with the other party. Then you can come to a solution as quickly as possible.

Contact Gowing Law Solicitors about your Bike Accident today!

Here at Gowing Law, we understand that any type of bike accident can be extremely traumatic. That’s why we are here to help you get the compensation that you deserve. You can work with our RTA specialists for free advice and consultations to get you started. If you are happy to move forward with your claim, our solicitors can offer you their services on a “no win-no fee” basis. Therefore, you will never need to pay any hidden fees and will always come out on top.

Contact Gowing Law today by phoning 0161 464 4444, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our specialists will then be in touch to discuss your claim. Feel free to ask them any additional questions.

Red Nose Day: Law Jokes are always “Appealing”!

Posted on March 19, 2021 by Hannah Fletcher - Blog, Seasonal, Uncategorised

Today is Red Nose Day! It’s a day where we all let our hair down and relax. We know that for the last year, life has been a bit rough for everyone. With lockdown forcing people to stay at home, and Covid-19 causing worries for anyone leaving their homes for essential reasons, it is time to take a moment to simply relax and enjoy the day ahead. Forget about your problems and put on your red nose! That way you can get yourself in the spirit of Red Nose Day.

Now, normally when it comes to Red Nose Day, when we go to work we would all don on a red nose, potentially a costume and do something silly to raise money for charity. However, as the majority of us are working from home, it’s likely that you’re struggling to do anything apart from watch the TV Children in Need special. However, we can still have fun today! Even if you need to do some fundraising on your own, it’s important that you get in the holiday spirit and make sure you can create some happy smiles. Gowing Law Solicitors wants to do the same!

You would usually expect a personal injury law firm to be very serious and to the point. However, we can have a good laugh as well! That’s why this blog is going to be dedicated to some of the best law jokes on the internet. Why not let us know your own jokes on our social media? We’d love to see them.

Before we get started on our jokes, don’t forget that Gowing Law Solicitors is here to help you if you need legal assistance with your personal injury claim. You can call us on 0161 464 4444 or use our claim’s checker below:

Red Nose Day: The Best Law Jokes!

This Red Nose Day get ready to giggle, grin or at least cringe at some of these amazing law jokes! They’re bound to make you forget your worries and enjoy the day ahead!

1. Lost Luggage

2. A Professional Difference

3. Religious Ties

4. Love and Marriage

5. Digging Deep

Did you enjoy our jokes? We know that they can be a bit corny, but we hope they gave you a good giggle! No matter what type of solicitor you are, the ultimate goal for all legal experts is to provide justice to our clients. We are happy to have a laugh at our own expense. So, why not let us know your own lawyer jokes in the comments of our socials? We would love to hear what your best gags are!

Red Nose Day: Don’t forget to donate!

Red Nose Day is all about making people smile in their time of need. We tell jokes, wear costumes and do fun challenges in order to raise money for charity. Don’t forget to do the same! We have included a link to Comic Relief so you can donate to children in need. That way you can make sure that they can get the support that they need. You can even do some fund raising from the comfort of your own home.

Gowing Law Solicitors also has our own charity called “Together in Football” where we endeavour to bring children together from different backgrounds to enjoy a game of football. We believe that this will build a strong sense of community and encourage children to get along. What’s even better is that we actually have Michael Owen as our brand ambassador! Click the link below to find out more.

Gowing Law Solicitors is here to help with your claim!

Before we end our blog for today, don’t forget that Gowing Law Solicitors is here to help you with your personal injury claim. We can offer you free advice and consultations to get you started. If you are happy to work with our team of experts, we can provide our services on a “no win-no fee” basis. That means you will not need to pay any hidden fees and will always come out on top.

Contact us today by calling 0161 464 4444 or email us at info@gowinglaw.co.uk. We also have a handy claims checker to get you in touch with our specialists as quickly as possible. You can also use our live chat if your question is urgent.

St Patricks Day: Keeping safe and avoiding personal injuries

Posted on March 17, 2021 by Hannah Fletcher - Blog, Seasonal, Uncategorised

Happy St Patricks Day! Today is a special day for people all over the UK and Ireland where they honour their saint by wearing green. Now, normally on St Patrick’s Day, many people would decide to go out and enjoy some socialization in a pub or a bar with their friends. However, this year things are going to be a bit different. Covid-19 and the current lockdown has ensured that pubs and bars are going to remain shut. In fact, in order to maintain social distancing, and avoid getting in trouble with the law, you are not going to be able to meet up with your friends to drink like you may have previously. As we said, this year the holiday is going to have to be celebrated with caution in mind.

Here at Gowing Law Solicitors, we would highly recommend that you stay in your home and, if you are going to drink, do not drink in excess. If you do, there is a chance that you could get hurt. Did you know that the majority of traffic accidents actually happen on this holiday? Our law firm wants to make sure that you remain safe and abide by the social distancing laws currently in place. If you do get hurt in a public area on St Patrick’s Day, don’t hesitate to contact Gowing Law about a compensation claim. You can call us on 0161 464 4444 or visit our personal injury claim’s page here:

Road Traffic Accidents & St Patricks Day

Did you know that 25,000 pedestrian accidents are actually reported to the police every year? St Patricks Day is notorious for drunk drivers and road traffic accidents. This is due to the drunken celebrations of the holiday. If you are a pedestrian then you are eligible to make a pedestrian traffic claim. Traffic accident claims can be made if the driver, who hurt the pedestrian, neglected their “duty of care” towards the victim. They are responsible for keeping pedestrians, other drivers and passengers safe when they are utilizing the road or sidewalk. It is illegal to drink and drive, but this does not stop people from doing it. If you are the victim of drunk driving then you can make a compensation claim against them.

We would like all of our clients to know that whether you have got injured on a holiday, or on any other day of the year, our solicitors will be here to support you. They can help you collect your evidence and make sure that you get the compensation that you deserve.

Evidence can include:

Although St Patricks Day may be different this year, because there are no pubs and bars to go to, there is a chance that people may end up drinking at home. Therefore, it is important that you are aware that there could be drunken drivers on the road. Make sure to keep an eye on the roads if you are planning on going out. That way if you notice a driver:

Breaking the speed limit
Being involved in a “hit and run”
Driving through red lights
Speeding on the wrong side of the road
Refusing to stop for pedestrians

You can alert the authorities and also make sure to keep out of their pathway. That way you should be able to stay safe if you go out in the evening, especially on St Patrick’s Day.

What sort of other personal injuries can happen on St Patricks Day?

When we think about personal injuries and St Patricks Day, the first thing that comes to mind are drunk drivers. However, there are several other public accidents that could lead to you making a compensation claim. It’s tradition to bake on St Patrick’s Day, so if you work in a restaurant, it’s likely that you could be getting takeaway orders for people to celebrate the occasion. You could get hurt due to:

Kitchen accidents (such as fires or knife accidents)
Burns
Slips & trips
Violent customer altercations

Even during the pandemic, you could still be eligible for compensation if you suffered due to the negligence of your manager or work staff. They should be doing everything within their power to ensure you are safe when you do your job, even during the holiday season, therefore if you can prove that you suffered from their negligence, you could have a successful claim on your hands.

Click the link below if you want to learn more about work accident claims:

Criminal Injuries & St Patricks Day

Another thing that we would also like to make note of in relation to St Patricks Day are criminal injuries. Now, you should not really be going out this holiday season, however if people do choose to get extremely drunk in the evening time, it is likely that you could become the victim of criminal damages. This could include you becoming involved in a physical altercation or someone invading your home, or damaging your property (and you) in the process. Under the CICA scheme, you could be eligible for compensation. Just make sure to alert the police and allow them to conduct an investigation before you make your claim. That way it will not be invalidated by refusing to get the proper authorities involved.

Keep safe on St Patricks Day!

Here at Gowing Law Solicitors, we want to make sure that you are safe for holiday occasion. However, if you end up getting hurt due to someone else’s negligence, you could be owed compensation. Our lawyers are here to support you throughout your claim. You can come to us for free advice and consultations to get started. If you are happy to work with our team, we can offer our services on a “no win-no fee” basis. That way you will always come out on top and will never need to pay any hidden fees.

Contact us today by calling our team on 0161 464 4444, emailing info@gowinglaw.co.uk or use our claim’s checker. Our specialists will then be in touch to talk you through your claim.

Learn more about personal injury claims

Gowing Law’s blog is updated every week with new content. If you want to learn more about PI claims, our seasonal events or most recent updates, make sure to keep checking back to learn more We also update our blog with information about contests and giveaways. We are also happy to accept suggestions for our blog. So, send in topics and questions to info@gowinglaw.co.uk. We would be more than happy to write about them!

Make sure to also follow our social media to learn more about our law firm. We have just created a brand new LinkedIn, so make sure to keep an eye on it.

We wish you a Happy St Patricks Day and look forward to seeing you in our next blog!

How do I obtain British Citizenship?

Posted on March 17, 2021 by Hannah Fletcher - Blog, Immigration, Uncategorised, Visas

British citizenship is not an easy thing to obtain. We understand that you may feel a little daunted by the challenge, after all, it will take a lot of commitment to obtain your right-to-remain. This is where Gowing Law Solicitors can come in to help you understand your rights and how you could be eligible to stay in the UK. They will guide you through the UK home office requirements and make sure you understand how you could be eligible for a visa. Keep in mind there are many different types of visas for you to choose from, so ask questions to your lawyer about which would be the best fit for you to obtain British citizenship.

Speak to Gowing Law’s immigration specialists today to get started on obtaining your UK visa. You can call us on 0161 8080 060 or visit our immigration page below:

What is British Citizenship all about?

If you are interested in living in the UK permanently, you will need to receive British Citizenship from the home office. This means that you will need to pay certain fees in order to receive a visa. As you can see from our video, there are many different types of visas that you can choose from. Make sure to read up on them in order to understand which would best you and your situation. For instance, if you are planning on studying in the UK, you may want to go after a student visa. Some examples of some visas may include:

Work visas
Business visas
Spouse visas
Asylum
Transit Visas

Choosing the type of visa you intend to apply for is important. However, it’s also important to consider British citizenship as a whole. By becoming a British citizen, you are going to be able to live and work within the UK without having to worry about immigration controls. If you want to receive your British citizenship, you are going to have to go through a process called “Naturalisation”. You can start this process once you have received your indefinite leave to remain. Your solicitor can guide you through this process and make sure you get the support needed to get you through this lengthy process. We understand that it can be expensive to achieve British citizenship. That’s why Gowing Law’s helpful team of immigration specialists will be here to support you throughout the entire process.

Naturalization & British Citizenship: How do I know I can obtain it?

If you are ready to apply for British Citizenship, it’s important to remember that the complexity of the process will depend on your own personal circumstances. However, the current pandemic as well as Brexit may also have an effect on your citizenship. For instance, it may end up causing delays due to social-distancing and safety measures now being put in place. With that said, your lawyer will be there to provide you personalized advice so you know exactly what to expect. So don’t worry!

There are many different ways that you could eligible to become a British citizen. One of the ways we can help you achieve your citizen status is through naturalisation. You must have lived in the UK for around 5 years (as well as have indefinite leave to remain) or have had permanent resident status for at least 12 months before you made your application.

Here are the criteria that you will need to fulfil during the naturalization process:

What other ways are there to achieve British Citizenship?

It’s important to remember that there other ways that you could achieve British citizenship, outside of naturalization process listed above. Instead, you could achieve a settled status if your partner/spouse has lived in the UK for more than 3 years. However, to do this you will need to have indefinite leave to remain, a settled status within the EU scheme or have a permanent residence document. This is only one of the ways that you could become a resident of the UK. Take a look at our infographic below to get a better idea of how you could achieve British citizenship:

There may be other ways that you could be eligible for British Citizenship. Keep in mind that if you want your children to apply to be citizens, they must be registered. If the registration is successful then your children will be able to enter the UK without having to deal with any immigration controls. Your solicitor can give you further advice on this if you encounter any difficulties. Feel free to ask them questions about the process.

Will I need to pay for British citizenship?

Unfortunately, if you do want to apply for British citizenship, you will need to pay fees. We understand that this can be stressful and may even make you feel overwhelmed. If your application is refused, you will get your fees returned to you. For a general estimate for how much you may pay, it could cost you around £1,330 to undergo the naturalization process. However, this may be subject to your own personal situation and where you are currently situated. It may also depend on why you want to settle in the UK.

This is why we would highly recommend that you speak to an immigration solicitor if you are interested in living in the UK. They can guide you through this lengthy process and ensure that you get the best advice possible. That way you can understand how you can get started and what obstacles you may need to face in the process.

Obtain British Citizenship today with the help of Gowing Law Solicitors!

Our immigration specialists are here to make sure that the settlement process is as simple as possible. That way you can become a British citizen without encountering too many obstacles. Our lawyers can provide you with free advice and consultations to get you started. If you are happy to work with our solicitors, we can offer our services on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Contact our law firm today by calling us on 0161 8080 060, emailing info@gowinglaw.co.uk or by using our claims checker. One of our specialists will then be available to answer all of your questions.

How can I establish my Housing Disrepair Claim?

Posted on March 16, 2021 by Hannah Fletcher - Blog, Housing Disrepair Claims, Uncategorised

By making a housing disrepair claim, you are taking back control of your home and are ensuring you get the property repairs you need from your landlord. Your landlord is legally required to make sure that your home is habitable. That means if any damage happens to the interior or exterior, they need to be the ones to pay for repairs. You should not be funding any repairs in your rented accommodation. Unfortunately, not all landlords are going to uphold this legal requirement and may refuse to provide you support. This is where Gowing Law Solicitors can step in to help you. That way you can understand whether or not you could make a compensation claim due to their negligence.

We understand that making any sort of housing disrepair claim can be daunting. You want to keep on good terms with your landlord, therefore, you may be considering just paying for the repairs yourself. However, we would recommend that you don’t do this. You could get a pay-out between £1,000- £20,000 depending on the extent of your damages. Gowing Law’s expert solicitors can speak to your landlord on your behalf and help you establish why you are eligible to make a claim. Click the link below to visit our housing disrepair claim or call us on 0161 464 4444.

What is your landlord responsible for in your home?

If you live in a rented property, such as a home from the housing association or a council house, your landlord has a responsibility to make sure your house remains in a safe and habitable condition. That means if there are any damages to the interior or exterior, it is their responsibility to ensure that it is repaired in a timely manner. That way the living standards of your home will not be affected. Living in a house that is in need of repairs can have a severe impact on your mental health and quality of life. You may even be considering finding a new property to live in. If you are going to do this, you need to make sure that you make your claim before you move out. Sadly, you cannot make a housing disrepair claim if you have already moved out.

With that said, here are some examples of what your landlord is responsible for repairing in your rented accommodation:

If your landlord refuses to pay for repairs in your rented accommodation, you could be eligible for a compensation claim. However, it’s important that you and your solicitor work together to establish your claim. This is a lot simpler than you think, especially if you have the right evidence to prove that you experienced damages as a result.

What do I do to establish my Housing Disrepair Claim?

You will be happy to know that making any sort of claim, even during the pandemic, is not difficult if you establish your case. There are two criteria you need to fulfil if you are going to make a claim. The reason you need to do this is to prove that your landlord is guilty of negligence. They owe you a duty of care. If they do not try to do everything reasonably possible to get your house in a fit state to be lived in by you and your family, you could be owed compensation.

The two criteria to establish your claim are:

The damage to your home was completely avoidable

This means that your landlord could have stopped the damage. It would be easy enough to maintain your home’s installations, including your gas, heating, electricity and water. However, they didn’t and therefore were negligent.

Your landlord knew about the disrepair

In some cases, your landlord may have been able to foresee that the property they rented out was in need of repairs. You may have told them about the potential damages frequently, however they did not listen to you. That means when the damages began to damage your quality of life, they were guilty of negligence.

If you fall into either of these categories, your landlord could be liable for damages. Should they refuse to pay for the damages to improve your home, you should move forward with your housing disrepair claim. That way you can get your compensation pay-out as soon as possible.

How else could I be eligible to make a compensation?

If you are considering making a housing disrepair claim, you may also want to consider what sort of damages the state of your home has left you with. Now, when it comes to any sort of claims, the damages your experience are the key to getting a higher pay-out. Damages may include:

Physical damages
Emotional damages
Financial damages
Loss of opportunity
Technology/equipment damages

Most of the time, these types of damages are used with personal injury claims, however, you can do the same for housing disrepair claims. Take a look at the GIF below to get an idea of how your damages could affect your claim, as well as how much you could receive as a pay-out:

Should you fall into any of the categories mentioned, it is essential that you have the evidence to back up these statements. Your evidence can include:

Photographs of the damages (i.e. your home or injuries)
Videos of the damages
Witness statements
Diary entries
Medical reports (i.e. about your physical injuries)
Receipts

Make sure to collect your evidence before you speak to your solicitor about making a claim. This will make it easier for both of you. It will certainly help when your solicitor speaks to your landlord or begins the necessary paperwork to get you the pay-out that you deserve.

Contact Gowing Law Solicitors about your Housing Disrepair Claim today!

Living in a home that is need of some serious repairs can have a serious impact on you. Your mental and physical health could be damaged! That’s why our solicitors are here to support you throughout this difficult time. We can offer your free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Contact our law firm today by calling us on 0161 464 4444, email info@gowinglaw.co.uk or by using our claim’s checker. One of our lawyers will then be in contact to get you started on your claim. Let them know if you have any questions!

Fill out the form to start your claim today!

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Why did they take tax away from my PPI pay-out?

Will I be eligible for a PPI Tax Claim if I now live abroad?

Will making a PPI tax claim whilst living abroad affect how much I receive from my pay-out?

Are you ready to start your own PPI Tax claim?

Learn more about PPI Tax Claims

What is Gowing Law’s Easter Competition all about?

Easter Accidents: Keep aware!

Evidence for a public accident claim

Gowing Law’s Easter Competition: Join in the fun today!

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What do I need to know about PPI Tax Claim?

Why is the 5th April 2021 so important when it comes to making a PPI Tax Claim?

How long will it take to make a PPI Tax Claim?

Gowing Law Solicitors are here to support you!

Learn more about PPI Tax Claims

Gowing Law is here to support you during this difficult time

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How long do I have to make a claim?

How can our solicitors help you during the lockdown?

Contact Gowing Law Solicitors about your Claim

Learn more about PPI tax refunds

Experiencing a bike accident: Who are the most vulnerable road users?

What hazards are there that could cause a bike accident?

Thinking about making a bike accident claim?

What should I do if I have been involved a bike accident?

Contact Gowing Law Solicitors about your Bike Accident today!

Read more about cycling accidents

Red Nose Day: The Best Law Jokes!

1. Lost Luggage

2. A Professional Difference

3. Religious Ties

4. Love and Marriage

5. Digging Deep

Red Nose Day: Don’t forget to donate!

Gowing Law Solicitors is here to help with your claim!

Read more about personal injury claims

Road Traffic Accidents & St Patricks Day

Evidence can include:

What sort of other personal injuries can happen on St Patricks Day?

Criminal Injuries & St Patricks Day

Keep safe on St Patricks Day!

Learn more about personal injury claims

What is British Citizenship all about?

Naturalization & British Citizenship: How do I know I can obtain it?

What other ways are there to achieve British Citizenship?

Will I need to pay for British citizenship?

Obtain British Citizenship today with the help of Gowing Law Solicitors!

Read more about legal claims

What is your landlord responsible for in your home?

What do I do to establish my Housing Disrepair Claim?

The damage to your home was completely avoidable

Your landlord knew about the disrepair

How else could I be eligible to make a compensation?

Contact Gowing Law Solicitors about your Housing Disrepair Claim today!

Read more about UK legal claims

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