Category: Covid-19

How much compensation could I be owed for a beauty claim?

Posted on November 17, 2021 by Hannah Fletcher - Accidents in Public, Beauty Claims, Blog, Cosmetic Claims, Covid-19, Uncategorised

Now that we are getting to the end of the year, and towards the much anticipated Christmas season, it’s time for you to go out and get the beauty treatments that you deserve. Whether you would prefer a trip to a hair salon, a nail treatment or perhaps your make-up completed by a beauty specialist, you deserve to feel good about yourself and your appearance. Just keep in mind that it’s important that you keep as safe as possible, so if you do end up getting hurt, it’s time to make a beauty claim.

The pandemic is still here and it’s crucial that you remain safe as the weather gets colder. That way you can avoid getting ill. Your salon will have procedures in place to ensure that you are kept safe from spreading Covid-19. However, there is still a chance that you could still suffer from an accident due to your beauty treatment. If this is the case then you could be owed compensation for any damages that you have suffered from through a beauty claim. Gowing Law Solicitors can help you with this.

The more damages you have experienced, the more likely it is you will receive a higher amount of compensation for your injuries. Find out how Gowing Law Solicitors can assist with a beauty claim by calling us on 0800 041 8350 or by using our website below:

What is a beauty claim?

Before we jump into how much compensation you could be owed by the owner of a salon for a beauty claim, let’s talk about beauty claims in general. You would make a beauty claim if you ended up getting hurt in a salon. The salon’s owner and staff owe you a “duty of care.” Therefore, they need to make sure that you keep safe when you enter the salon’s property, undertake the treatment and before you leave. If you do end up getting hurt because of their negligence, this would mean that they are completely liable for the damages. Therefore, they also need to pay for any physical injuries you have suffered from. They may also be liable for any special damages you have suffered from, including:

If you have suffered from an accident in a salon, it’s important that you tell someone as quickly as possible that you have been hurt. The staff of the salon need to be able to assist you and call an ambulance to look over your wounds. One of the staff members may also know CPR. You should also ask for the salon staff or owner to note down your accident in the work accident book. This can be used as evidence to back up your case. If you are well enough to look for evidence, we would highly recommend that you do so. That way you can get your evidence organized before you get started on your beauty claim.

Evidence can include:

Once you have collected your evidence and have been assessed by a doctor, it’s important that you speak to a beauty claim solicitor. That way they can get started on your case. Your solicitor will help you organize your evidence and work with the responsible party on your settlement agreement. The settlement agreement will determine how much compensation you receive. If the responsible party refuses to assist you with your claim, your solicitor may recommend that you need to go to court to get the claim sorted. Just keep in mind that this is very unlikely. Instead, it’s more likely that you will receive your compensation after the settlement agreement.

What sort of beauty treatments count under a beauty claim?

When it comes to beauty claims, it’s important to understand that there are a range of different treatments that you could claim for if they end up going wrong. You went to a salon to be pampered. As you have spent money on the service, you are in a contract with the beauty technician. Therefore, they are responsible for your safety when they are put in control of the treatment. The areas of beauty treatments include:

Hair Cuts
Tanning Salons
Laser Skin Centres
Cosmetic Botox Centres
Cosmetic Dentistry Surgeries
Nail Salons
Spas and Spa Treatments
Body Piercing Centres
Tattoo Centres

It’s important to report the injury if you do suspect that you were hurt due to the negligence of the employees or owners. You didn’t deserve to get hurt. Instead, you need to claim compensation for the damages that you have experienced. The longer you leave your injuries, the more likely it is that your injuries are going to end up getting worse.

How could I get injured in a salon?

If you have decided on a beauty treatment in a salon, the salon owner or the workers in the salon will always do their best to ensure that you are safe through the treatment. Whether you decide on a nail treatment, skin and massage therapy, a treatment at a make-up counter or a minor cosmetic surgery, it is important that your make-up artist or beauty technician talks you fully through the treatment. This includes any potential chemicals in the products or risks that could occur from using certain materials or beauty tools.

Your salon may even have a contract for you to look over that will let you know all of the potential hazards that come from undertaking the treatment. If they fail to do this, and something does end up going wrong, they could held liable for your damages. They should show you the products and you should inform them whether or not you have any allergies.

Some of the most common injuries for beauty claims include:

Depending on the type of treatment you receive, the type of injuries you have may take a long time to develop or they may be instantaneous. If you do end up developing an illness, infection or are worried about your beauty treatment, you need to inform the salon workers about it quickly. They can fix any problems you are worried about. If you don’t feel comfortable about going back to the salon to get the damage repaired, you may want to go to a different beauty salon or hospital to have the treatment removed.

Beauty salons are notorious for either having untrained staff or premises that have not been fully cleaned/sanitized after other treatments. We know that’s the last thing you want to hear during the pandemic. But these sort of environments can encourage germ growth or infections to spread from un-sanitized equipment. If you have a bad feeling about a salon, do not go through with the treatment. Some of the most common accidents come from:

Broken tanning beds
Un-sanitized nail tools
Broken acrylic nails
Strong chemicals
Dirty or wet floors that can cause slips
Aggressive workers
Allergic reactions to dyes, colours, nail polishes or wax
Scars from chemical peels
Lip filler reaction
Internal damage from cosmetic surgeries
Cuts and tissue damage from scissors and sharp objects

If you suffer from any of these types of injuries, you will need medical treatment as quickly as possible. That way the injuries will not get any worse and you will not end up needing additional treatment, such as medication or rehabilitation therapies.

Untrained Beauty Staff: One of the most common causes of injuries

Back in April 2021, the BBC revealed a story that a nurse had gone undercover to observe beauty treatments in the industry. She was shocked to find that the practitioner was botching non-surgical facelifts. Not only was the area of training not sterilized and clean, but she was causing the patients pain and popping blood vessels in the forehead. Together, this could lead to an infection. The students learning from this practitioner only had 5 hours to learn the technique. This means that in the future, there may be beauty practitioners that simply don’t know what they are doing. Overall, this could lead to even more accidents.

Never feel afraid to ask a beauty practitioner for their credentials. You have the right to find out if they are trained and are able to safely perform the treatment on you without causing any damage. You should also take a look online to see if there are any reviews left by other people about your beautician. That way you can make an informed choice about whether you want to work with them or not. By doing research on your beauty staff, you can avoid any accidents that could cause long-lasting injuries.

Beauty Claims and Compensation: How much could I be owed?

It’s important to understand that the amount of compensation that you could be owed will depend on the damages you have experienced. Making a beauty claim is another form of a personal injury claim. That means your solicitor will be taking into account your general damages and special damages. Your general damages will account for any physical injuries that you have experienced. Your special damages will account for any additional damages that have appeared before, during or after the incident. Due to these types of damages, the amount of compensation that you receive will depend on how bad your damages actually are. So, for instance, if you were scarred from a hot wax treatment, you may be owed more compensation than a small infection from a nail implant.

Here are a range of compensation that you could be owed for specific injuries:

The best way to discover how much you could be owed is to speak to your solicitor. They can offer you an estimate that can be used in a future settlement agreement. Your solicitor can calculate any additional damages that need to be added to your total. They will also work with the third-party on your behalf to get you the compensation you deserve. That way, if you are feeling nervous about asking your salon for compensation, you can have a legal expert do it on your behalf. They can also fill out any tricky paperwork that may be leaving you confused. Feel free to ask them any questions about making a beauty claim. Your solicitor will always be more than happy to help you.

Gowing Law Solicitors can help you make a beauty claim

Are you ready to get started on your beauty claim? Gowing Law Solicitors is here to help! We are determined to get you the compensation that you deserve. We can provide you free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will never have to pay any hidden fees. Instead, you will only need to pay your solicitor if they win your case for you. Therefore, you will always come out on top!

Find out how Gowing Law Solicitors can help with a beauty claim by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claims checker. One of our specialists will then be in touch to answer any additional questions that you may have.

Find out more about making a Beauty Claim

Are you interested in learning more about beauty claims or different types of legal claims? We would highly recommend that you explore more of Gowing Law’s blog page. We update it every week with brand new content. Here at Gowing Law, we understand that you may want to go into your case with the basics of your claim sorted out in your head. That’s why we would recommend that you take a look at all of our blogs.

We write about a range of topics, including legal claims, seasonal events, creative campaigns and updates about our law firm. Therefore, if you would like to suggest a blog topic to our writers, feel free to send it into info@gowinglaw.co.uk. We would be more than happy to answer all of your questions about your claim in blog form. You can also sign up to our newsletter below to find out more about what our law firm is up to:

You can also learn more about our law firm by following our social media pages. We update our feeds with videos, interactive images and our latest information. Click our LinkedIn, Facebook or Twitter buttons below to find out more.

We look forward to seeing you in our next blog!

What sort of hairdressing accidents could cause hair loss?

Posted on October 25, 2021 by Hannah Fletcher - Accidents in Public, Beauty Claims, Blog, Cosmetic Claims, Covid-19, Hairdressing Accidents, Personal Injury Claims, Uncategorised

Throughout the pandemic, hair disasters have been a common theme. As hair salons have been closed, it’s very likely that you have tried to cut your own hair, making some very awkward styles in the process. It was a relief when hair salons re-opened around the UK and you were able to have your hair cut by a professional. However, despite the fact that restrictions have been eased, it’s important that you do your best to remain safe when you go to any type of salon. The salon should be enforcing safety policies to ensure their clients do not suffer from a personal injury. One of the most common hairdressing injuries that can occur is hair loss. The last person who should be causing this type of injury is your hairdresser. If they do cause an injury, you could make a hairdressing accidents claim.

Learn more about how Gowing Law Solicitors can help you with your hairdressing accidents claim by contacting our law firm on 0800 041 8350 or by using our website below:

Personal Injury Claims: What do I need to know?

Before we jump into hair loss accidents, let’s take a moment to talk about personal injuries in general and what you should expect at a salon right now. Personal injury claims can protect you if you end up getting hurt in a public environment due to someone else’s negligence. Unfortunately, you can only make a personal injury claim if there was someone else to blame for the accident.

Most accidents in public environments occur in shops, salons, parks and even on pavements. The reason you can claim compensation for a personal injury is due to “duty of care.” When someone is in charge of a certain environment, be it a shop or restaurant, they owe their customers and clients this care. It means they have a legal duty to keep the customer safe and to ensure that the environment is secure enough to be visited. Unfortunately, even in the safest environment, mistakes can happen and these lead to injuries. That is why most businesses will require public liability insurance to help with a compensation pay-out.

Pay-outs and Compensation

Speaking of compensation, this is what you will receive to help you “recover” from your accident. Of course, this is not literally speaking. You will need rest and medication to do that. However, if you need to take time off your job or pay for recovery treatments, the compensation will be there to help. You can also use the compensation if you are experiencing financial difficulties, such as a lack of wage or paying rent or to buy groceries. As long as the compensation is helping you survive during this difficult time, you can use it any way that you like.

The amount of compensation you receive for any type of personal injury claim will depend on the extent of your injuries. Personal injuries are grouped into general damages, such as your physical injuries, and your special damages.

If you are going to make a personal injury, make sure to tell your solicitor if you suffer from any of the special damages below. This can influence the amount of compensation you could be owed.

Hairdressing Accidents & Covid-19: What is going to be different about my appointment?

In order to keep you safe during the pandemic, it is important to follow all of the safety regulations to make sure that you do not catch or transfer the virus. When you enter the salon, make sure to wear your mask at all times and have hand gel to ensure you are secure against potentially dirty surfaces. The hair salon may also have a bottle of hand sanitizer that you can use if you are worried about transferring germs.

Here are some additional ways your hairdresser will do their best to keep you safe during the pandemic:

One of the major questions you may be asking yourself is whether or not you could claim compensation for catching Covid-19 in a salon. This is where things can get a little complicated. Theoretically, you could make a compensation claim. But it would be extremely complicated. You would have to prove that the salon’s negligence was the main reason why you caught Covid-19 in the first place. For instance, if you worked in a salon and a fellow employee had Covid-19, it is likely that you will also catch Covid-19. You will need evidence to back up your claim. Honestly, we would not recommend making a personal injury claim for Covid-19 unless you are completely sure you can prove it. Speak a solicitor to find out more information.

How could my hairdresser act negligently and cause an accident?

Now that we have spoken about the basics of personal injury claims in general, let’s move on to hairdressing accidents. As we said before, no matter what type of public environment it is, the person in charge of it is responsible for your safe. This is the same for a hairdressing salon. The hairdressers and managers owe you a “duty of care.” That means they need to make sure they do not act negligently and cause you to get hurt.

Accidents can occur through a wide range of different acts of negligence. This can include:

Letting an untrained hairdresser cut your hair
Not providing information about the risks of your haircut
Failing to provide an allergy test
Leaving the floor or store messy or unclean
Having an aggressive employee or client attack you
Using faulty equipment during your appointment

Of course, these are only a few examples of how you could have got hurt due to the negligence of your hairdresser. Each of these acts can cause serious damages, including hair loss. However, you could also suffer from chemical burns, heat burns, allergic reactions and dye malfunctions or electrical shocks. Whether you have suffered from a life changing injury, or a smaller injury, a solicitor from Gowing Law can help you claim compensation for the damages you have suffered.

Why would I suffer from hair loss in a hairdresser’s salon?

Unfortunately, hair loss does tend to be one of the most common accidents that happens within a salon. Even if it was just an accident, the consequences can lead to you feeling embarrassed and may even force you to trim more of your hair to deal with the effects of the negligence.

You could end up experiencing hair loss if your hairdresser:

Uses bleach that causes your hair to dry out, knot or fall out
Causes irritation with hair dye or products that forces them to cut your hair
Cuts your hair too short or incorrectly so that you are forced to cut it later
Burns your hair with the straighteners or hair dryer
Uses perming products incorrectly
Using an electric razor to cut your hair too short

Of course, there are other ways that you could suffer from hair loss due to the negligence of your hairdresser. No matter what sort of injury you have suffered from, it’s important that you speak to your solicitor about your damages as quickly as possible. The sooner you receive help, the more likely it is that you will receive support to help you claim compensation.

The impact of hair loss

Hair loss can affect people in different ways. Some people may not mind if their hair looks a bit odd for a while, but others may feel embarrassed about their hair style. You may feel worried about what other people will think of your hair, and whether or not they will take you seriously. In some cases, there are times when people use wigs, hats or scarves to disguise the damage when they are out in public.

Whether you feel angry or sad, these can be classified as emotional damages. Your appearance can affect your mental health and you may find that you stay home more often to avoid public gaze. Additional emotional damages can include anxiety and depression. Your solicitor can put you in contact with mental health specialists if you have suffered from trauma due to your injury. Feel free to ask them anything about any types of damages you have suffered. They would be more than happy to help.

What should I do if I am hurt in a hair salon?

When you are involved in any type of hairdressing accident, try not to panic. Your first thought should be to alert a member of staff in the salon that you have been hurt. They can write down the accident in the work accident book. This can be used as evidence later on for your claim. You should then seek out medical aid as quickly as possible. There may be a staff member who knows first aid or they can phone an ambulance for you. In the meantime, if you are able to collect evidence, we would highly recommend that you do so. This can be used to build up your case. You evidence can include the following:

Once you have collected your evidence and have seen a medical specialist about your injury, you need to speak to a lawyer as soon as possible about hairdressing accidents claims. They can help you organize your evidence and speak to the responsible party on your behalf. This includes negotiating a settlement agreement and making sure that you get the compensation that you deserve. In most cases, the responsible party will be happy to accept the settlement agreement. Just keep in mind, if things do end up getting complicated, you may find that your case may have to go to court. However, in the grand scheme of things, this tends to be very unlikely.

Having a lawyer on your side is the perfect way to ensure that your case is handled swiftly and effectively. They can sort out any complicated paperwork and ensure that your claim remains on track. If there are any delays, they will let you know as quickly as possible. This includes any problems that happen due to the pandemic or delays within the UK court system.

Speak to Gowing Law Solicitors about hairdressing accidents claims

Here at Gowing Law Solicitors, we are determined to help our clients with their hairdressing accidents claims. We understand that it can be traumatic to experience a problem with your hair. Your looks are important to you and you may feel embarrassed to go out if you feel unhappy about your appearance. That’s why our solicitors will be there to support you throughout your case. They can offer you free advice and consultations to get you started. If you are happy to move forward with your case, our solicitors will be here to support you on a “no win-no fee” basis. That means you will always come out on top. This is due to the fact that you will never need to pay any hidden fees.

Contact Gowing Law Solicitors by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our specialists will then be in touch to speak to you about your claim. Feel free to ask them any questions you may have.

Want to read more about hairdressing accidents claims?

Don’t forget that if you want to read more about hairdressing accidents claims, the best place to go is Gowing Law’s blog. We update our blog every week with brand new content for you to enjoy. You can suggest blog topics to us by emailing info@gowinglaw.co.uk. However, you can also enjoy a range of blogs about UK law claims, updates for our law firm, seasonal events and the occasional giveaway/competition. Feel free to also sign up to our newsletter below to see further updates:

You should also take a look at Gowing Law’s social media if you are interested in seeing some of our interactive content. This includes blogs and interesting facts and figures about UK law. Please find links to our Twitter, Facebook and LinkedIn at the bottom of this blog.

We look forward to seeing you in our next blog.

What could delay my work accident claim?

Posted on September 15, 2021 by Hannah Fletcher - Blog, Covid-19, Uncategorised

If you have recently returned to the office and have suffered from an injury, you may be considering whether or not you should make a work accident claim. Covid-19 has turned work-life upside down for a wide range of people all over the UK. Whilst most of us will still be working from home in order to prevent the spread of the disease, there are a number of people who have returned to their office space. Your employer still has a responsibility to keep this environment safe. If they fail to do so then you could end up getting hurt at work.

When you make a work accident claim, you may be considering a multitude of different factors that could affect your claim. This includes your eligibility, how much compensation you could be owed and how long it will be to actually make a claim. It’s understandable that you may be nervous that there may be factors that delay your claim. The pandemic is one of these factors and you may feel a little sick of your plans or affairs being delayed over and over again. That’s why Gowing Law Solicitors are here to help you with your claim. We can alert you to the potential problems that could cause your work accident claim to be delayed.

Speak to a specialist now about making a compensation claim by calling 0800 041 8350 or by clicking on our website below:

What type of Work Accidents are there?

Before we jump into what could delay your work accident claim, let’s take a moment to discuss work accidents in general. The definition of a work accident is in the name. It is an injury that occurs during work hours due to the negligence of a fellow employee or higher management. All workplaces have a responsibility towards their employees. This is known as a “duty of care”. Employees have acted negligently if they have not provided their employees with the following:

Employee Training
A clean environment
Understanding of safety procedures (i.e. fire safety)
Covid-19 safety instructions
Access to routine breaks and rests

If you have not received the following then you could potentially get hurt due to the negligence of your employers. Now, the type of accidents can range from loss of sight to only a few bruises. The type of accidents you experience will change the amount of compensation that you are owed. After all, if you have experienced a life changing injury then you may need the compensation to help you maintain your standard of living whilst you take time off work, as well as pay for any medical fees, prescriptions or rehabilitation sessions.

The accidents at work you could experience include:

These are only a few injuries that you could suffer from an accident at work. Of course, there may be other ways you could get injured. Don’t be afraid to speak to your solicitor about your injuries. They can help you get in contact with a doctor to get them looked over. That way you can feel comfortable and receive a medical record to back up your claim.

How could my employer have caused my work accident?

As we stated previously, a work accident is usually caused by the irresponsibility of an employer, a fellow employee or a customer. Your employer may have failed to train you appropriately and so you may not have been able to operate the equipment in your office space. In other circumstances, the messy workspace of your office may have caused you to trip or fall. There are many ways that your employer could act negligently and you could get hurt as a result. These include:

Utilising faulty equipment
Failing to train you for your job
Leaving wiring exposed
Asking you to do tasks not part of your job description
Allowing aggressive customers to intimidate you
Refusing to give you a break

If you notice anything in your work space that could potentially cause an accident, you should alert your manager as quickly as possible. They will need to get it fixed as quickly as possible. Should they ignore it, then this could implicate them as guilty of negligence. Above all, this means that if you make a work accident claim, they will have to pay you for the damages that you have experienced.

Covid-19 and the workplace: Can I make a work accident claim?

Now, this is going to be a common question that is on everyone’s minds. Is there going to be a chance that you could claim compensation from catching Covid-19 from your workplace? Unfortunately, this is a very tricky case. After all, can you ultimately prove that your workplace was the main reason why you caught Covid-19?

When you go back into the workplace, your office may have set up a number of procedures to ensure that you are kept safe from the illness. This includes:

Compulsory mask wearing
Screened desks
Air conditioning
Well-ventilated workspaces
Online meetings
Compulsory Covid-19 tests
Temperature screenings

The only way that you could hold your employer liable for catching Covid-19 is if you can prove that your office space was the only place that you visited that could have allowed you to catch the illness. For instance, if an employee went to work with a headache, called in sick the next day with Covid-19, and then two other employees fell down sick, it is very likely that you will get ill as well or will be forced to isolate.

If you want to discern whether or not you could make a personal injury claim for Covid-19, the best way to do it is to speak to your solicitor. They can let you know whether or not it is worth pursuing. For clients that are currently isolating, correspondence can be conducted virtually. That way you can get started on your claim without having to leave your home. This includes zoom calls, phone calls and email correspondence.

What should I do if I have been involved in an accident at work?

The first thing you should do is not panic. Try and call over a fellow staff member to let them know that you have been hurt. You should also tell them to log the work accident in the company’s accident book. If any of the staff members know first aid, you should have them come over to help you and call an ambulance to make sure you can get medical assistance. In the meantime, if you are well enough to collect evidence then this should be a priority for you. Some evidence can only be found after you have been to the hospital. But do your best to document the accident’s environment and your injuries.

Examples of evidence can include:

Photographs
Videos
Witness Statements
Medical Reports
Police Reports
Correspondence with the responsible party
Receipts
Diary Entries

After you have received your evidence, you should speak to a solicitor about your work accident claim. They can help you organize the evidence and make sure to speak to the party responsible for your injuries. They will have you involved in the settlement agreement to discuss the amount of compensation owed. In most cases, the party responsible will agree to the settlement agreement. If they refuse then you will find that the case will have to go to court to be sorted. However, this is very unlikely as most employers will be happy to pay the settlement agreement.

How could my work accident claim be delayed?

It’s completely understandable that you may be worried that your claim may be delayed. The pandemic has been exhausting, therefore you may not feel confident that your claim will go through efficiently. The recent court delays may have only enhanced this feeling.

If your claim does end up being delayed then your solicitor will inform you as quickly as possible. The timeline of your claim will take a few months, depending on the amount of damages you have experienced. Therefore, it will also depend on whether or not the person responsible for your damages is willing to admit that they are at fault for the accident. There are a few reasons why your claim could end up being delayed. These include:

Overall, you will have around 3-4 years to make your claim. However, the circumstances of your claim may change the amount of time you are allowed. Speak to your solicitor for a solid timeline of what you can expect when you make a claim. They will let you know if anything changes and will always keep you in the loop when it comes to the circumstances of your case. Above all, feel free to ask them any questions and let them know if you are feeling concerned. They will do their best to help you understand what you could be owed.

Get started on your Work Accident Claim today

Are you ready to get started on your Work Accident Claim? Gowing Law’s team of expert solicitors are here to help you. All you need to do is contact our team to find out more. We can offer you free advice and consultations to get you started. If you are happy to move forward with your claim, we can offer our services on a “no win-no fee” basis. That means you will never have to pay any hidden fees. Instead, you will always come out on top as you will only have to pay your solicitor if they win your case.

Speak with Gowing Law Solicitors today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our team will then be in contact to answer your questions.

Learn more about making a Work Accident Claim

Here at Gowing Law Solicitors, we are proud to have a blog that is updated every week with the latest content. We make sure that it contains all the information you need to know about making different types of compensation claims. Similarly, it also contains seasonal events, updates about our law firm and the occasional competition/giveaway. If you have a suggestion for our blog, feel free to send it to info@gowinglaw.co.uk. We can also sign you up to our newsletter if you write into our email. Make sure to also watch our social media feed to see what we have been up to recently.

Gowing Law looks forward to seeing you in our next blog!

What are the most common nail injuries that I could make a beauty claim for?

Posted on August 12, 2021 by Hannah Fletcher - Blog, Covid-19, Uncategorised

Now that the lockdown is easing, you may be considering what type of outings you are going to make in your town. One of the things you may have been ailing for is a visit to a beauty salon. After all, you have not had a beauty or hair treatment in ages! Although there will be some Covid-19 social distancing policies still in place, the staff at your local salon will take care of you and your nails when you select a treatment. Just keep in mind, even in the salon, there is a chance that you could end up getting hurt due to a personal injury. Your salon will have insurance to ensure that you can claim compensation if you end up experiencing an injury. If you get hurt in these circumstances, you should make a beauty claim to receive a pay-out that can help you recover.

Gowing Law Solicitors can help you with your beauty claim. We are here to answer all of your questions and ensure that you get the assistance that you need to move forward with your case. Feel free to contact our law firm at any time to talk to our Manchester solicitors on 0800 041 8350 or click on the button below to visit our website:

What are beauty claims?

A beauty claim is issued when you have experienced an accident inside a salon or due to the negligence of your staff. When you are inside of a salon, the staff owe you a “duty of care.” That means whilst you are undertaking their services, your safety needs to be a priority. In other words, they need to inform you entirely about the risks of the procedure and also conduct a safety test. That way they can be sure that you are not allergic to any of the chemicals that are in the products.

Unfortunately, not all salons follow the same codes of conduct. Some may ask you to sign an acknowledgement of the risks of the procedure, however, others may not. That’s why you may find that some salons offer better services than others. Although there is a code of conduct that they need to follow, you may find that others simply choose not to follow it. That is why you could end up getting hurt.

If you do end up getting hurt due to the negligence of your beautician, you need to start on your compensation claim as soon as possible. The longer you leave it, the more likely it is that your injuries will either get worse or you will surpass the limit for making a claim, which is three years.

How could I get hurt in a nail salon?

When you go to get a manicure or to have some sort of nail treatment completed in a salon, it’s important that you are aware of the risks of your treatment. Your beautician should either have you sign a declaration/disclosure agreement that you understand the risks of the procedure or inform you of all the potential risks. If they fail to do this then they could be liable for your damages. This is due to the fact they acted negligently.

With that said, your injury in a nail salon could come from the environment or the beautician’s procedure. The salon owner has a responsibility to keep the salon clean and tidy. If there is mess or liquid/water on the floor, there is a chance that you could slip or fall over. This could mean that you could get hurt due to the lack of a safe environment. However, it is more likely that you will get hurt due to the nail procedure. Common injuries include:

As you can see, problems can occur if your beautician is inexperienced. They could damage your nails and cause infection. This could lead to scarring, infection and even, if the damages are truly bad, blood poisoning. If you notice any physical symptoms start to occur around your hands, especially if your skin changes colour or starts to hurt, that is when you need to go see a doctor. That way you can get the treatment you need to move forward and ensure that there isn’t any scarring from your treatment.

What should I do if I get hurt in a salon?

The first thing you need to do is alert the staff members that you have been hurt in the salon. If the injury happened in a previous appointment, you should go back to the salon and alert them to the injury that you have suffered. That way the injury can go into the work accident book in the salon. You should then focus on collecting evidence of your injuries. This includes:

Photographs of your injuries/ salon environment
Videos/CCTV
Witness statements
Medical reports
Police reports
Diary Entries

You should then get in contact with Gowing Law Solicitors to get started on your beauty claim. A solicitor can handle your case for you and ensure that you get the compensation that you deserve. They can deal with all of the paperwork and ensure that no mistakes are made. That way you can sit back and focus on your recovery. A settlement agreement will then be decided on with the salon owner and their insurer.

How long do I have to make a Beauty claim for my injuries?

If you are going to make a beauty claim for your injuries, it’s crucial that you make it in the appropriate time frame. That way you won’t run out of time and will be able to claim the compensation you need to deal with the damages of your injuries. Of course, you will have experienced physical damages. However, you may have also experienced emotional and financial damages, as well as losses of opportunity. These damages will increase the amount of compensation that you could be owed. You will have around 3 years to make a claim that will provide you with your compensation. That way you can give your solicitor a solid amount of time to get your claim sorted and your compensation in your pocket.

Gowing Law Solicitors can help you with your Beauty Claim

Now that you are ready to make your beauty claim, you should get in contact with Gowing Law Solicitors to get started. Our solicitors are here to provide you with the support you need to move forward with your life. You deserve compensation for your losses. That’s why we can provide you with free advice and consultations to get you started. If you are a happy to move forward, we can offer you our services on a “no win-no fee” basis. That means you will always come out on top and will never have to pay any hidden fees.

Contact Gowing Law Solicitors today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claims checker. One of our specialists will then be in touch to discuss your questions.

Learn more about making a Beauty Claim

If you want to learn more about beauty claims, make sure to visit Gowing Law’s blog. We write about UK law claims, seasonal events, updates about our law firm and the occasional competition/giveaway. You can also suggest topics for our blog. All you have to do is write into info@gowinglaw.co.uk and we will get the blog up as quickly as possible. You can also find our social media below to read more about what we have been up recently.

We look forward to seeing you in our next blog!

Brain Injuries: Did the lockdown have an effect on your recovery?

Posted on July 13, 2021 by Hannah Fletcher - Accidents in Public, Blog, Covid-19, Personal Injury Claims, Uncategorised

When you have a personal injury claim, the first thing that you tend to think about is the amount of compensation that you could be owed. However, with brain injuries, the first thing that you should be focused on is your recovery. These type of personal injuries can be extremely serious. They have consequences that can continuously affect your life over the upcoming months. It was not your fault that you got hurt. Whether it was due to a work accident or perhaps a criminal incident where you were hurt on the street, you will require help and medical support to try and get you back on your feet. Unfortunately, throughout the pandemic and the lockdown, you may have found that the isolation did you most harm than good.

Brain injuries need a variety of medical techniques and medication to help solve. Therefore, if you were told to stay inside your home away from other people, the lack of company and stimulation may have made your injuries much worse, especially if your isolation made it impossible to collect your medication. It’s important that you receive compensation for your losses, especially if you have suffered from a personal injury. Gowing Law Solicitors can support you through this difficult time.

Find out more about personal injury claims by calling our law firm on 0800 041 8350 or by visiting our website below:

Personal Injury Claims and the lockdown

The pandemic has played havoc with all areas of life all over the UK. It has affected our social lives, our personal lives and our working lives. We have a responsibility to protect those who are vulnerable. That’s why it’s crucial that we adhere to social distancing laws and regulations. However, we do understand the great sacrifices that many people have made to protect those they love. Things can get a little complicated if you have suffered from a personal injury and have been asked to stay at home.

Personal injuries, especially brain injuries, require supervision and medication in order to help them improve. However, it may have been difficult for these medical specialists to come to your house, or for you to go and visit them. In turn, this may have meant that your injuries worsened. Not only that but if you were alone, and required communication to improve the damages you have suffered, you may have regressed.

If you have suffered from a personal injury claim and are trying to recover during the lockdown or pandemic, take a look at the infographic below to get a better idea of how you can cope during this difficult time. We’ve provided some tips that can help you move forward on the road to recovery:

Brain Injuries: The Symptoms

In terms of personal injury claims, brain injuries tend to be very specific and have lasting damages that could affect the victim for the rest of their lives. Some brain trauma can be less serious than other types, however it is still essential that treatment is received as quickly as possible. Brain injury symptoms could include:

Of course, these are only a few examples of symptoms that could show you have suffered from a traumatizing brain injury. Additional examples may include spinal trauma or paralysis. It all depends on the extent of the accident and how bad your injuries actually are. This will also affect your future compensation claim. So, keep that in mind when you reach out for legal help.

If you do end up getting hurt and suffer from a brain injury, it’s important that you get a diagnosis from your doctor as quickly as possible. They can also provide you with a medical report that can prove that you have been hurt during your compensation claim. That’s why it’s crucial that you seek medical assistance as quickly as possible.

How could I be eligible for a personal injury claim with a brain injury?

When you make a personal injury claim, you are holding someone else responsible for your accident. For instance, if you were injured at work, the person responsible for the negligence would have been due to your manager. So, if you are going to make a personal injury claim, you need to know who was responsible for your injuries. That way you know who to make the compensation claim against. From there, you need to prove that they were responsible for your safety, therefore they were neglectful when it came to protecting you. This is known as a “duty of care.” Of course, you cannot claim compensation from a single person who is not insured.

Some examples of people who are responsible for your safety may include:

Your employer
A shop owner
Your local authority
A vehicle owner
Your landlord

If you are feeling confused about who was responsible for your injuries, you can speak to your solicitor about the details of your case. Your main aim is to prove that you were not responsible for your brain injuries. That’s why you deserve to be compensated for your losses. Just don’t forget that your eligibility, and the amount of compensation, could also be determined by the additional losses that you have suffered due to your brain injuries. This can include:

Brain Injuries & Lockdown: Will it affect my personal injury claim?

As you may have already discovered, the lockdown has had its ups and downs. It has left many people feeling isolated and alone during their time of need. If you have suffered from brain injuries and have been forced to isolate, it may have ultimately slowed down your treatment. Of course, it was not the fault of medical provider that they needed to delay your treatment. However, it could potentially be a sign of negligence if you requests for assistance were repeatedly ignored.

It is the responsibility of your health care provider to assist you with your recovery. That’s why you may be entitled to a larger amount of compensation if your symptoms do end up getting worse. Think about this carefully and speak to your solicitor. After all, the pandemic is an event that is completely unique. Therefore, the extent of your compensation may depend on your own personal injuries and the extent of the damage you have experienced.

Make sure to provide evidence of your Brain Injuries for your case!

If you genuinely believe that the isolation of the pandemic has worsened your brain injuries, it’s essential that you have proof to back up your claim. That way you can show that you were a victim of negligence. You required assistance to help with your brain injury, yet your appointments may have been cancelled or specialists may have refused to help you altogether. If you believe you could be entitled to compensation, it’s essential that you have the right evidence to prove your case. That way you can show the type of damages you have suffered are not exaggerated.

Examples of evidence include:

Photographs
Videos
Witness Statements
Medical Reports
Police Reports
Correspondence with other parties
Receipts
Diary Entries

Once you have collected your evidence, make sure to take copies of it. That way you can file it away for safe keeping. You should provide your solicitor the evidence so that they can move forward with your case. From there, they can speak to the other parties on your behalf. They can also help you come to a settlement agreement together. That way you can relax and recover from the trauma that you have experienced.

How much compensation could I be owed from brain injuries?

When it comes to compensation for personal injury claims, there is no set amount. Each case is going to be different and therefore have a different compensation pay-out. This depends on the extent of your damages, injuries and the level of negligence that you have experienced. Speak to your solicitor to receive an estimate about your own personal injury claim. It’s the best way to understand how much you could be entitled to.

How long will it take to claim personal injury compensation?

Again, this depends on your own personal circumstances and the complexity of your case. The pandemic has had a negative effect on the courts. Therefore there is a chance that your case could experience delays. This is due to a backlog of court cases. Speak to your solicitor for more information about a potential timeline. They can help you understand what you should expect and keep you updated on the most recent events concerning your claim.

Gowing Law Solicitors wants to help you with your Personal Injury Claim

Brain injuries can be extremely traumatic. Not only can they take months to recover from, you may find that the recent pandemic has actually made your injuries worsen. You deserve support and compensation for your losses. That’s why our solicitors are here to provide you with free advice and consultations. If you are happy to work with them, they can offer their support on a “no win- no fee” basis. That means you will always come out on top and will never have to pay any hidden fees.

Start on your compensation claim today by calling 0800 041 8350, emailing info@gowinglaw.co.uk. or by using our claim’s checker, One of our specialists will then be in touch to answer your questions and discuss your claim in further detail.

Learn more about Brain Injuries and Personal Injury Claims

Don’t forget that if you want to learn more about personal injury claims, our blog is the best place to visit. We update it every week with brand new content and information about legal claims, seasonal events and the occasional competition/giveaway. You may even find updates about our law firm on our blog. If you have a suggestion for a blog, feel free to send it into info@gowinglaw.co.uk We would be more than happy to write about your questions. Make sure to also follow our social media pages. You can find them listed below!

We look forward to seeing you in our next blog.

Why do I need photographic evidence to prove my Housing Disrepair Claim?

Posted on July 8, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

If you are making a Housing Disrepair Claim, you are trying to prove that your landlord has refused to help fix the damages within your council home. It is the responsibility of your landlord to ensure that you live in a habitable home that’s safe enough for you and your family to spend in time.

If the house is suffering from damages, you need to get them sorted as quickly as possible. The longer you leave them, the more likely it is that they are going to get worse, or potentially cause additional damages to your belongings and property. That’s why it is crucial that you take photographic evidence of the damages to prove that you are not exaggerating the extent of the disrepairs. Instead, you should collect evidence of the damages to give to your solicitor to build your case. It’s time for you to receive the compensation that you deserve and to have your disrepairs finally fixed!

Gowing Law Solicitors will be there to support you on this difficult journey. Not only can we provide you with solid advice, but all of our consultations are completely free. If you have any questions about making a housing disrepair claim, you can get in contact with our specialists at any time. Feel free to call us on 0800 041 8350 or use the button below to visit our Housing Disrepair Claims website:

What are the basics of housing disrepairs?

Before we jump into the evidence of your housing disrepair claim, let’s take a moment to discuss the basics of housing disrepairs in general. Whether you live in a council house or a property provided by the housing association, a landlord is responsible for the external structures, internal structures and belongings within the household. This includes any furniture that may have already been in the house. Take a look below at the image to get a better idea of what your landlord is responsible for keeping in good repair within your home:

When you notice a disrepair, it’s crucial that inform your landlord as quickly as possible about it. This is due to the fact that you are required to provide your landlord notice. Ultimately, you need to provide them time to actually assess the damages and find an engineer who can fix this. It may also entail them coming to the property to see the damages for themselves. So, be prepared to give them access to your house. That or you should let them know an appropriate time to come visit.

Photographic Evidence: Why do I need it?

When your home is suffering from disrepairs, the first thing you want to do is prove that you are not exaggerating the extent of your damages. This is why photographic evidence can be crucial when it comes to proving your case, especially if you go on to make a housing disrepair claim. Take a look at the infographic below to learn why photographs are going to be some of the most useful evidence that you have:

By taking a picture, your main objective is to show evidence of the disrepairs in all their glory. You need to prove that they are being ignored by your landlord. That is what will make up the foundation of your housing disrepair claim. After all, if there is an image of the damages then you landlord will not be able to say they are exaggerated. Instead, it may prove the case that your landlord is guilty of negligence. This is due to the fact that they have allowed for the disrepairs to worsen without taking action. They have broken their “duty of care.” Even during the pandemic and recent lockdown, they had a responsibility towards you and need to be held accountable for the disrepairs.

What other types of evidence could I use to prove that I have a housing disrepair claim?

If you are thinking about making a housing disrepair claim to have your repairs finally taken care of by your landlord, it’s important to understand that there is more evidence out there than just photographs to prove your claim. Ultimately, you are looking to claim for different types of damages that you have gone through. This includes physical damages (aka. injuries), property damage, general inconvenience, financial damages, technology damages and loss of opportunity. For each damage you claim, it’s crucial that you have some form of evidence to back it up. So, if you suffered from emotional and physical damages, you may decide to go to a doctor. That way you can receive a medical report or you could speak to a witness who can back up your claims.

The main forms of evidence can include, but are not limited to:

Photographs
Videos
Witness statements
Damaged belongings
Medical reports
Police reports
Receipts
Wage slips
Diary entries
Correspondence with your landlord
The letter of notice about the damages

Once you have found your evidence, make sure to take copies of it and file it away accordingly. That way when you get started on your housing disrepair claim, you can have it sorted out ready for your lawyer to look over.

What will make me eligible for a housing disrepair claim?

We understand that it can be frustrating to be left with disrepairs in your home. You are not responsible for fixing them. It should be your landlord that takes the appropriate steps to pay for the repair work. That’s why you may have decided that the best way forward is to get started on a housing disrepair claim. This is where Gowing Law Solicitors can step in to help you.

Your claim must fall into one of these three categories for you to be eligible for compensation from your landlord:

Keep in mind that it is possible that you fall into more than one of these categories. For instance, if your bedroom was suffering from a mould issue, you could say that the mould damaged your clothes and belongings. At the same time, you found it was impossible to sleep in the room. This was due to the growing mould, meaning that you were inconvenienced. As you suffered from asthma, the mould ended making it worse. That meant you had to go to hospital to have your personal injury sorted by a doctor. In this situation, you can see that it falls into all three categories. That’s why the best person to speak to about your eligibility is your solicitor.

Speak to Gowing Law Solicitors today to get started on your Housing Disrepair Claim

In our most recent Housing Disrepair Claim’s case, it only took us 6 weeks to get our client both compensation the repairs they needed to live in comfort. We want to do the same thing for you. It’s essential that you are able to live in your home without feeling trapped or like the accommodation is a waste of money. That’s why our solicitors can provide you with free advice and consultations. If you are happy to work with them, they can offer their services on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Speak to the specialists at Gowing Law today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our team members will then be in contact to discuss your claim further. Feel free to ask them any additional questions you may have. If your claim is urgent, you can also use our LiveChat on our contact page to get in touch with our law team ASAP.

Want to learn more about Housing Disrepair Claims?

Want to learn more about learn more about Housing Disrepair Claims? Well, the best place to visit is our law blog! We update it every week with brand new content about legal claims, seasonal events and information about our law firm. We even host the occasional competition or giveaway. So, make sure to keep an eye out for them. You can suggest blog topics to us by writing into info@gowinglaw.co.uk. Make sure to also follow our social media by clicking the buttons at the bottom of the blog. After all, we would love for you to keep reading our content.

We look forward to seeing you in our next blog.

Why is it important that I inform my landlord about my Housing Disrepair?

Posted on July 6, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

As the victim of a Housing Disrepair, your first instinct should be to try and get it fixed. You don’t want to live in a home that is full of problems. By living in a house that is full of disrepairs, it is undoubtedly going to affect your quality of life sooner or later. Worse still, during the lockdown you may have found that some of the rooms in your property were simply uninhabitable. That meant you could not go into the room or else it could cause a personal injury or destroy some of your property. You didn’t deserve to live like this. That’s why it’s crucial that you ask for repairs to be made as quickly as possible. If your landlord refuses to help you, you could be eligible to make a compensation claim.

Here at Gowing Law Solicitors, we understand that making a compensation claim on your own can be a daunting prospect. That’s why our solicitors are determined to get you the pay-out that you deserve. Don’t leave your claim or repairs till the last minute. Get them sorted now by calling 0800 041 8350 or by visiting our website below:

What do I need to know about Housing Disrepairs?

Unfortunately, if you live in a council house or property from the housing association, it’s likely that it’s going to be very old and built either in the 1950’s or 1980’s. That means it’s more likely to be suffering from disrepairs or from asbestos, mould and damp. You will be renting your landlord. Now, your landlord is responsible for your safety whilst you live in the house. This is known as a “duty of care.” If something ends up breaking, then it is their job to fix it. Take a look at the list below to get a better idea of the things in your home that your landlord is responsible for:

As you can see, all of the things listed will already be in the house or will be a service linked to it, such as security. However, if there is furniture inside your apartment, keep in mind that if any of those fall into disrepair, it will be up to the landlord to have them removed and potentially replaced, especially if they are essential objects like a fridge or a cooker. Your landlord is ultimately responsible for making sure that your house remains in a habitable state. If it does fall into disrepair, they will need to organize the appropriate repair person or engineer come in and assess the damage. If they refuse to help or acknowledge the issues.

What should I do if I have a Housing Disrepair?

If your home is suffering from a housing disrepair, the first thing you should do is speak to your landlord about the issues. Your landlord should be the first person that you inform as they have the power to fix it. Informing your landlord will also be crucial to your housing disrepair claim if you do end up being forced to make one in the future. Make sure to let your landlord know about the disrepair in both writing and through an email correspondence. That way you can ensure that you have proof that you did your best to inform them about the disrepair. You should also take pictures or video evidence of the disrepairs to show that you are not exaggerating what has happened.

From there, it is up to your landlord to assess the damages and to send someone over to have them repaired. They should not ignore your messages or tell you that you are responsible for having them fixed. As they own your apartment or council home, they are the ones that need to ensure the repairs are undertaken in a timely manner. Just keep in mind that you will need to give them enough time to actually go through with the repairs. Do not rush them but do keep in contact to ensure that they are completed.

Why do I need to give my landlord notice about my Housing Disrepairs?

When you tell your landlord about your housing disrepair, it’s essential that you do it as soon as you discover the problem. This is known as “giving notice” to your landlord. It is essential that you give notice to your landlord. That way you can give them the time they need to actually get the repair fixed. Honestly, if you hurry your landlord, this could affect your case. So try to be patient as they do their work.

To give your landlord notice is to give them time to enter your property, assess the damage and come to a conclusion about whether or not they should send someone over to fix the damage. If you rush them then they could claim that you are not giving them enough time to do their job. This is also why it’s crucial that you let them know about the disrepair in both writing and through electronic correspondence. Quite a few of our clients will let their landlord know about disrepairs through a phone call. However, this may not be enough evidence to show that you gave your landlord notice about the disrepairs.

If your landlord fails to help you with the disrepairs, despite being giving notice and the time to check them over, you could be eligible for compensation through a housing disrepair claim. This includes your landlord ignoring your messages for help or ultimately demanding that you pay for the damages that are their responsibility.

How could I be eligible for a Housing Disrepair Claim?

If you have been told by your landlord that they cannot help you with the damages in your home, or they are demanding that you pay for the damages, you do not have to put up with this. Instead, it’s time for you to start looking into a housing disrepair claim. The amount of compensation that you will receive from this type of claim will depend on how long the disrepairs have existed and the extent of your landlord’s negligence.

To be eligible to claim, you need to fit in at least one of these three categories:

Keep in mind that these categories are interchangeable. So, you could have experienced all three! For instance, a mould problem could mean that you are unable to use a certain area of your house. This is inconvenience. The mould spreads to your furniture and clothing. This is an example of damage to personal belongings. As you have asthma, the mould began to make it worsen. That meant you had to go to the hospital for treatment. This is an example of a personal injury. You should speak through your damages with a solicitor to ensure that you are claiming the highest amount of compensation possible. After all, there are many different types of damages that you could claim for. This includes emotional damages, financial damages, damage to property and loss of opportunity.

Let your lawyer know what you have been through and they will be able to help!

How long will It take to make a Housing Disrepair Claim?

Well, recently we have actually managed to complete a housing disrepair claim in only 6 weeks! We are extremely proud of our housing disrepair team and want to help as many people around the UK with their claims. It will only take one working day to assess whether or not you have a housing disrepair claim. From there, we will work hard to ensure your repairs are sorted in a timely manner. Our triage assessor will provide you with a pamphlet that will answer all of your questions. However, here is the process that you should expect if one of our assessors comes to visit you:

Your landlord does have the right to send over their own assessor to your home. So, expect a lot of company over the course of a few weeks. Just keep in mind, if you do end up getting a notification from track and trace or you end up experience Covid-19 symptoms, you will have to notify your solicitor and landlord as quickly as possible. That way precautions can be taken when it comes to sorting out your housing disrepair claim whilst you are isolating.

Gowing Law Solicitors can help you with your housing disrepair claim!

Here at Gowing Law Solicitors, we are determined to help as many of our clients as possible all over the UK. If you have a housing disrepair and your landlord is ignoring your pleas for help, it’s time for you to file a compensation claim against them. Our law firm is here to provide you with free advice and consultations. If you are happy to move forward with our specialist staff, we can offer you our services on a “no win-no fee” basis. That means you will never have to pay any hidden fees and will always come out on top even if we do not win your claim.

Talk to our team today by phoning 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our specialists will then be in contact to discuss your claim and any questions you may have about housing disrepair claims in general.

Learn more about Housing Disrepair Claims

If you want to learn more about Housing Disrepair Claims, the best place to go is Gowing Law’s blog. We update it every week with new content. This includes information about different law topics, updates about our law firm, seasonal events and competitions & giveaways! If you have a topic suggestion, feel free to send it into info@gowinglaw.co.uk. We would be more than happy to write about your questions and will let you know when the blog has been completed. Make sure to also follow our social media pages, linked below, for additional updates about what we have been up to.

We look forward to seeing you in our next blog!

Housing Disrepair Claims & Covid-19: What should I do if I have to isolate?

Posted on July 5, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

Here at Gowing Law Solicitors, we understand that the pandemic has been extremely difficult for our clients to cope with. Now we are past a full year, it can feeling tiring to adhere to social-distancing guidelines and you may be a bit burned out from it all. However, it’s essential that we try our best to keep going. That way we can protect our loved ones from Covid-19. So, what should you do if you have been told to isolate but are currently looking into Housing Disrepair Claims? Well, the first thing is don’t panic! We can help you sort out this situation so you can still get the repairs needed to ensure that you live in comfort.

To find out more about Housing Disrepair Claims and how you can ensure you can get the compensation pay-out that you deserve, you should speak to Gowing Law Solicitors as quickly as possible. You can do this by calling 0800 041 8350 or by visiting our website below:

The Basics of Housing Disrepair: What do you need to know?

Before we move on to how to protect yourself and our solicitors during the pandemic, let’s take a moment to discuss the basics of Housing Disrepair Claims and what you need to know about them. When you live in a council house or a property provided by a housing association, it is the responsibility of your landlord to ensure that it is in a habitable condition. That means they need to ensure that it is safe for you and your family to live in. Ultimately, this is known as a “duty of care”, meaning they are responsible for your health in relation to the provided home. If they fail to do this then they could be guilty of negligence, especially if you get hurt due to the disrepairs.

Take a look below for a better idea of what areas of your home your landlord is responsible for:

It’s essential that when you notice a disrepair that you report it to your landlord as quickly as possible. This needs to be in both writing and through an email correspondence. You should also include any photographs. This is to prove that the disrepair happened and was entirely out of your control. You could claim your landlord is guilty of negligence if they ignore your messages, refuse to acknowledge the disrepair, allow the disrepair to get worse or even tell you that you need to get the repairs financed through your own pocket. This is when you should go to a solicitor for help.

What could make me eligible for making Housing Disrepair Claims?

If you have been suffering from a Housing Disrepair and there is no indication that your landlord is interested in helping you fix it, it is time for you to start looking into Housing Disrepair Claims. You may be wondering what could actually make you eligible for compensation. Well, there are three main categories that you can fall into. These are:

Now, it’s okay to fall into more than one of these categories. After all, everyone’s living situation is going to be different. For instance, let’s say that there was a damp and mould problem in your home. The mould could have caused damage to your clothing or furniture. However, in terms of personal injuries, it may have also caused you breathing issues that you needed to go to the hospital to get sorted out. This caused an inconvenience to your daily life because not only could you not use the room that had the mould in it, but it also means you have to interrupt your daily schedule to go to the hospital.

Your solicitor can help you understand what you could claim for. Every situation is different and they will make sure that you get personalized advice to ensure you get a positive outcome, including the repairs you need to live in comfort. After all, if you do get a notice to isolate then you don’t want to do this whilst living with a disrepair.

What will happen if I make a Housing Disrepair Claim?

Once you have settled on the idea that you are going to make a Housing Disrepair Claim, you may feel curious about what is going to happen next. After speaking with our solicitors, we will start on the compensation process and will speak with your landlord. At the same time, an assessor will be sent to your home in order to assess the damages. This assessor will provide you with a leaflet that will detail more information about what you could expect in the future whilst making a claim. Here is the process you will find in our leaflet:

What should I do if I have to isolate before I get started on my Housing Disrepair Claim?

This is where things may get a little tricky. The first thing we would like to say is that it is not your fault. You are not to blame for isolating due to Covid-19 or being exposed to someone with Covid-19. However, it is your responsibility to inform your solicitor. You must also tell your landlord that you have been confirmed to have Covid-19 or have received a notification to isolate at home. You cannot have people over at your home if you are isolating from Covid-19. Instead, you will need to be patient and acknowledge that it may take a little longer to have the repairs sorted in your home.

In the meantime, keep taking pictures of the damages and take the advice of your solicitor to prevent any further disrepairs from happening. There is a chance as well that a video tour could be arranged as well that could involve your landlord, their assessor, your solicitor and your own triage assessor. That way the process can still continue but it can be conducted at a safe distance. Any feedback or reports can then be discussed over the video call. They can even be sent to you through email. That way no germs can be spread between person-to-person. You and any third parties involved in the process can continue to work on your claim but remain safe throughout it.

In the meantime, here are some ways that you can make the isolation process a little easier. We know it can be hard if you are stuck inside, especially if you are on your own.

Additional Advice:

Stay away from the affected area of your home as much as you can
Open all the windows to ensure that it is well-ventilated
If you have a garden or balcony, try and spend time on there to get fresh air
Stay warm with hot water bottles
If you are suffering from breathing difficulties, lie on your stomach to try and get some rest
Have your groceries delivered by a friend, relative or a delivery service
Keep your house clean and tidy- That way you can try to stem any mould or damp problems.
Make sure to try and do at least 15 minutes of exercise to keep yourself active around your home

For more advice, make sure to visit the NHS website. That way you can keep updated about the latest advice from the government.

Speak to Gowing Law Solicitors about Housing Disrepair Claims

If you’re ready to get started on your own Housing Disrepair Claim, speak to Gowing Law Solicitors for more information. We know it can be a bit daunting to take on your landlord by yourself. That’s why our solicitors will be here to support you throughout the claim’s process. Not only can we offer you free advice and consultations to get you started. But if you are happy to move forward with our specialist lawyers, they can offer their services on a “no win-no fee” basis. That means you will never have to worry about any hidden fees. You will only need to pay our solicitors if they win your case for you. Therefore, you will always come out on top.

Contact our team of specialists today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. We will then be in touch to answer all of your questions.

Learn more about Housing Disrepair Claims

Don’t forget that if you want to learn more about Housing Disrepair Claims, the best place to visit is Gowing Law’s blog page. We update our blog on a weekly basis. You can find all of the basic information about different claim’s information here! We even update our blog with facts about our law firm, seasonal events and the occasional giveaway/competition. If there is a blog topic you would like to suggest to our content team, send it to info@gowinglaw.co.uk. We would be more than happy to write about the topics that interest you. Make sure to also follow our Facebook, Twitter and LinkedIn to find our latest content.

We look forward to seeing you in our next blog!

What would make me eligible for a Business Interruption Insurance Claim?

Posted on June 30, 2021 by Hannah Fletcher - Blog, Business Interruption Insurance, Covid-19, Uncategorised

If you are thinking about making a business interruption insurance claim, it is most likely because your insurer has refused you a pay-out on the grounds of Covid-19 and the current pandemic. As all business owners know the last year has been extremely rough for companies across the UK. The lockdown has meant that customers have not been able to visit stores and in most cases, the stores themselves have been shut down to protect them. The pandemic was a disaster that could never have been predicted. That’s why the Supreme Court has decided to allow business insurance claims to go through that are about Covid-19 and the lockdown.

If you have been affected by the pandemic, and have taken out business interruption insurance, there is a chance that you could be owed compensation for your losses. You may be asking yourself whether or not you are eligible to make that type of claim. This is where Gowing Law’s expert solicitors can step in to help you. Call us today on 0800 041 8350 or by visiting our website below:

What is a business interruption insurance claim?

When you open up a business, you may have a physical shop where customers can visit you and buy your products. You may also have decided to hire employees in order to help you handle daily activities. The first thing you want to consider when you open a company is how you are going to protect it. You cannot control everything that happens inside your store. That’s why you may want to take out business interruption insurance in order to protect it from:

Criminal activity
Fires
Flooding
Storms
Natural disasters
Essential equipment breakdowns
Property destruction

All of the things listed above affect how your business makes a profit. For instance, if you cannot open your business then you may not be able to sustain it by earning money from your customers. Even if you have an online store, you still have bills to pay and employees that require a wage. That’s why if you do experience any of these “interruptions” for your own business, you can use your business interruption insurance to pay for the damages and any financial obligations you may have. If you are still feeling confused, take a look at the case study gif below to understand your eligibility:

Case Study: Liam’s Bakery

Unfortunately, for those affected by Covid-19, previously, insurance firms refused to accept these types of claims. However, for general damages, if the damages are written into the clauses of your contract then you should be able to get a pay-out from your insurer. You can personalize your contract in order to protect you against more specific type of damages. After all, everyone’s career is different. If you work in an antique shop then you may need insurance for expensive products or your shop front, however if you work on a construction site then you may need to focus on insuring the equipment. Keep this in mind when you go to take out business interruption insurance.

Why couldn’t I make a business interruption insurance claim for Covid-19 damages?

Originally, when businesses began to ask insurers for help with Covid-19 related damages, the insurers’ first reaction was to decline the request. This was due to the fact that Covid-19, the pandemic and the lockdown in general were not listed in the clauses of the contract. However, this may now have changed due to the recent decision by the UK’s supreme court.

The Supreme Court has decided that insurers should accept any claims that are in relation to Covid-19 and the current pandemic. However, the claimant does still need to have specific clauses in order to be eligible for compensation. Don’t worry, if you’re feeling concerned that you may not fall into the eligible bracket, Gowing Law Solicitors can help you. Our legal team are specialists when it comes to making a business interruption insurance claims. They can keep you on the right track. That way we can ensure you full understand the type of compensation claim you are making. That way you can decide for yourself whether or not you think it is worth it.

How could I be eligible for a Business Interruption Insurance Claim?

When you make a business interruption insurance claim, you are holding your insurers responsible for helping you in your time of need. Your contract stated that you would be protected in the event of a disaster outside of your control. That’s why it’s important that they uphold their end of contract and provide you with a pay-out.

Now, the supreme court has stated that there has to be at least one of three categories that your insurance contract falls into. In other words, they need to have one of the three following clauses. These clauses are:

As you can see, there is a chance that the clauses you have in your contract are going to be interchangeable. For instance, if you have both a disease and prevention of access clause in your insurance contract, you may be able to claim for both of those “damages.” You should be protected against these types of problems. Just keep in mind that if you have a hybrid clause then you may need to point out where exactly the protection is against diseases and lack of access to your facility. Your solicitor can help you do this if you are feeling concerned that you are not eligible for a pay-out. They can do all of the hard work and ensure that you get the pay-out that you deserve.

Can I make a claim even if I received a Covid-19 grant from the government?

Yes, you can! Honestly, this is a very weird time for everyone. The UK government’s grants are there to help you immediately. This is to help you if you are struggling and are on the point of collapse. They are still in place even now to help people get a pay-out to sustain their business. One of the things the government will know is that business owners will be trying to make a Business Interruption Insurance Claim. This is in order to get a pay-out from their policies. That means you can still make a claim with the help of our law firm. That way you can get the compensation that you deserve.

Gowing Law Solicitors is ready to help you with your Business Interruption Insurance Claim

Here at Gowing Law Solicitors, we are proud that we are able to provide our clients’ support. That way our clients can get the compensation that they deserve. You need to be able to sustain your business during these difficult times. That’s why your insurer should be supporting you and paying you for your losses. Our solicitors can speak to your insurer on your behalf and can fill out any tricky paperwork. They can offer you free advice and consultations to get you started. If you are happy to move forward with your claim, you can work with our solicitors on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Contact our law firm today by phoning 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our specialists will then answer all of your questions.

Learn more about making a Business Interruption Insurance Claim

Don’t forget that if you want to learn more about making a business interruption insurance claim, the best place to go is Gowing Law’s blog. We update it every week with brand new content. These are about different legal claims, information about our law firm, seasonal events and the occasional competition or giveaway. If you want us to cover a certain topic, feel free to send it in to info@gowinglaw.co.uk. You can also search our social media for more updates or information about what we have been up to. Click on the buttons below to visit our Facebook, LinkedIn and Twitter.

We look forward to seeing you in our next blog.

The Top Five Most Shocking Housing Disrepair Statistics in the UK

Posted on June 10, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

A Housing Disrepair can happen at any time and to any type of home owner. We understand that these type of problems can be extremely frustrating. After all, things in your home break down and you will take the necessary steps to have them fixed. But what would you do if you lived in a council house and found out that your landlord was making the appropriate fixes? Worse still, your landlord may insist that as you lived in the house during the time of the damages, you should be responsible for any repair fees. That is completely out of line, especially if you live in a council property or a property from the housing association. It is the responsibility of your landlord to finance any repairs and make sure you are living in suitable environment.

ITV has proven that there is a housing scandal going on right now. That’s why if you are currently living with Housing Disrepairs, you could be eligible for compensation if you decide to make a Housing Disrepair Claim with Gowing Law Solicitors. This blog is going to discuss some of the worst Housing Disrepair statistics in the UK right now. However, don’t forget that if you want help with your own compensation claim, Gowing Law Solicitors will be here to provide you free advice and consultations. Call us today on 0800 041 8350 or use the button below to visit our website:

Tell me more about Housing Disrepair Claims

Gowing Law does have a blog dedicated to this topic, however are happy to catch you up on the basics of Housing Disrepair Claims before we jump into the statistics. When you live in a council house or property from the housing association, the majority of the property is going to fall under the responsibility of your landlord. This includes any external or internal structures, security, mould and damp, fire safety, water, heating, sanitation and essential furniture. Occasionally, you may find that these areas of your home may breakdown or need repair. That’s why you should report these damages to your landlord.

Your landlord owes you a “duty of care”. Ultimately, this means that they are responsible for your safety when you are living in the residence. If they ignore your requests for assistance, refuse to pay for damages or demand that you pay for the repairs, this could be a sign of negligence, especially if you get hurt due to the state of disrepair. This is when you should consider making a Housing Disrepair Claim. You could be eligible for compensation if your claim falls into one of three categories:

Housing Disrepair Categories:

Your claim can fall into more than one of these categories, however, keep in mind that you will have to make your claim before you leave your residence. You must also keep on paying rent or else there is a chance that your landlord could make a counter claim in order to evict you from the residence. The best way to discern whether or not you could be owed compensation is to speak to your lawyer for more information.

With that being said, let’s jump into some of the more shocking facts about housing disrepairs. They are guaranteed to shock you about the state of council housing all over the UK. If you are in a council home that is in an extreme state of disrepair, it’s important that you speak with a lawyer as quickly as possible.

1. The English Housing Survey has shown that there are 76,814 “non-decent” properties in the UK

This study was undertaken last March by the English Housing Survey, and showed that a high amount of council owed properties were in a state of disrepair. Overall, this was a major rise in disrepairs by around 5,500 homes since 2019. Worse still, it is 6,500 more properties since the survey taken in 2018. It has been speculated that this has been due to budget cuts by the UK government and a lack of housing available for residents to safely move into quickly.

Over the last year, residents may have been forced to stay in these types of residents due to the lockdown and pandemic. This may have had an extreme effect on their mental health, due to stress and anxiety about the damages, but also personal injuries. For instance, if they were forced to live in a house full of mould or damp, there is a chance that this could cause breathing problems or enhance respiratory problems. A personal injury experienced due to the disrepairs could increase the amount of compensation that is owed from the landlord.

Take a look at the case study below for a better idea of how “non-decent” properties can affect their residents:

2. One in Seven Council Homes do not meet the National Standard

As we stated previously, all council homes provided by the housing association or rented out by landlord must adhere to strict health and safety standard. This means they have to be in decent repair, be free from any serious hazards, contain modern facilities and have workable heating and insulation. If there are consistent failures that reoccur in the property, for instance, if there is a mould problem or the electricity does not work, it is likely that the property will not be put up for rent. The same could be said if the property has a not been upgraded in a very long time, so does not contain modern necessities.

Around 1 in 7 homes are failing this national standard and yet are still on the market for people to rent as council homes. If you are forced to live in this type of home, you could be eligible for compensation. After all, you could get hurt or the state of your home could have an impact on your general quality of life. Speak to a solicitor quickly to find out more information about making a Housing Disrepair Claim.

3. Damp/ Mould issues are some of the most common problems in Council Houses

If your council house is suffering from mould problems, know that you are not alone. It is estimated that around 205,000 council estates suffer from mould in at least one of the rooms.

Mould and damp issues can cause serious respiratory problems and can make issues like Asthma and Bronchitis much, much worse. Mould can also leave a room feeling extremely damp and uncomfortable to live in. It have a very distinct smell and can ruin your wall-paper. Mould can even stain your clothes and furniture. You could make a claim for damaged belongings. Just keep in mind that they will be replaced by second-hand products that you will be expected to find.

4. 48% of people in council houses feel ignored about their Housing Disrepair issues

According to Shelter, a homelessness charity, around 48% of families and people in council housing do not feel safe in their own homes. Instead, they feel as if the disrepairs have threatened their safety. However they have no means of getting their landlord to listen to them. Unfortunately, landlords and housing associations tend to blame the tenant for any damages. Therefore, they need to pay for any damages that occur. Overall, this can make the resident feel small and worried about the damages. They may feel as if they are fully responsible for everything that has gone wrong and therefore may need to pay for it. The landlord may even be expecting the resident to pay for it.

Ultimately, this should not happen. If a housing disrepair does occur then it is the responsibility of the landlord can have it fixed. Gowing Law’s solicitors can speak to your landlord on your behalf. That way you don’t need to feel threatened or intimidated by them. Instead, you can work with your solicitor to create a settlement agreement that can be sent to them.

5. 244,000 Council Homes in the UK have at least one serious housing disrepair/ housing risk

When it comes to the safety of a council home, it’s important to understand that there are different categories of housing disrepair. Some may only be minor damages and so may not require fixing. For instance, some cracks in the paint on your wall may be inconvenient but they are not going to cause you any damage. Instead, you may just need to disguise the cracks with a painting or ask to repaint the wall. However, there are others that may require more serious repair services. These are known as category 1 risks. Some examples of these risks include faulty/exposed electrical wiring, dangerous electrical sockets, infestations, broken/leaky roofing or walls, inadequate security or extreme mould.

You should report these damages in writing to your solicitor as well as send an email. That way you can leave a trail behind you about the damages and show that you did your best to get them sorted. If your landlord refuses to acknowledge your claim, take pictures of the damages and provide evidence. That way if they still refuse to help you, you can go to a solicitor and ensure that you get your housing disrepair claim started with an experienced legal expert.

Make a Housing Disrepair Claim with Gowing Law Solicitors

Here at Gowing Law Solicitors, we understand that being the victim of a housing disrepair can leave you feeling vulnerable and scared. This is where our lawyers can step in to help you get the compensation that you deserve. Our housing disrepair specialists can provide you with free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win- no fee” basis. That means you will always end up on top and will never have to pay any hidden fees. Instead, you will only need to pay your solicitor if they win your case for you. So, what’s stopping you from getting in touch?

Contact our Housing Disrepair solicitors today by phoning 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. You can then let us know if you have any questions. We would be more than happy to help you understand the basics. That way you can feel confident with moving forward with your claim.

Want to read more about Housing Disrepair Claims?

Don’t forget that if you want to learn more about Housing Disrepair Claims, you can visit our blog for more information. We update it every week with brand new content. This is all about legal claims, law firm updates, seasonal events and the occasional competition/giveaway. If you want to suggest a blog topic, feel free to send it to info@gowinglaw.co.uk. You can also follow our social media for our latest updates.

We look forward to seeing you in our next blog!

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Additional Advice:

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Tell me more about Housing Disrepair Claims

Housing Disrepair Categories:

1. The English Housing Survey has shown that there are 76,814 “non-decent” properties in the UK

2. One in Seven Council Homes do not meet the National Standard

3. Damp/ Mould issues are some of the most common problems in Council Houses

4. 48% of people in council houses feel ignored about their Housing Disrepair issues

5. 244,000 Council Homes in the UK have at least one serious housing disrepair/ housing risk

Make a Housing Disrepair Claim with Gowing Law Solicitors

Want to read more about Housing Disrepair Claims?

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