Category: Covid-19

Hairdressing Claims: Keeping safe during the lockdown easing

Posted on May 26, 2021 by Hannah Fletcher - Accidents in Public, Blog, Covid-19, Hairdressing Accidents, Uncategorised

Now that the lockdown is easing down, you may be considering trying to capture a little bit of normality for yourself. After being in lockdown for over a year, it is nice to be able to go back out to restaurants, pubs and enjoy treatments from salons. One of the things you may be looking forward to the most is a visit to the hairdressers. It’s understandable. Terrible lockdown haircuts have become a thing. So, it may be time for you to enjoy a new look with the help of a professional. There will be some new rules in place when you visit a hairdressers to help you keep safe and the R level down. Unfortunately, even in the safest environments, accidents can still happen. If you do end up getting hurt during a trim, you should consider looking into Hairdressing Claims.

Here at Gowing Law Solicitors, we understand that it can be frustrating to get hurt at a hairdressers. Even if you have been a customer of your hairdresser for years, things can go wrong. If you are thinking about making a hairdressing claim, feel free to get in contact with Gowing Law for help. You can call us on 0800 041 8350 or click the button below to visit our website:

What has changed due to lockdown?

It’s wonderful news that lockdown has started to ease down! We have got through the worst of the pandemic and are slowly moving back to a new way of normal. Right now, Gowing Law is trying to help businesses all over the UK with their business interruption claims so they can continue trading now that the shops are re-opening. However, we also want to make sure that all of our clients are taking precautions when they visit public venues. One of the most popular places that are going to be visited are hairdressing salons. After all, no one wants to live with a lockdown haircut in the long term. There’s nothing wrong with visiting your local hairdressers, but keep in mind that there are going to be some social-distancing measures in place in order to keep you safe. Make sure to adhere them! These measures include:

Wearing a facemask when you’re in the salon
Sitting between screens to avoid contact with other customers
Only going into the salon for a select appointment
Using hand sanitizer regularly
Take time to use the NHS tracker to make sure the salon can put you on the track and trace
Submit to a Covid-19 temperature test and symptoms check
Follow the one-way system
Try avoid using the public toilet in the salon unless you’re desperate

If you feel concerned about the social-distancing policies in your local salon, you should let the salon owner know about them. That way they can make adjustments to keep you and their other customers safe. If you own a salon yourself, make sure to read up on government advice before you open to ensure you know what precautions you need to put in place to help customers feel safe.

What sort of hairdressing accidents could happen?

Now that we have discussed the current lockdown, and what you should do when you socially-distance in a salon, let’s have a small chat about the accidents that can go on in a hair salon. The owner of the salon has a responsibility to ensure that their customers are completely safe. This is known as a “duty of care”. Of course, not all accidents can be avoided by the owner. However, they need to take as many precautions as possible to ensure that no one gets hurt. If they do not take precautions then they could be guilty of negligence and be liable for any damages that you or their employees suffer.

Some of the most common types of hairdressing accidents include:

Of course, there are additional ways that you could get injured in an accident at a hairdressing salon. There is a chance that you could be hurt in an altercation with either an employee or a customer. If you have suffered from criminal injuries, these will need to be reported to the police as quickly as possible. That way no one else can get hurt.

What sort of evidence do I need if I am thinking about Hairdressing Claims?

One of the most important things that you are going to need for hairdressing claims is evidence. Your evidence is there to back you up about the type of damages that you have experienced. That way you can ask for a higher amount of compensation in return. The most common type of damages are physical damages, aka. Your physical injuries. However, you can also claim for emotional damages, financial damages and technology damages. In order to prove that you need to be compensated for these losses, it’s time to consider collecting the following evidence:

Photographs
Videos/CCTV
Witness Statements
Workplace Accident Book
Financial Receipts
Medical Records
Police Records
Diary Entries
Communication with third parties.

Make sure to keep safe whilst you check for evidence. If you have been seriously hurt and have suffered from serious injuries, you should focus on getting medical treatment as soon as possible. You also will want to make sure that you are still socially distancing whilst you are collecting your evidence. Your solicitor can provide you advice on how to get started, so make sure to get in contact with them as quickly as possible.

How long do I have to make Hairdressing Claims?

Honestly, you will have around 3 years from the time you got hurt in your salon. It will take time for your solicitor to build a case, therefore we would highly recommend that you get in contact about your claim as soon as possible. That way your lawyer can take their time to speak to the parties involved in order to get started on making a settlement agreement. If the case is complicated, you may have to go to court, but this is unlikely. However, if this does happen, it may take a while to get a court date. That’s why we would highly recommend that you get in touch with a law firm as fast as possible to get started.

Gowing Law Solicitors can help with Hairdressing Claims

Here at Gowing Law Solicitors, we are proud that we can help clients all over the UK with their hairdressing claims. Our law firm can provide free advice and consultations for our clients. If you want to move further with our solicitors, they can offer their services on a “no win-no fee” basis. That means you will always come out on top as you will never need to pay any hidden fees

Contact us today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. A specialist will then be in contact to help you get started on your claim.

Learn more about Hairdressing Claims!

We understand that our clients do not want to go into a claim without understanding the basics. That’s why our blog is dedicated to informing our clients about different types of legal claims. We also write about seasonal events, giveaways and competitions and updates about our law firm. If you want us to write about a specific topic, feel free to write into info@gowinglaw.co.uk.

We look forward to seeing you in our next blog!

Business Interruption Coverage: Am I right to make a claim during the pandemic?

Posted on May 14, 2021 by Hannah Fletcher - Blog, Business Interruption Insurance, Covid-19, Uncategorised

If you have business interruption coverage, it’s likely that you have bought it in order to protect your business. The pandemic has caused many stores to shut in order to protect both employees and clients alike. As a business owner yourself, it is very likely that you have been through financial hardships due to the pandemic. No one wanted to close their shops but it was the best thing to do in the time. Unfortunately, many people have been suffering from this pandemic and are on the verge of their businesses collapsing. That’s why the Supreme Court has taken the decision that insurers need to start paying out for damages caused by Covid-19.

You shouldn’t feel guilty about claiming for your Business Interruption cover. Instead, if your insurer refuses to pay-out despite your evidence, you could work on a Business Interruption Claim with a solicitor from Gowing Law. Find out more by calling us on 0800 041 8350 or click on the button below to visit our website:

What is Business Interruption Coverage for?

Let’s take a moment to talk about what business interruption coverage is in general. When you open a business, you want to make sure that you can protect from any type of disaster out of your control. This is why you need business interruption coverage. Unlike, employer’s liability insurance, it is not a legal requirement to have business interruption coverage. However, if you want to make sure you are covered in the face of any disaster, you should pay for this type of coverage. You can use it to protect yourself from:

Criminal activity
Flooding
Fires
Storms
The breakdown of equipment
Customer damages

You can also use your coverage to make improvements to your work building if customers cannot get into it. There may even be additional coverage to protect your business if it is online and is at risk of viruses or being hacked. It all depends on your business and the type of things that you need to protect in order to keep things flowing. Most people during the pandemic have gone to their insurer to get a pay-out from this coverage. However, as Covid-19/a pandemic may not have been listed in the contract itself, it is likely that the pay-out would have been refused. This is devastating news if you are on the verge of financial bankruptcy. However, the Supreme Court have made some changes to this so there is some hope for your policy to provide you with compensation for your losses during the pandemic.

How do you know if you can make a Business Interruption Claim?

Well, if you already have business interruption coverage, and it contains one of the aforementioned clauses, you should be able to get compensation for your losses. You may feel morally confused about whether or not you should make a claim, especially if you have already received a grant from the government about your business. But honestly, we would say that you should proceed with the claim. The UK government are aware that there are going to be claims made like these during the pandemic. They are encouraging businesses to reach out for help. That way they can survive and then rebuild once the pandemic has eased.

With that said, you may want to know how exactly you can build a claim to prove that you are eligible for a pay-out. The first thing you need to do is have a look through your contract to learn what type of clauses you actually have. You could be eligible for a business interruption claim pay-out if you have any of the following clauses:

Keep in mind that it is possible that you could have a hybrid clause where the policies are mixed together. If you feel concerned about whether or not a clause could make you eligible in your business interruption coverage, get in contact with your solicitor as quickly as possible. They can let you know exactly whether or not you could get a pay-out and how long it will take.

How much could I receive for making a claim about my business interruption coverage?

Now, this is when things get a little tricky. Just like any other type of personal injury claim, the amount that you receive for compensation depends entirely on the extent of your injuries. In this case, the “injuries” would be the damages to your business and whether or not your insurer could be guilty of negligence. For instance, if you proved you had the clause, but your insurer still refused to pay-out, there is a chance that you could be owed a higher amount of compensation. It will also depend on the amount of protection your property has and the level of your damages. Find out from your solicitor more information about what you could be owed. You will never need to pay your solicitor for inquiring about making a claim. Instead, you will only need to pay a fee if they win your case!

Learn more about making a Business Interruption Insurance Claim

If you have business interruption insurance coverage, and you have been rejected again for a pay-out despite your clauses, you could be owed compensation. Gowing Law Solicitors can help you get what you deserve. We can offer free consultations and advice to get you started. If you are happy to move forward, our lawyers can work with you on a “no win-no fee” basis. That means you will always come out on top and will never have

to pay any hidden fees.

Speak to one of our experienced solicitors today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claim’s checker. One of our specialists will then get in touch to talk you through your claim.

Personal Injury Claims & Emotional Damages: Mental Health Awareness Week

Posted on May 11, 2021 by Hannah Fletcher - Accidents in Public, Blog, Covid-19, Seasonal, Uncategorised

Suffering from a personal injury is going to be one of the most traumatic experiences you are going to face. You didn’t ask to be hurt. In fact, it’s most likely that this injury came completely out of nowhere and caught you off guard. This is what can have a severe impact on your mental health. After you have been hurt, you may be wondering to yourself, will this type of accident happen again? You can’t predict when you are going to get hurt. However, you can start to feel depressed or anxious due to it. If your mental health starts to take a turn for the worse, or you need medical treatment to help you with the symptoms, it is likely that you are suffering from emotional damages.

It’s important that you keep an eye on your mental health after you have suffered from any type of personal injury. You may think you are alright but then may slowly develop symptoms of a mental health condition that require medical attention. Here at Gowing Law Solicitors, we would like to offer our support for those who are unfortunate enough to suffer from emotional damages. This week is Mental Health Awareness Week. That’s why Gowing Law Solicitors wants to make sure that our clients receive the support they need to make sure that they can recover in their own time Don’t forget that we are also here to get you the compensation that you deserve if you are thinking about making any type of personal injury claims.

Call us today on 0800 041 8350 for free advice and consultations to get started. You can also use our claim’s checker below:

What are damages in a personal injury claims case?

Before we give you advice on emotional damages and how you can start working on improving your mental health, let’s have a quick chat about damages in general. There are many different types of damages that you could suffer from if you have become the victim of a public accident. However, the most common damages are known as physical damages. This is when you receive a physical injury due to the negligence of someone else. Your injuries could include:

Broken bones
External and internal bleeding
Fractures and torn muscles
Crushed limbs
Damaged organs
Trauma to the brain or spine
Damage to eyesight, hearing or loss of teeth

These are only a few examples of the types of physical damages you could suffer from. If you have suffered from extreme damages that have affected your quality of life, you could be owed a large amount of compensation for your losses. With that said, there are other types of damages that you could claim for. Just keep in mind that you will have to have suffered from a physical injury to claim for these damages.

Different Types of Damages Include:

As you can see, there are many different types of damages that you can make if you are interested in making a personal injury claim. Gowing Law Solicitors can help you figure out what sort of damages you could claim for. Make sure to let them know as much information as possible about your case. That way they can also give you a rounded estimate about how much you could be owed in compensation. The more details the better your case will be!

What are emotional damages in a personal injury claims case all about?

Now that you understand what the basics of damages are all about, let’s take a moment to go through emotional damages properly. After all, they are the type of damages that link specifically to your mental health and your overall quality of life. Emotional damages tend to occur after the physical injury. You may be in a lot of pain and may feel extremely unsure about the future. Worse still, you may feel too scared of other people (such as your medical professionals) who could have let you down in the past.

If you have been hurt, it’s likely that you will start to feel as if your world is closing down. You need to go through a recovery phase. As your body starts to heal, you may find that you get depressed or start struggling with an anxiety disorder. Worse still, if you already a condition that affects your mental health, experiencing an injury can make this worse. Take a look at the example below to get a better idea of how a personal injury could worsen your quality of life and mental health:

As you can see from our case study, Carla was already suffering from a mental health condition. Her injury caused it to get worse as she found it difficult to cope with the recovery period. In fact, she required additional medical attention to help her get through this difficult time. You may have found yourself in a similar situation and feel unsure about what you should do. Of course, you should have your personal injury claim looked at by a legal specialist. They can assess whether or not you require further medical support and can recommend therapies or specialist clinics to help you.

What can emotional damages cover?

It does not matter what type of legal claim you are making; if you have suffered from emotional damages due to your injuries, you should be able to claim for additional compensation. You may have already been struggling with your mental health, especially due to the current pandemic, and your injuries have simply made it worse. That’s why it’s essential that you get help as soon as possible.

Examples of emotional damages/distress include:

Insomnia (i.e. a lack of sleep)
Anxiety
Depression
Feelings of humiliation/fear of another person
Paranoia/distrust of other people
Suicidal feelings/actions

These are only a few examples of the potential emotional damages that you could suffer from. Emotional claims tend to be extremely complicated as they do not have physical evidence that go along with them. However, that doesn’t mean that they can’t cause extreme distress that can leave the victim feeling unsure about their future. Your solicitor can help you organize your case and make sure to do the difficult paperwork for you. That way you can focus on your recovery.

Mental Health Awareness Week: Be kind to yourself

Here at Gowing Law Solicitors, we understand that going through any type of injury can be severely traumatic. We have seen the affect that injuries have on our clients and it can be devastating. Not only can it cause them to lose trust in the people around them, but a lot of their negativity can turn inwards and fester. Worse still, if they have been injured during the pandemic, it’s likely that they will have been finding it more difficult to receive treatment.

Emotional damages can leave scars that cannot be seen, unlike physical damages. But that doesn’t mean that they are not there. It is our responsibility, as solicitors, to ensure that our clients receive support in order to recover. Even if they cannot fully get over their emotional damages, we can still assist anyway we can to ensure that the claim’s process is smooth and easy to follow. That way they can relax and recover whilst we can do the hard work.

With that said, as this week is Mental Health Awareness week, we want to provide some advice about how to take care of yourself if you have suffered from emotional damages. Last year, we provided a small booklet on how to cope with emotional damages after a personal injury claim. However, this year we want to leave our readers with something more digestible. The theme for this year’s mental health awareness week is to get out and enjoy the greenery of the world. We would highly recommend this for our clients if their injuries allow them to do so. However, there are some additional ways you should be taking care of your mental health:

Taking Care of Your Mental Health

Take your time when it comes to your recovery. Your mental health is extremely important and it will not get better immediately. Instead, it’s something that you will need to work on. Remember, only you can change your mind-set. However, friends, family, loved-ones and mental health experts will be there to guide you along the way. You will never be alone and will always have someone to go to for advice. That’s why one of the most crucial things you can do is to open up about your feelings. Talking to people, or even seeking an opportunity to open up through counselling, is a great way to voice your concerns and get advice about how to improve yourself. That way you can take your time and feel better in your own time.

It’s time to go outside!

One thing that can help with your emotional damages is taking time to appreciate the little things in life. You have to remember that everyone has been cooped up in their homes for over a year. That’s going to have a severe impact on your mental health, even if you feel as if everything is going reasonably okay. Boredom can leave you lots of time to think and you may start to feel negative thoughts creeping into your mind as time progresses. That’s why we would highly recommend that you do take some time to go outside and meet with people.

If your injuries are severe, this may be difficult, but make sure to do small activities that can make you feel good. Just meeting up with a friend to get some fresh air can do wonders for your mental health. In fact, it may even be a good time to visit a natural park or historical area to make sure you are getting exercise and are seeing some fresh faces.

By connecting with nature, you can appreciate the smaller things in life and slowly start to build up to take back control over your world.

Stopping and thinking about the future

It can be daunting knowing that you have to recover from your emotional and physical damages. You never asked to be hurt. That’s why you may be left with a lot of questions that ask “why” you suffered from these damages in the first place. Now, one of the main reasons is that you suffered due to the negligence of someone else. But honestly, there is not solution to the damages in relation to why they happened to you specifically. It may have simply been a case of you were in the wrong place at the wrong time. That’s why it’s important to have a moment of reflection to come to terms with what has happened to you.

It’s okay to take your time with this. Everyone moves on in their own time. You will do the same. Just remember that there are people who are willing to support you and make sure that your recovery process is as easy as possible.

Gowing Law Solicitors are here to support you with your personal injury claims

Here at Gowing Law Solicitors, we understand that personal injury claims can be difficult to undertake on your own, especially if you are suffering from emotional and physical damages. This is why our law firm is here to offer you our support. We can provide you solid advice and consultations for free! If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees.

Call us today on 0800 041 8350, email us at info@gowinglaw.co.uk or use our LiveChat to get fast advice from our specialists. One of our lawyers will then be in touch to discuss your claim in further detail. Feel free to ask them any additional questions that may be on your mind.

Learn more about personal injury claims

If you want to learn more about personal injury claims and emotional damages, the best place to go is Gowing Law’s legal blog. We update it every week with brand new content about legal claims, seasonal updates and information about our law firm. Occasionally you may even find the odd competition or giveaway listed on our blog and social media. So, make sure to keep an eye on it to win a prize! If you want to suggest a topic for our blog, feel free to send it to info@gowinglaw.co.uk. We will then let you know when the topic has been covered.

We look forward to seeing you in our next blog!

Can I still make a Housing Disrepair Claim during lockdown?

Posted on April 27, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims

By making a housing disrepair claim, you have decided that your landlord is guilty of negligence. Your landlord is responsible for the upkeep of your home. Although you need to keep it clean, tidy and in a habitable state, if there are repairs that need to be completed in your council home, that falls to your landlord to fix. Currently, the UK is coming out of the lockdown. However, before this ease started, your landlord should have been checking in regularly to make sure that there are no disrepairs that could impact your life for the worst. If they have completely ignored you throughout the lockdown, even if there have been problems, you could be eligible to make a compensation claim.

Find out more about making a housing disrepair claim by calling Gowing Law’s firm at 0800 041 8350 or by clicking the button below:

What is a landlord responsible for with my council house?

As you can see, if you live in a council house or a home from the housing association, your landlord is responsible for quite a lot of the property. When you first move in, you expect it to be in a good condition. That way if you are moving in with any other people, you can feel safe and secure in your own residence. Take a look at the infographic below to get a better idea of what areas of your property fall under your landlord’s responsibility:

These are only a few examples of what repairs your landlord will need to make. If any of the aforementioned categories do fall into disrepair, it is their job to get them fixed as quickly as possible. Even during the lockdown, they are responsible for sending out (and financing) any engineers to repair the damages to your home. If they fail to do this, by either ignoring you or refusing outright, they could be liable for negligence. That means they have failed in their “duty of care” towards the residents within their property.

How do I know if I am eligible to make a housing disrepair claim?

Above you can see a case study of a client who was eligible to make a housing disrepair claim. They are not as complicated as you may originally think. Instead you need to think of this type of claim in relation to their damages. That way you can figure out whether or not you are eligible. For any type of personal injury claim, the amount of compensation that you receive will be based on your physical damages. The same thing applies to housing disrepair claims. You can make your claim based on your physical, emotional and financial damages. You can also make a claim based on the damages to your belongings.

Your eligibility for Housing Disrepair Claims will be based on three things:

Your physical damages: If the disrepair has caused you to get hurt, and you need to seek medical treatment to try and help improve your condition, you could be eligible for compensation.
Damages to your property: Your belongings may have been damaged by leaks, damp and mould. If this has happened, your landlord will be responsible for replacing the damaged items
Inconvenience: The disrepairs in your property may have taken a toll on your daily pattern and quality of life in general. If it has disrupted your pattern, and you have found you cannot use your house property, you could be eligible for a claim.

If you fall into any of these categories, you could be eligible for compensation. Speak to your solicitor to find out more about your eligibility. That way you can feel confident about asking for compensation.

Should my landlord be helping me during the lockdown?

To be quite blunt, they should have been helping you throughout the lockdown if your home was suffering from disrepair. It is your landlord’s duty to make sure that you were living without the damages impacting your quality of life. Of course, it may have been difficult to visit you due to the social-distancing regulations. However, they could have organized a professional repair team to go to your home. They could have also spoken to you through email or phone to assess what the damages were. If you were worried about them coming to your home, you could have sent them pictures of the damages instead. As you can see, even during the pandemic, there were lots of ways that they could have helped sort out your disrepairs. If they just ignored you, this is a sign of negligence and shows that you could be owed compensation for your damages.

Now that lockdown is easing, and it is becoming simpler for people to meet in the public, your landlord should be trying to offer more support in relation to your disrepairs. If you feel as if they are still not doing this, you should start on your Housing Disrepair Claim with Gowing Law Solicitors. Our team of specialists are here to assist you throughout the lockdown and beyond!

How much could I be owed from a Housing Disrepair Claim?

You may be wondering how much compensation you could be owed from your claim. Quite honestly, it depends on the extent of your damages and the negligence of your landlord. If you have suffered from physical injuries, emotional and property damages, it’s very likely that you will receive a higher amount of compensation than someone who has just had a few belongings damaged due to a leak. The best way to get an estimate of how much compensation you could be owed is by speaking to your solicitor. They can calculate your damages and let you know whether or not you should move forward with your claim.

Are you ready to get started on your Housing Disrepair Claim?

We understand that you may feel nervous and vulnerable when you make your housing disrepair claim. After all, you may not understand who to turn to if you are struggling to move forward and get the repairs needed to live in comfortable accommodation. Gowing Law Solicitors will be there to support you throughout your claim. We can offer you free advice and consultations to get you started. If you are happy to move forward, we can offer you our help on a “no win-no fee” basis. That means you will not need to pay any hidden fees. Instead, you will only need to pay our solicitors if they win your case. Therefore, you will always come out on top.

Contact our lawyers today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our simple self-assessment form. One of our specialists will then be in touch to answer any questions you may have.

Learn more about Housing Disrepair Claims

If you want to learn more about different types of housing disrepair claims, the best place to visit is Gowing Law’s blog page. We update it every week with brand new content. This includes information about different legal claims, seasonal events and information about our law firm’s latest updates. We even host the occasional competition or giveaway on our blog and social media. So, make sure to keep an eye on the blog to see what’s been happening! You can even suggest a blog topic to us by emailing info@gowinglaw.co.uk.

We look forward to seeing you in our next blog!

Housing Disrepair Claims, Mould & Damp Issues: What should you do?

Posted on April 26, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

Housing Disrepair Claims are there to protect you and your assets if your landlord has been neglecting their responsibilities and your house has started falling apart. Well, perhaps not falling apart entirely, but has started experiencing some damages that only your landlord can fix. When it comes to the exterior and interior of your council property, you cannot fix the damages on your own. In fact, you should not be spending any money at all on your rented accommodation. Your landlord has a “duty of care” towards you and their other tenants to ensure that you can live comfortably in your council home. That’s why it is so shocking that, recently, that many families are being forced to live in .

If your home has suffered from damage due to mould and damp issues, your landlord is responsible for fixing it. Should they refuse to help then they could be liable for any physical, financial or emotional damages that you suffer. This is where you should consider making a housing disrepair claim to claim compensation for your losses. You can do this by calling our housing disrepair claims law firm at 0800 041 8350 or by clicking the button below to visit our website:

What are Housing Disrepair Claims all about?

When you move into a council flat or a home from the housing accommodation, you expect it to be in a good condition. That means that it needs to be habitable for both you and your family. Your landlord is responsible for the state of your home, as well as any of the following:

Electricity, water, sanitation and gas maintenance
Fire safety
Exterior and roof structure damages
Heating problems
Mould and damp problems
Security for the property
Broken windows
Carpets in a state of disrepair

These are only a few examples of the types of damages that you could encounter inside of a rented property. You may be feeling concerned about whether or not you need to pay for any fixes that occur in your home that are no fault of your own. We would highly recommend that you do not pay for them. Even during the lockdown, your landlord was responsible to make any repairs that were needed. If they refuse then they could be held liable for any damages that you suffer as a result of them, especially if you are suffering from a mould and damp issue.

Mould & Damp issues: Why should you be aware of this type of disrepair?

One of the most common types of disrepair, especially when it comes to council homes, is mould and damp. Mould can become a serious problem when it comes to any type of home because it is so difficult to get rid of it. You may purchase cleaning products to get rid of it, but after a few months it will just come back. Now, your landlord may give you advice on how to stem your mould problem, such as opening windows and making sure your home is not too humid. But this sort of advice is still not a way of fixing the problem.

Worse still, it may impact your quality of life, especially if you have to open your windows or not have your heating on during the colder months. You may find it very difficult to live in your home due to the mould. Take a look at the gif below to get a better idea of how a damp problem could impact you:

As you can see, Lewis suffered due to negligence of his landlord. They refused to help him and so he was forced to make a housing disrepair claim against them. Black mould can come as a result of the home being too warm and too humid. Therefore, it will need a specialist to come in and fix the problem. They will identify the issue, mark off the affected areas and treat them efficiently. Therefore, you will not need to worry about your home being uninhabitable.

If you are concerned about your own eligibility, the best way to find out more is to speak to Gowing Law Solicitors. Our law firm can help you figure out whether or not you think it is worth moving forward with your claim. That’s why we would highly recommend that you fill out our self-assessment form to get started:

Furniture Damage & Mould Problems

Before we jump into the basics of housing disrepair claims & eligibility, let’s take a quick moment to talk about property damage. One of the biggest hazards of mould, apart from physical damages, is in relation to your belongings. Now, mould is easily spread from different fabrics. It can appear on wood and stone, however it is also very easy for it to spread to your clothes, furniture and property. If you have noticed that there is mould on your furniture, your instinct may be to immediately wash the damaged property. But honestly, it’s very unlikely that this will get rid of the problem. In fact, it’s more likely that the mould will grow back due to the conditions of your home.

If your property has been damaged due to mould, you can make a claim against your landlord for compensation. They will have to provide the funds to have the objects be replaced. Just keep in mind, they will expect you to buy them second-hand. So, be aware that they will not pay the original price of what the belongings were valued at.

What factors could make me eligible for compensation?

Mould and damp are only a few examples of problems that your classify your house in “disrepair”. Your landlord is responsible for the safety of you and any other residents in your home. If they refuse to fix your property, they could be guilty of negligence as they have gone against their “duty of care.” The three main ways that you could be eligible for housing disrepair claims are through:

Physical Injuries
Damages to property
Inconvenience

Physical injuries and damages to your own belongs are pretty self-explanatory. However, inconvenience may not be. When you live in your rented home, you want to relax and use as much of property as possible. Unfortunately, if some sort of damage is preventing you from living your live in relative comfort, you may be eligible for a claim. For instance, let’s say you have a mould problem in your bathroom and bedroom. You may not be happy with using the rooms as you suffer from asthma or are worried about your health. So, you end up sleeping somewhere else or refuse to bathe in your home in order to avoid worsening your health. This can show that you have been put at an inconvenience. You could use this prove that you are eligible for compensation.

Gowing Law Solicitors can help you with Housing Disrepair Claims

If you are the victim of housing disrepair, it may be time for you to make a claim with Gowing Law Solicitors. We understand that living in a house that is in a state of disrepair can leave you feeling vulnerable and worried about the future. That’s why our lawyers can help you with any type of housing disrepair claims. We can offer your free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will always come out on top as you will never need to pay any hidden fees. We will only ask to be paid if our solicitors win your case.

Contact our law firm today by phoning 0800 041 8350, emailing info@gowinglaw.co.uk or by using our claims checker. One of our specialists will then be in touch to discuss your claim and how you can get started.

Learn more about Housing Disrepair Claims

If you want to learn more about Housing Disrepair Claims the best place to go is our blog. Our law blog is updated every week with brand new content. These blogs are all about legal claims, seasonal events and updates about our law firm. Should you want to send us a blog topic you would like coupled, feel free to send them to info@gowinglaw.co.uk. You can also take part in our seasonal competitions on our blog and our social media. The links to our social media are below.

We look forward to seeing you in our next law blog!

How much compensation could I get from a Housing Disrepair Claim?

Posted on April 22, 2021 by Hannah Fletcher - Blog, Covid-19, Uncategorised

When you make a housing disrepair claim, it is due to the fact that your house is suffering from problems that should have been repaired by your landlord. Your landlord is responsible for the upkeep and maintenance of your council home. If they have failed to do this, it is very likely that you have become the victim of negligence. That is why you should consider making a claim in order to be awarded compensation.

Even during the lockdown, your landlord should have been keeping an eye on your home. It’s time for you to take back control. Making a claim can feel daunting, but you will feel good knowing that you will be able to get the repairs on your home that you need. You deserve to feel comfortable. That’s why a solicitor from Gowing Law will be there to support you throughout the legal process.

If you are interested in getting started with a Housing Disrepair Claim, our law firm can provide you with free advice and consultations. All you need to do is call us on 0800 041 8350 or click on the button below to visit our website:

What is a Housing Disrepair Claim?

It can be frustrating to move into your brand new council home, or home from the housing association, and realize that it is in need of repairs. You want to be able to have accommodation that can suit the needs of you and your family. That’s why it can make you feel vulnerable if there is no clear path to fixing the disrepairs, apart from spending your own money. Make sure you do not do this. It is the responsibility of your landlord to pay for any repairs. If they don’t then you could be owed compensation, the amount depending on the effect of the damages upon your quality of life.

If you are feeling a little confused about whether or not you could have a claim, we have created an example below to get a better of idea of what counts as a Housing Disrepair Claim. Take a moment to watch it:

As you can see, John moved into his new home expecting it to be habitable for him (and other family members that would join him.) However, as there were problems with the roof, and the landlord did not fix them, it affected his quality of life and also ruined his belongings. If your case is similar to his then you could be eligible for a claim. After all, your landlord is responsible for the following:

If your home has suffered from any damages related to the repairs that your landlord is responsible for, it is their duty to have them repaired. It goes against their “duty of care” if they ultimately refuse to do so. This is when you need to start your Housing Disrepair Claim.

How do I know if I am eligible for a Housing Disrepair Claim?

Now that you understand that your landlord is responsible for the maintenance of your council home, it’s time to consider the claims process in general. You may be wondering how you could be eligible for this type of claim. Well, it entirely depends on the damages that you have suffered. If you are living in a home that affects your quality of life, general discomfort or even ends up causing an injury, you could be eligible for compensation. These tend to be rounded off into three categories:

Physical Damages: You were hurt due to the disrepair of your home. Injuries could be from faulty wiring, broken flooring, exposed nailing and many other problem.
Destroyed Belongings:: If any of your property (such as clothing, technology and valuables) are destroyed due to the disrepair of your home, you could make a claim in order to have them replaced.
Inconvenience: If the damages to your home have been impacting your daily schedule, and causing difficulties in actually living in your home, you could make a claim. For instance, if you have been unable to sleep in your bed due to a mould problem, this could affect your sleep cycle and your health.

As you can see, there are a few ways that you could be eligible for compensation. The main way that you will secure your eligibility is if you have suffered from your landlord’s negligence. The amount of compensation you receive will depend on the “damages” you have experienced. This includes physical, emotional, technological and financial damages, as well as any losses of opportunity that you may have experienced. Speak to your solicitor to get an estimate about how much you could be owed. That way you can decide for yourself whether or not you want to pursue your case.

How much compensation could I get from a Housing Disrepair Claim?

As we said before, the compensation you receive from a Housing Disrepair Claim will depend on the damages that you have suffered from. Every legal claim is different. Some people may be owed thousands in compensation. This depends on how badly they have been hurt and the type of repairs that are needing to take place. Other people may only receive a small amount of compensation. This is due to the fact that the damages are not that severe. It all depends on the complexity of case. The delays caused by Covid-19, in relation to the repairs of your house, may also play a part in the amount of compensation you receive.

With that said, the best way to find out how much you could be owed is to speak to a solicitor. Gowing Law’s specialists can calculate how much you could claim. That way you can decide whether or not it is worth making the claim. It can also be useful when it comes to your settlement agreement.

Start your Housing Disrepair Claim with Gowing Law Solicitors

Here at Gowing Law Solicitors, we are proud that we are able to help our clients all over the UK. We know that being the victim of housing disrepairs can leave you feeling vulnerable and uncomfortable. You deserve to feel calm and safe in your home. If this is not the case, it is up to your landlord to fix it. This is where Gowing Law Solicitors can step in to help you. We can offer you free advice and consultations to get you started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means there will be no hidden fees. You will only need to pay us if we win your case. Therefore, you will always come out on top!

Contact us today by calling 0800 041 8350, emailing info@gowinglaw.co.uk or by using our self-assessment form. One of our specialists will then be in contact to answer any questions you may have.

Learn more about Housing Disrepair Claims

If you’re interested in learning more about Housing Disrepair Claims, the best place to go is our law blog. We add new content every week and write about different legal claims, seasonal events and updated about our law firm. We also host the occasional competition or giveaway on both our social media and our blog. So keep an eye out so you could win a prize in the future. We also accept topic suggestions for our blog. So, feel free to send in your questions to info@gowinglaw.co.uk.

We look forward to seeing you in our next blog.

What is classed as housing disrepair?

Posted on April 21, 2021 by Hannah Fletcher - Blog, Covid-19, Housing Disrepair Claims, Uncategorised

Over the last year, you have most likely been spending more and more time at home in order to avoid spreading Covid-19. The lockdown has meant that not many businesses, aside from essential shops, have been open. Therefore, it makes sense that in order to stay at home, you want it to be as comfortable as possible for both you and your family. If your home is suffering from disrepair then this could make it practically uninhabitable. Now that the lockdown is easing, it will be easier for your landlord to visit your home in order to make repairs. But to be frank, they should have still been maintaining the upkeep of your council home during the lockdown. If this do not do this then you could be suffering from housing disrepair

If you have suffered from a housing disrepair, it is likely that your home is suffering from damages that only your landlord can fix. Whether you live in a council home or a housing association, Gowing Law Solicitors can help you get the compensation that you deserve. That way you can feel secure for the wellbeing of both you and your family in the future. To learn more, why not call us on 0800 041 8350? You can also find out more about housing disrepair claims by clicking the button below:

Housing Disrepair: What is my landlord responsible for?

To start with, if your home has fallen into disrepair, it usually means that an essential part of it is broken and is need of your landlord’s help to fix it. Usually, this is an area of your house (either inside or out) that needs to be maintained. That way it won’t affect your quality of life, or your ability to actually live inside of the residence. If your rented property is not suitable or safe for people to live in, it can be counted as a housing disrepair, and you could make a housing disrepair claim. Take a look at the gif below to get a better example of what could befall a renter in their home:

As you can see, the disrepair of certain areas of your home falls to your landlord to fix. Of course, you need to be able to keep up with its general upkeep (such as its cleanliness and tidiness), however bigger issues must be solved by the person who owns the property. If your home becomes uninhabitable or starts to affect your quality of life, you could be owed compensation for your damages. Take a look below to get a better idea of what your landlord is responsible for in your home:

Fire safety
Gas, electricity, sanitation and water repair and maintenance
Mould and damp issues
External damages to the property’s structure
Roof and plasterwork repair
Security upkeep

If your home needs an improvement with any of these issues, then these could be classed as housing you could be eligible to make a housing disrepair claim against your landlord.

What would make me eligible to make a claim?

Even during the pandemic, your landlord was responsible for keeping your house in a suitable condition for people to live in. If they failed to adhere to their “duty of care” that means that they could be liable for any damages that you experienced. This includes liability for your “quality of life”. For instance, if you rented a council house and the heating did not work, this could affect your mental and physical health if you were cold and did not have the means to warm up. It may also make you feel angry as you may be considering why you should pay rent for this accommodation in the first place.

With that said, there are three main ways that you could be eligible for compensation. Take a look at the infographic below to get a better idea of these categories:

Don’t forget that when you are thinking about the types of damages that you have experienced, you can claim for both emotional and financial damages, as well as physical damages. Let’s say that you are already suffering from anxiety and depression. If you are living in uncomfortable accommodation that is in need of repairs by your landlord, this could worsen your condition. Speak to a solicitor from Gowing Law to confirm what you could classify as a damage. This could add to the amount of compensation that you receive.

What sort of evidence can I use to prove my claim?

Now that you understand how you could be eligible for a claim, it’s important that you learn more about the evidence behind your overall case. You need to show that you were a victim of your landlord’s negligence. If you do not have any evidence then it will simply become a case of ”he said, she said.” By providing evidence, you are proving that your home is in need of repairs. Your landlord should have provided the support (and funds) to have the repairs made. In addition to this, if any of your belongings have been destroyed due to the disrepair of the house, they will need to be replaced.

Here are some examples of the evidence you could use to prove the disrepair and your need of compensation from your landlord:

Photographs
Videos
Witness Statements
Medical records
Police records
Receipts
Diary Entries
Communications with landlord

Keep all of this evidence safe. You can then give it to your solicitor to organize before a settlement agreement is reached. Your evidence will be used for this settlement agreement, so make sure you provide as much as possible!

Start on your housing disrepair claim with Gowing Law Solicitors

Here at Gowing Law Solicitors, we pride ourselves on being able to provide excellent legal advice to all of our clients about the housing disrepair claims. We understand that living in unsuitable accommodation can leave you feeling uncomfortable and angry at your landlord. That’s why we are determined to help you get the compensation that you deserve. You can come to us for free advice and consultations to get started. If you are happy to move forward with your claim, we can work with you on a “no win-no fee” basis. That means you will never need to pay any hidden fees. We will always be upfront about our costs and you will only need to pay our solicitors if they win your case. Therefore, you will always come out on top.

Contact Gowing Law Solicitors today to get help with your housing disrepair claim. You can call us on 0800 041 8350, email info@gowinglaw.co.uk or us our claims checker. One of our team members will then be in contact to help answer any of your questions.

Learn more about housing disrepair claims in our blog

Don’t forget that Gowing Law’s blog is updated every week with new content for our clients! We want to make sure you know all about the basics of legal claims before you make your own. So, keep checking our page to see what we have uploaded. We write about legal claims, seasonal events and updates about our law firm. Occasionally, you may even catch the odd competition or giveaway to celebrate a holiday. So, make sure you keep your eyes peeled to get ready to join in or follow our social media. You can also suggest blog topics to us by writing into info@gowinglaw.co.uk.

We look forward to seeing you in our next blog.

Business Interruption Insurance: What should I do if I was rejected?

Posted on April 16, 2021 by Hannah Fletcher - Blog, Business Interruption Insurance, Covid-19, Uncategorised

You may have taken out of business interruption insurance in order to protect your company, assets and employees. This type of insurance is the perfect way to prepare for the future and any troubles that might head your way. However, no one could have predicted the impact of Covid-19 and the lockdown. Businesses around the UK have had to close in order to protect their customers and employees against the virus. Unfortunately, this has had devastating consequences on the UK’s economy and on small businesses in general. Although the lockdown is slowly starting to ease, it is very likely that a large majority of the closed businesses will not re-open due to their finances. They may have tried to take out an insurance claim but were rejected. That’s where Gowing Law’s solicitors can step in to help.

Even if you have been rejected in the past, a new decision from the supreme court could mean that you could now have a successful claim on your hands. That’s why we would highly recommend that you contact our law firm to get started on your claim. Call us today on 0800 041 8350 or by visiting our claims page below:

What is a Business Interruption Insurance claim?

Business interruption insurance is taken out by large and small companies to protect their assets from any future problems. This can include criminal activity and damages to your property from natural disasters. For instance, your shop could be damaged due to fire or flooding. Therefore, you may need to take out your insurance pay-out to fix the damages from these natural events. If a “disaster” is outside of your control, and it affects your business, you could use your compensation to fix what has been broken.

For many business owners, they have tried to take out their business interruption insurance in order to try and sustain their livelihood during the lockdown. Unfortunately, they were rejected on the basis that Covid-19 did not fall under a “disaster” that required an insurance pay-out. Naturally, this has left many people around the UK struggling to keep afloat during this difficult time. That’s why the Supreme Court has recently made a decision that businesses can now claim for compensation if they have taken out business interruption insurance. They just need to have one of the three clauses in their contract:

If your contract has any of these clauses, you could claim compensation from your insurer. This is where Gowing Law’s expert solicitors can step in to help you. We are ready to make sure that you get the pay-out that you deserve to sustain your business and your employees’ livelihoods.

What can I use my pay-out for if I make a business interruption insurance claim?

Should you decide to make a business interruption insurance claim, you will be able to use the pay-out to sustain your business. Even if you have already received a grant from the government (in the form of business aid), you will still be able to claim a pay-out. Take a look at the infographic below to get a better idea of what you could use your business interruption insurance claim for:

Of course, there may be other things you need to spend your money on in order to sustain your business. For instance, when you closed during the lockdown, your shop may have been vandalized. So, now that it is re-opening during the ease of lockdown, you may have to spend time getting the exterior of your shop fixed. You can use your pay-out to fix any damages that could cause a work accident or harm to your employees. Speak to your solicitor for more details about how you could use your compensation to sustain your livelihood.

Will I be able to make a claim if I have already been rejected?

Yes you will! Even if you have already been rejected for a pay-out, it is likely you will now be successful in your claim. Not only will the government be aware of your situation, now that the Supreme Court have decided to change your insurance policy, it is likely that you will get a pay-out. It can be difficult to feel like you can go back to your insurer for help. But this is where an experienced lawyer can help you. Your solicitor can handle all of the paperwork and can speak to your insurer on your behalf. That way you can feel more in control of your future. You can also feel as if your compensation claim will be in safe hands.

How long will it take to make a business interruption insurance claim?

It should take one business day in order to assess whether or not you could have a successful claim. From there, the timeline of your claim will depend on its complexity. The more complex your claim is, the longer it will take. Speak to your solicitor to start scheduling how your claim is going to be handled. That way you can feel comfortable and confident that you will get your claim as quickly as possible. Be patient with your solicitor and make sure to keep in contact. That way you can always know what stage your claim is at.

Start your business interruption insurance claim today!

Here at Gowing Law Solicitors, we are proud about the fact that our law firm can help people all over the UK with their claims. We want to make sure to do our part to help clients in need. If you have a claim that you need legal advice over, get in touch with our law firm. We can offer free consultations to get you started. If you are happy to move forward with your claim, we can provide our services on a “no win-no fee” basis. That means you will always come out on top and will never need to pay any hidden fees. You will only need to pay your solicitor if we win your case.

Contact us today to get started with your claim. Call us on 0800 041 8350, email us on info@gowinglaw.co.uk or use our claim’s checker!

National Day of Reflection: How has the lockdown affected our law firm?

Posted on March 23, 2021 by Hannah Fletcher - Blog, Covid-19, Seasonal, Uncategorised

Today is the UK’s National Day of Reflection. It is funny realizing that an actual year has passed since the lockdown first started. Since then, life for our employees, clients and people all over the world has changed completely. This is a time where we can look back and see how far we have come. We can also take a moment to reflect on the lives of people who we have lost over the previous year. The battle has been a difficult one, but here at Gowing Law, we are confident that there is a light at the end of the tunnel.

On this day, Gowing Law and our team of solicitors are reflecting on the grief that each one of us share. We have lost loved ones, friends and family. The sacrifices we have made over the last year were not in vain. Instead, it is up to us to come together as a community and remain as strong as we can for the sake of those who need us most. Our law firm would like to give thanks to the staff of essential services who have been there for the most vulnerable in their time of need.

Today we will be thinking about them and those who are grieving the loss of loved ones. Life and death are what unite us all as human beings. That’s why it’s important to take a moment to not only reflect on those who have passed, but to reach out to someone who is vulnerable and let them know that they still have people they can lean on during this difficult time.

Gowing Law is here to support you during this difficult time

Here at Gowing Law, we understand that dealing with physical and emotional trauma does not instantly go away. Instead, it takes time to heal and makes you stronger as a result. We want to let our clients know that if you need our support during this difficult time of your life, our experienced solicitors and staff will be here for you. Please feel free to use the link below to get in contact with us:

How has the lockdown affected Gowing Law Solicitors?

It is an odd feeling to have gone circle from when the lockdown first began. There was the assumption that we would return to the office soon. However we have now gone through a full year of working remotely. Last year, this was the time we actually started advertising our PPI tax claims services. Now that April is coming up, and the new tax year is coming in, we are getting more clients that are interested in our PPI tax services. We will always help our clients with their tax claims, however it is funny to reflect on how time has passed throughout the lockdown.

We will say that our law firm has been extremely lucky when it has come to the pandemic and the current lockdown. Our staff have adapted to working from home and are still here to help clients all over the UK with their personal injury claims. It’s been difficult for everyone to get used to their new working environment, but we want to make sure that all our staff are comfortable and are still able to help as many people as possible.

Even though we are still working from home, we are endeavouring to help as many clients as possible. We understand that making any sort of injury claim during the pandemic can be intimidating. You want to stay within your home and stick to your social bubble. That way you can keep yourself and any vulnerable family members safe and secure. This is where Gowing Law solicitors can help you and provide you with advice that can help you continue to social-distance without it jeopardizing your legal claim. This includes:

Covid-19 & Business Interruption Claims

Whilst this blog is decided to the UK’s National Day of Reflection, we want to remind our clients that our law firm is trying to take on more Covid-19 related legal cases. Over the last year, businesses have struggled to keep afloat even when they have been told to shut their doors by the UK government. This has meant that companies all over the UK have been falling into debt as they cannot make a profit. Not only does it affect the business owners themselves, but the employees who work for them.

That is why the supreme court has made a new decision about business interruption insurance. You could make a claim against your insurer for damages. Our firm can help you even if you have already been refused by your insurer. An expert solicitor can help you claim money back to help you keep your business afloat. Whilst we do not want to detract from today’s overall message, we would like to remind business owners that Gowing Law Solicitors is here to support you during this difficult time. Get in contact with us. We can help you understand what you could be owed. That way you can put the pay-out to good use for you and your employees.

National Day of Reflection: Let’s move forward together.

The reason why today is so important is because we need to unite together. We need to remain strong for those who have experienced grief at the hands of the pandemic. Our losses unite us but there is still hope that we will keep working towards a better tomorrow. The world will never be the same, but we will be stronger, safer and together in our solidarity. Gowing Law Solicitors stands with the people who have lost so much. We will also be there to support those who are currently struggling to keep going on. Do not give up and remain vigilant.

Could the current lockdown affect my PPI Tax claim?

Posted on March 23, 2021 by Hannah Fletcher - Blog, Covid-19, PPI Tax refunds, Uncategorised

A PPI tax claim is there to get you the financial compensation you deserve if you have had any tax wrongly taken off your overall pay-out. Throughout the last year, the world has changed due to the Covid-19 pandemic. Many people have had their lives turned upside down and have been staying at home in order to avoid spreading this disease between each other. With the lockdown currently being lifted in the UK, you may be wondering to yourself if now is the time that you should be getting your tax sorted. After all, it’s almost April and that means another tax year is ending. That’s why it could be essential that you make your claim as quickly as possible to get back what is owed to you.

Here at Gowing Law Solicitors, we understand that making any type of PPI tax claim can be a daunting experience. This is where our lawyers can step in to help you. Our solicitors are tax specialists and can give you personalized advice to get you started. We have already helped clients all over the UK reclaim around £10,000 in rebates. Therefore, we are determined to do the same for you!

Why was I charged PPI Tax in the first place?

Before we talk about making a PPI Tax claim, let’s have a quick discussion about PPI pay-outs. That way you can understand why you can make a claim in the first place! PPI stands for Payment Protection Insurance. It was originally created to protect clients who were taking our financial obligations, such as credit cards, loans or catalogue payments. Purchasing PPI would act as a safety blanket for if you could not pay back what you owed on time. However, in most cases it was actually mis-sold. For instance, most of the time the pay-outs from PPI would not be enough to cover the payments. Some additional reasons why it was mis-sold include:

You did not know you were being sold PPI
Your financial advisor pressurised you into purchasing PPI
PPI was included in your policy without you realizing it
You were self-employed when you purchased PPI
You went to live abroad after you purchased PPI

If you fell into the applicable categories then you could have made a PPI claim. Unfortunately, you may not have received all of the pay-out that you deserved. Instead, some of it may have been taken away due to PPI tax. Now that you understand PPI in general, let’s talk a little more about why your pay-out was taxed.

PPI Tax Claim: What do I need to know about a pay-out?

Now that you understand a little more about PPI, it’s important that you understand that your pay-out could have been taxed. Therefore you did not receive the full amount that you were owed from HMRC. Your pay-out was made up of three things:

As you can see, the only thing that could be taxed is your statutory interest. In some cases, your bank (or HMRC) may have assumed that you were going over your personal savings allowance (PSA) and that’s why the pay-out was tax. However, if you did not go over your PSA, and only received some of the pay-out that you were entitled to, you will be eligible to have this returned to you through a PPI Tax claim. In some cases, around 20% of your pay-out could have been automatically deducted due to the bank not checking more details about your PSA. This is where a trained solicitor from Gowing Law can help you get your money back.

Will Covid-19 and the lockdown impact my PPI tax claim?

Quite honestly, the only thing that could impact your PPI tax claim is in relation to the amount of time it may take in order to get your pay-out. As you may know, there has been a backlog of court cases in the UK. That means that it could take you a little longer to get the pay-out that you deserve. Try and remain patient with your solicitor as they will try their best to keep you in the loop about how your claim is progressing. Your PPI tax claim can all be handled remotely. This means that you will be kept safe and will not be put at risk by going outside of your social bubble.

Gowing Law’s solicitors understand that this is a difficult time for our clients. That’s why we want to give our clients as much support as possible. We can fill in any tricky paperwork and make sure to avoid any mistakes that could invalidate your claim. That way you can sit back, relax and allow yourself peace of mind whilst your lawyer can get your claim completely sorted.

We have even created a helpful PPI Tax claim form for you to fill out in order to help you get in contact with a tax specialist as quickly as possible:

How long do I have to make a claim?

The time limit is one of the reasons why we would highly recommend that you get in contact with a specialist tax solicitor as soon as possible. You should have around four years to make a valid claim from the tax year you received your PPI pay-out. For most people, that means the deadline for 2016-2017 is coming up in April. As it is likely that the pandemic may slow down your claim, it’s best to get the paperwork sorted for your claim as quickly as possible. That way you can get your pay-out before the deadline hits.

How can our solicitors help you during the lockdown?

Here at Gowing Law Solicitors, we understand that you may feel nervous about making any sort of claim. You don’t want to put you or your social bubble at risk of catching Covid-19 or breaking the lockdown regulations. That’s why we want to assure you that our lawyers can help you remotely. That means you don’t need to leave your home. Instead, you can communicate with your solicitors by phone, email or through a video call. That way you can keep your distance but still get the compensation that you deserve.

Our solicitors can also help you by:

Providing you advice about social-distancing measures (i.e. using different pens or signing contracts outside)
Filling out any paperwork work on your behalf
Providing tailored advice about your case
Speaking to HMRC for you
Making sure you get your cheque in a timely manner

Contact Gowing Law Solicitors about your Claim

You can make a PPI Tax claim with the help of an experienced solicitor even during the current lockdown and pandemic. The new tax year is coming up, therefore it is a good idea to get in contact as quickly as possible. That way you could get the pay-out that you deserve. We can offer you free legal advice and consultations to get you started. That way you can understand more about the type of tax claim that you are making. If you are happy to work with Gowing Law’s solicitors, they can offer their services on a “no win-no fee” basis. That means you will always come out on top and will never have to pay any hidden fees.

Contact Gowing Law today to get started on your PPI Tax claim by phoning us at 0161 464 4444, emailing info@gowinglaw.co.uk or by filling out our self-assessment form.

Learn more about PPI tax refunds

Don’t forget that if you want to learn more about tax claims the best place to go is our blog. We update it with weekly content about personal injury claims, tax claims, will-writing help, mis-sold pensions and housing disrepair claims. In addition to this, we also talk about our seasonal events, competitions and giveaways. If you would like us to discuss a certain topic of interest, please let us know. Send in your suggestions to info@gowinglaw.co.uk. or let us know on our socials.

We look forward to seeing you in our next blog!

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What is Business Interruption Coverage for?

How do you know if you can make a Business Interruption Claim?

How much could I receive for making a claim about my business interruption coverage?

Learn more about making a Business Interruption Insurance Claim

Read more about Business Interruption Insurance Coverage and Claims

What are damages in a personal injury claims case?

Different Types of Damages Include:

What are emotional damages in a personal injury claims case all about?

What can emotional damages cover?

Mental Health Awareness Week: Be kind to yourself

Taking Care of Your Mental Health

It’s time to go outside!

Stopping and thinking about the future

Gowing Law Solicitors are here to support you with your personal injury claims

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What is a landlord responsible for with my council house?

How do I know if I am eligible to make a housing disrepair claim?

Should my landlord be helping me during the lockdown?

How much could I be owed from a Housing Disrepair Claim?

Are you ready to get started on your Housing Disrepair Claim?

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What are Housing Disrepair Claims all about?

Mould & Damp issues: Why should you be aware of this type of disrepair?

Furniture Damage & Mould Problems

What factors could make me eligible for compensation?

Gowing Law Solicitors can help you with Housing Disrepair Claims

Learn more about Housing Disrepair Claims

What is a Housing Disrepair Claim?

How do I know if I am eligible for a Housing Disrepair Claim?

How much compensation could I get from a Housing Disrepair Claim?

Start your Housing Disrepair Claim with Gowing Law Solicitors

Learn more about Housing Disrepair Claims

Housing Disrepair: What is my landlord responsible for?

What would make me eligible to make a claim?

What sort of evidence can I use to prove my claim?

Start on your housing disrepair claim with Gowing Law Solicitors

Learn more about housing disrepair claims in our blog

What is a Business Interruption Insurance claim?

What can I use my pay-out for if I make a business interruption insurance claim?

Will I be able to make a claim if I have already been rejected?

How long will it take to make a business interruption insurance claim?

Start your business interruption insurance claim today!

Read more about Business Interruption Insurance claims

Gowing Law is here to support you during this difficult time

How has the lockdown affected Gowing Law Solicitors?

Covid-19 & Business Interruption Claims

National Day of Reflection: Let’s move forward together.

Why was I charged PPI Tax in the first place?

PPI Tax Claim: What do I need to know about a pay-out?

Will Covid-19 and the lockdown impact my PPI tax claim?

How long do I have to make a claim?

How can our solicitors help you during the lockdown?

Contact Gowing Law Solicitors about your Claim

Learn more about PPI tax refunds

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